Check Your Oriental Health Insurance Policy Status Online: A Step-by-Step Guide

The health coverage policies provided by Oriental Insurance Company are reasonably priced and thoughtfully crafted to accommodate consumers from all social classes, from urban to rural places. Furthermore, the oriental health insurance company offers cashless care to its clients through its extensive hospital networks. You will also receive flawless services, be it online or offline that let you keep tabs on the status of your insurance in addition to the plan's advantages.

Online Checking Of Status For Oriental Insurance Policies

To check the status of your policy bought from Oriental Insurance, ‘Online’, please follow the steps given below:

1. Click on the website of Oriental Health Insurance
2. Login to your Oriental Insurance Account in any of the two ways-You can login through your username and password or alternatively, you can proceed by filling in your registered Email I.D/Mobile
3. Once logged in to your account’s home page,Check under the ‘Claim status’ tab. You will find two Third-party authorised (TPA) links - TTK Healthcare Services and Raksha TPA
4. Now , you may click any of the two links for eg. if you click on Raksha TPA, it will open in another browser that will take you to the web page of Raksha TPA
5. Here, you can scroll down to the bottom most part of the web page and click on ‘Get Claim Status’ tab which is under the heading of Real Time Status
6. Another window will open that will ask you to submit details and credentials such as- your Oriental Insurance Member ID, Claim Number, Employee Number, and Policy number 
7. The claim status of your Oriental Health Insurance Policy will be displayed there

What Happens If The Policy Is Canceled By You?

The following guidelines have been established by Oriental Insurance for the termination of policies obtained through the website:

1. To cancel any insurance obtained through the site, you must send a letter to the relevant branch office of Oriental Insurance.
2. Your bank account  will be digitally credited with the amount of reimbursement.
3. Following the subtraction of any relevant cancellation fees, the payment will be returned.

How To Track The Claim Status of Oriental Health Insurance From InsuranceDekho

Once an insured person files the policy claim, he/she can monitor the status of that claim in two ways- either offline by visiting InsuranceDekho’s branch offices located in Gurugram and Jaipur or online with below enumerated steps:

Step 1. Visit our InsuranceDekho website- www.insurancedekho.com and click on the ‘Login’ tab at topmost right corner

Step 2. Fill in your Mobile Number; then you’ll receive an OTP on your registered mobile no. which you need to enter there

Step 3. You need to select Oriental Health Insurance Policy through the options of Health Insurance policies displayed on the web page

Step 4. Click on the ‘Track Status’ tab and view/track your claim status there

For additional queries or doubts pertaining to tracking the claim status of your Oriental Health Insurance Policy, please reach to our policy experts and customer care staff who’re available 24*7 to help you. You can visit our website: www.insurancedekho.com | Call on toll - free number 7551196989 | Just drop an Email at support@insurancedekho.com

How To Online See The Status of A Claim by Oriental Health Insurance?

The following are a few easy actions you may take to determine the status of your healthcare policy:

Step 1: Go to Oriental Health's official site.

Step 2: Select the "Claim Status" option on the main page. Two TPA connections,  Raksha TPA, and TTK Healthcare Services are available here. Select these links.

Step 3: To get live details about a claim, select the "Real-time Status" option.

Step 4: Choose the "Get Claim Status" tab from the four alternatives that will be presented to you on the screen. It will take you to a different page.

Step 5: You must input a few crucial information underneath the Find Claim Information.

Step 6: After providing all the necessary details, press "Submit," and the status of the claim of your healthcare policy by Oriental Health will be shown on the page.

Customer Support For Health Insurance

For any queries related to health insurance policies, please reach to our panel of support staff who’re available Mon-Sun, 24*7 to guide you. 

Visit us: www.insurancedekho.com | Dial our toll - free number 7551196989 | Email at support@insurancedekho.com

Positive Aspects Of Plans By Oriental Health Insurance

The major advantages of Oriental Health Insurance policies are listed below.

• If the covered is dissatisfied with their current plan, they may switch to the portable feature of the plan by Oriental Health Insurance without sacrificing any advantages, including wait period perks and NCB.
• Oriental Health Insurance policies offer policy bearers a broad range of amount covered choices to select from, ranging from as little as Rs. 1,00,000 to as much as Rs. 3 million, hence accommodating a variety of needs for various people.
• Policies from Oriental Health Insurance provide the flexibility of a lifetime renewability benefit. As long as they regularly renew their policies, policy bearers could keep receiving benefits within their selected plan of Oriental Health Insurance for the rest of their lives.
• Policies from Oriental Health Insurance include the advantage of the recovery of the amount insured, which means that if claims cause the amount insured to be depleted within the insurance period, it will be recovered.

Conclusion

You can easily check the policy status of your policy without any hassle. Oriental health makes this process easy for their clients to make them comfortable all the time.

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FAQs Related To Oriental Health Insurance

Ques1. Can claim status be checked by visiting the Oriental Health Insurance branch office?

Ans. Yes, claim status of an individual’s health insurance plan can be checked offline by visiting the nearest branch office of Oriental Health Insurance  Pvt Ltd.

Ques 2. What are the coverage plans available at OIC?

Ans. Following are the coverage options provided by OIC:

• Silver, Gold and Diamond - range of insured sum between 2-20 lacs
• Hospitalisation for a minimum of 24 hr period
• Medical expenses incurred between 30 days prior to hospitalisation and 60 days after the discharge date 
• Treatment procedures and services listed under specific categories

Ques 3.  What is the waiting period for the Oriental Health Insurance Policy?

Ans. The waiting period of health insurance policy of OIC is mentioned below:

• Pre-existing diseases/illness: 2 years i.e 48 months
• Initial waiting period is 30 days for all illnesses (excluding renewal cases/accidents)
• 12 months to 24 months for specific, listed diseases which are mentioned in the clauses