Ways to Get Discount on Health Insurance

One of the most popular insurance products, health insurance offers financial protection in case of a medical emergency. In addition to getting financial compensation during medical emergencies, a health insurance plan also lets you get quality treatment. Owing to the many benefits a health insurance plan offers, many times insurance companies lure the attention of customers with amazing discounts. There are different types of discounts that health insurance companies offer. So, scroll through the section to know about the different ways in which you can avail discounts on health insurance plans.

Different Ways to Get Discounts on Health Insurance

Listed below are the different ways in which you can get discounts on health insurance plans:

• If you have a family which includes dependent parents, spouse, and wife, then you must buy family health insurance plans. By buying one family health insurance plan that provides complete coverage instead of individual plans for each member, you can get a chance to enjoy discounts.
• You must buy a multi-year health insurance policy to get discounts on health insurance premiums.
• You can also get discounts if you are a non-smoker and there are discounts available if you provide a fitness certificate.
• A no-claim bonus is one which shows that you have not raised any health insurance claim in the previous year. Thus, when you show a no-claim bonus proof, you can get discounts on health insurance premiums.

Types of Discounts Available on Health Insurance

There are different types of discounts available on health insurance plans such as the following:

• Discounts on adding family members: Almost all insurance companies offer discounts in case you add family members to your health insurance plan. Typically, health insurance companies offer discounts on adding limited family members to health insurance plans. 

• Discounts on premiums: Health insurance companies offer discounts on health insurance premiums if the policyholder chooses to pay for several years at one go, then they can get additional discounts.

• Participation in company profits: On earning a certain percentage of profits in any given year, many health insurance companies offer discounts to the policyholders.

• Discounts on No Claim Bonus: In case the policyholder makes no health insurance claim in a year, then no claim bonus is offered. And health insurance companies offer discounts on the No Claim Bonus.

• Network Discount: Another type of discount that is offered is the network discount that is provided when you seek treatment at a hospital as listed under the policy papers. 

• Wellness Discounts: In order to motivate individuals to maintain good health, insurance companies now offer discounts to fit policyholders. So, stay healthy and get additional wellness discounts on health insurance premiums.

• Girl Child Discount: Many health insurance companies also offer discounts to a single girl child. So, if you have a girl child, you can check with your insurer whether there are discounts available for a girl child or not. 

Take Away

Thus, buy health insurance plans and get additional discounts if you fulfill any of the above-mentioned criteria. You can also explore a range of health insurance plans on the website of InsuranceDekho and get the best-suited plan.

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