SBI General Insurance Launches 'Arogya Supreme': All You Need To Know

Health insurance policies have been in a high demand among the customers over the past few years and therefore, the insurance providers have come up with attractive and exclusive offers for the policyholders. Apart from the standard insurance covers that are available in the market disease specific, maternity benefit, family floater, and a lot more varieties of plans are available in the market these days. The insurers have started rolling out COVID-19 special health insurance covers to support the people at the time of the global pandemic. Many insurance policies have also started extending the coverage of the plans at an affordable price. The offers and options available on the purchase of the health insurance policy have made health insurance covers accessible for all the people thus, providing a protective shield to them at the time of an emergency. 

About Arogya Supreme Policy By SBI General Insurance 

Arogya Supreme policy was recently launched by SBI General Insurance which provides a wide coverage of up to Rs. 5 Crores for its customers and comes with different variants to choose from. With several features this policy provides other significant benefits like recovery benefit, sum assured refill, compassionate visit, and a lot more. With 20 basic and 8 optional covers, the policy offers a wide coverage and gives its policyholders various options to choose from. 

Prominent Features of  Arogya Supreme Policy

Arogya Supreme policy is a newly launched policy by SBI General Insurance and has the following key features: 

• It is available with around 20 basic covers and 8 optional covers, thus making it one of the comprehensive policies by the insurer. 
• A wide range of sum assured options are available under this policy for the policyholders. 
• Long term policy options for up to 3 years are provided by the insurer under this plan. 
• Other beneficial covers like ambulance charges, recovery benefit, e-opinion cover, etc are made available to the customers. 
• To protect your cumulative bonus and enhanced cumulative bonus, a NCB protector optional cover is also available for inclusion.  
• As a part of the renewal benefit, a preventive check up cover is also provided under this policy. 
• Family discount, loyalty discount, term policy discount, etc are some of the discounts that are offered under this policy. 

Coverage of The Arogya Supreme Policy 

Each and every health insurance policy has its own set of inclusions which can be customized by the insurer to meet the requirements of the customers at certain times. The list of inclusions of your purchased policy is available in the policy-related documents which has to be read and gone through carefully. Let us look at the hospital expenses which are a part of the coverages of this policy: 

• In-patient hospitalization treatment 
• Mental health care
• Genetic disorder
• HIV/AIDS cover 
• Cataract treatment
• Daycare treatment
• Domiciliary expenses 
• Road ambulance charges 
• AYUSH treatments 
• Co-payment clause 
• Deductibles 
• And a lot more 

 A detailed list of the inclusions under this plan can be checked on the official website of SBI General Insurance. You can check the list and ensure that your list of disorders and illnesses are a part of the policy cover. 

Scope of Cover of The Arogya Supreme Policy 

This policy launched by SBI General Insurance looks after the medical expenses incurred in case of hospitalization and the payment will be made according to the sum assured under the policy taking into considerations the limits and bonus of the policyholder. For adults the age to be a part of Arogya Supreme policy ranges from 18 to 65 years and for children it ranges from 91 days to 25 years. The duration of the policy varies as 1, 2, or 3 years. Variants in the policy tenure and sum assured are available under this policy and can be chosen by the policyholder according to their financial budget and needs.  

Conclusion 

Apart from the inclusions, there are certain exclusions under the Arogya Supreme policy which you should be aware of, to avoid any confusion at the time of claim settlement process. You can consider buying this effective and comprehensive health insurance cover for yourself. 

Must Read: SBI Group Health Insurance Policy Online

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Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.