How To Calculate The Premium For United India Health Insurance Plans?
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While choosing a particular policy, customers must consider certain factors like their requirements, financial budget, pre-existing diseases, number of family members, etc. All these factors make it a hectic task to choose the best policy. Therefore, an online premium calculator eases the process of choosing the apt policy. It gives the person purchasing the policy a sound idea of the amount of premium that he/she has to pay if that policy is bought.
The policy premium rates are decided based on the age of the insured, sum assured, coverage benefits, top-up plans, etc. And, manually calculating the premium is time-consuming and difficult to do, as it is based on certain criteria by the insurer. However, you can easily calculate your premium online. United India Health Insurance premium calculator makes it easier for you to know your premium rates which helps you to choose the policy that fits your budget.
All About United India Health Insurance
United India Health Insurance is well-known for its affordable policies. It provides various covers which include indemnity based-policies and medical threat covers. United India Insurance Company Limited is a public sector general insurance company. Based in Chennai, the company has experience of more than three decades to ensure quality services to its customers. Health Insurance policies offered by United India Health Insurance are comprehensive and pocket-friendly. Let us look at some of the features of United India Health Insurance:
- The company has a network of 7000+ linked hospitals to provide cashless treatment to its policyholders.
- It had a claim settlement ratio of 78.03% in the FY 2019-20
- United India Health Insurance offers lifelong renewability to its customers.
- The policies offered by the company have a waiting period of 4 years.
How To Calculate Premium For United India Health Insurance Plans?
United India Health Insurance ensures quick and easy services for its customers. You can calculate your premium online without much effort with the United India Health Insurance online service portal. Its online premium calculator is a simple online tool to know the premium of a certain policy that you wish to buy. For calculating the premium online, follow the steps below:
- Open the online premium calculator for United India Health Insurance.
- Enter the policy start date.
- Enter the policy expiry date.
- Select your coverage type- individual or family-floater.
- If you choose a family floater health insurance plan, further select the type of family floater plans- the single sum assured or individual sum assured for each member of the family.
- Enter the following details:
- Sum assured
- Age
- Daily cash allowance
- Ambulance
- Relation with proposer
- Date of birth
- Marital status
7. Now, click on the final submit button.
Following the above steps, you will get the premium rates for an insurance policy. The rates of the premium can be adjusted.
Benefits of Calculating United India Health Insurance Premium Online
United India Health Insurance offers you financial stability and gives you all-rounder medical coverage. It has a plethora of options to choose from. Therefore, you can compare its plans and policies by simply calculating the premiums and adjusting them according to your budget. Calculating your expected premium in advance gives you the following benefits:
- Easily compare various policies and choose the best one.
- You can select a policy that offers extensive coverage.
- Avail best medical benefits by choosing the most affordable plan.
- An online calculator helps you buy or renew a policy at home.
- Adjust your premiums by changing the details and be sure of your future expenses.
- It becomes easy for you to make your own decision and gives you enough time to think.
Conclusion
You can calculate the premium rates by being at home in your comfortable space and make a fair choice. United India Health Insurance is a prominent firm in the insurance market and can be trusted for securing your health. You must go through the inclusions and exclusions of a policy and know the claim settlement process in advance. You must calculate your premiums beforehand, as it makes you mentally and financially prepared for the upcoming additions in the expenses from your income.
Also Read: All about United India Super Top Up Health Plan
Benefits of United India Health Insurance Policies You May Not Know
Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.
