How Is Max Bupa Health Insurance

Max Bupa Health Insurance Company Ltd. (Max Bupa) is a standalone health insurance company. A joint venture between Max India Limited and the UK based Bupa Financial PLC. Bupa has six decades of experience in the healthcare industry and a 11.3 million customer-base in over 190 countries. Max Bupa Health Insurance offers individual, couple, Nuclear family and Extended family health insurance plans.

Why Buy Max Bupa Health Insurance Policy?

Here are some reasons why customers prefer Max Bupa Health Insurance also known as Niva Bupa Health Insurance for their health insurance needs:

• Cashless hospitalisation

Max Bupa Health Insurance offers cashless hospitalization at 3,500+ network hospitals across India within 30 minutes of receiving the request from the hospital.

• Comprehensive insurance cover

Max Bupa offers health insurance policies with a sum insured of up to Rs.1 crore. The insurance coverage has low waiting periods.

• International Coverage

Max Bupa Heartbeat Platinum plan is a unique product that offers international cashless treatment for 9 major critical illnesses like organ transplant and cancer through its global network in over 190 countries. Outpatient Department cover is available under this plan.

• Maternity benefits

Health insurance plans offered by Max Bupa cover maternity-related expenses after a 1-year waiting period. A baby born when a maternity claim is payable is automatically covered till the next policy renewal.

• Health plans for the entire family

Max Bupa offers health insurance plans for the entire family from newborn babies to senior citizens under a single policy.

• Lifelong renewability

All health insurance plans offered by Max Bupa comes with a lifelong renewability option, providing continuous payment of insurance premium.

Benefits of Max Bupa Health Insurance

• Daily cash benefit

For miscellaneous expenses, you can get a daily cash benefit of up to Rs.4,000 per day during the hospitalization period up to 45 days.

• Direct claim settlement

There is no involvement of a TPA. Therefore, the claim settlement is direct and quick.

• Worldwide coverage

Insured members can get cashless treatment at a network hospital of Max Bupa Health Insurance anywhere in the world.

• Renewability for life

All health insurance policies offered by Max Bupa have lifelong renewability options.

• Discount

Get a discount upon purchasing a 2-year policy. Discount on premium applicable on select policies offered by Max Bupa Health Insurance and that too only in the second year of the policy term.

• Critical illness plan

A lump sum amount will be paid to the insured in the case of diagnosis of a specified critical illness under the policy, provided he or she survives for 30 days post-diagnosis.

• Personal accident plan

With this rider attached to your base policy, you can get a sum insured payout benefit in the case of an accident death, permanent total disability, or partial disability.

• Tax benefit

Get tax deduction on premium paid towards a health insurance policy under Section 80D of the Income Tax Act, 1961.

Conclusion

Max Bupa Health Insurance offers cashless facilities at more than 3,500 network hospitals across India. If you have opted for cashless hospitalization, then locate a network hospital near you using the online network hospital locator tool. Just enter your place of residence such as city and state. The tool will give you a list of network hospitals in your area with their contact details. Max Bupa approved a cashless hospitalization request within 30 minutes of receiving the form from the hospital.

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