Top ICICI Lombard Health Insurance Plans

Out of the various health insurance providers that are in the insurance market, choosing one of them is a tedious task. Therefore, you must analyze your choices before investing in a certain health insurance plan by an insurer. You must consider certain factors like your financial budget, claim settlement ratio and incurred claim ratio of the company, range of options available, features included under the plan, affordability, and much more. After considering it from all the aspects, you can invest in a suitable health insurance policy. ;

ICICI Lombard health Insurance firm is a leading company among the private sector health insurance firms. The firm has bagged numerous awards for its customer-centric approach and perfectly customized plans for the policyholders. The company offers a wide range of additional covers to top-up the existing plans, and enhance the coverage.

About ICICI Lombard Health Insurance Plans

ICICI Lombard Health Insurance is a tie-up between ICICI Bank Limited and Canada-based Fairfax Financial Holdings Limited. To claim the benefits of the plans offered by the company, you can claim the plan and then avail its benefits in case of a medical emergency. Some of the common features of ICICI Lombard health insurance plans are:

Must read: Benefits of Comparing Health Insurance Plan Online

• Cashless claim benefits can be availed at the network of 5,025+ linked hospitals
• With the claim settlement ratio of 78.67% in FY 2019-20 this company signified its claim settling capabilities
• Lifetime renewability of services enable the policyholders to renew their plans without any maximum age restrictions

Top ICICI Lombard Health Insurance Plans

Let us look at some of the top ICICI Lombard health insurance plans that are available in the market:

• Complete Health Insurance Plan

This health insurance plan by ICICI Lombard health insurance is best suited for both individuals and families with a minimum age of 3 months. The claim amount ranges from Rs. 3 Lakh to Rs. 50 Lakhs, this plan covers the medical expenses like checkups, wellness programs, hospitalization costs, and much more. Several add-on benefits are also provided like the hospital cash, convalescence benefit, maternity benefits, newborn covers, critical illness covers, and much more.

• ICICI Lombard Health Booster Policy

This is a super top-up plan that can be bought by both individuals and family members. There are variants in terms of policy tenure under this plan, that is the plan can be bought for 1, 2, or 3 years. The assured claim amount is from Rs. 5 Lakh to Rs. 50 Lakhs with a wide coverage and affordable premium amount. The minimum age to get this plan is 3 months and it comes packed with basic features like hospitalization expenses, domiciliary costs, ambulance charges, room rents, inpatient costs, daycare procedures, etc. With a small extra premium payment you can enhance the coverage of your existing plan by investing in an additional cover with critical illness coverage, personal accident coverage, etc.

• ICICI Lombard Aarogya Sanjeevani Plan

This health insurance plan is a wise choice for individuals who are looking for extensive and affordable coverage for their loved ones. This plan offers a sufficient cover to the policyholder with flexible coverage that can be customized according to the needs of the policyholders. With the age limit ranging between 3 months and 65 years, this health insurance plan comes with features like hospitalization expenses, AYUSH treatments, etc. The assured sum of amount for the policyholders under this plan ranges from Rs. 1 Lakh to Rs. 5 Lakhs depending on the set of features chosen for your desired health insurance plan.

Conclusion

You can consider ICICI Lombard health insurance as one of the viable options when looking for a suitable health insurance provider for yourself and your loved ones. You can choose a suitable health insurance plan from the company depending on your needs and requirements. You must carefully go through the policy related documents to better understand the plan and avoid any inconvenience at the time of the claim settlement process.

Also Read: Buy ICICI Lombard’s Complete Health Insurance to Secure Yourself

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.