Health Insurance Plans for Senior Citizens in the Future by Generalli
Table of Contents
Future Generali is one of the major general insurance firms in the country. The company has a diverse range of health insurance policies to provide financial security to customers against various medical threats.
Future Generali general Insurance Company is a joint venture between the Future Group of industries, an Indian Company and Generali group, an Italy based Company. Future Generali offers a wide spectrum of general insurance products like Motor Insurance, Health Insurance, Travel Insurance, Personal Accident & Home Insurance.
Features & Benefits of Future Generali Health Insurance Policy
- Cashless Treatment: Cashless treatment is a process where the patient does not have to pay for the hospitalization and treatment expenses. The cost of medical treatment is managed directly by the listed network hospital and Insurer/Third Party Administrator (TPA). The patient simply has to opt for a cashless settlement process.
- Pre and Post Hospitalization Expenses: Available, depending on the variant of the health plan, the pre and post hospitalization expenses cover can vary from 60 days for pre hospitalization to 90|120|180 days for post hospitalization, respectively.
- Ambulance Charges: For Future Generali Network Hospitals , the minimum is Rs. 1,500 and the maximum limit is based on the actual expenses. For non-network hospitals, the limit varies from Rs. 1,500|2,000|5000.
- No Claim Bonus: Yes, 50% for every claim-free year to a maximum of 100%
- Medical check-up: Pre-acceptance medical tests are not required for all proposers up to the age of 50 years. For age 51 years and above, medical tests are mandatory.
- Flexibility: Depends on the type of health plan.
- Coverage: In-patient Hospitalisation for Medical Treatment/Sickness (includes consultation, diagnostic tests and medications prescribed as per plan opted)
- Premium Charges: Depends on the sum insured selected under the health plan.
Documents required to buy Future Generali Health Insurance Policy
The documents required to buy a Future Generali Health Insurance Policy are:
- Proof of ID
- Proof of Address
- Proof of Income
- Application/Proposal Form
- Medical check-up/report, if required.
Conclusion
If you are looking for insurance solutions for your entire family, Future Generali Health has a holistic range of products that will suit your needs and financial requirements.
Also read- The Tata AIG MediCare Plus (Super Top Up) Plan: Everything You Need to Know!
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