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National Mediclaim Health Insurance User Reviews

282 reviews Rate This
National
Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio83.78%
Network Hospitals6,000+
RenewabilityLifelong
Starting Premium for 5 lac SIRs.586/month
Starting Premium for Rs. 5 lakhs SIRs. 586/month

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Rating of National Mediclaim
4.7
Based on
27 User reviews
  • Remarkable Experience

    My experience of purchasing the National Health-  National Mediclaim was wonderful. I bought this plan from an online platform that save me a lot of time and effort. The entire process was completed online and even after purchasing the policy, I didn’t have to chase the team to know about the status of my health policy. I am happy with my purchase. 

    R
    Reshma Ajmani
    On: Jun 20, 2023
  • Best experience

    It was the best experience I received during the issuance of my National insurance’s National Mediclaim plan. From quote generation to payment, it was a fast affair. The modern tools are convenient and contribute to the time-saving feature of the website.

    S
    Snehashis Bagchi
    On: Jan 20, 2021
  • Provides maximum assistance

    I was happy to get this assurance from InsuranceDekho to get maximum assistance whenever required. I am even happier to find that it is true. Be it on Whatsapp or call, the team is always on their toes to help. So satisfied that I bought National insurance’s National Mediclaim Plus plan from them.

    R
    Reema Basu
    On: Jan 15, 2021
  • I highly recommend national insurance to all

    National Mediclaim is my first health insurance purchase with insurancedekho. I wanted a plan covering day care procedures as well as Ayurvedic & homeopathic treatment. Glad that i found this affordable plan without much hassle. Thanks insurancedekho!

    V
    Vishesh Chauhan
    On: Oct 29, 2020
  • Worth it insurance

    I am impressed with this national insurance policy. It has given me a very good cover for pre and post hospitalisation, daycare procedures or surgeries, Ayurvedic & homeopathic treatment, room, boarding and other charges. Also comes the benefit of cumulative bonus of 5% if no claims are reported. It is a policy worth recommending.  

    M
    Mugdha Patnaik
    On: Feb 07, 2020
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

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  • Less premium, more cover

    My previous health insurance experience was really very bad. So, when i got to know about this national mediclaim policy, i was a bit hesitant to buy it. But insurancedekho team convinced me about it and i would say i don’t regret my decision at all. I suggest this policy to you also.

    R
    Rohit Tanwar
    On: Feb 04, 2020
  • National mediclaim is new for me

    I want to thanks team of insurancedekho that they helped with this policy. As i am new, they explained every bit of information to me. About the policy, it is really great covering. It also gives you discount of 10% on premium if you buy it for your family. 

    R
    Rohit Shukla
    On: Feb 03, 2020
  • Covers for ayurvedic treatment

    For past 18 days, i was looking for a good policy that provides me cover for ayurvedic treatment. I am happy that i got covered for the same under this plan at a low premium cost. Apart from ayurvedic treatment, i am getting benefits like day care procedure, ambulance expenses, free health check-up and more.

    S
    Siddhanth
    On: Jan 23, 2020
  • More at less premium

    As i mentioned the premium amount i am paying for this policy is quite less than i expected. While the coverage that i am getting is very high, which is really good. The plan covers day care procedures, pre & post hospitalisation expenses, room rent, nursing charges, boarding expenses and many others at a value that doesn’t seem too much for pocket.

    K
    Kirti Pratap Singh
    On: Jan 09, 2020
  • Policy with great, unique benefits

    First of all, this policy is quite comprehensive at such less premium amount. I am covered for hospitalisation expenses on cashless/reimbursement basis due to any disease or injury. Other key benefits that i covered for are 5% cumulative bonus in case of no claim, family discount, health check-ups and many others. Good job by national insurance!    

    P
    Prem Rai
    On: Jan 03, 2020
  • Worth it policy by national

    I have purchased national mediclaim policy around 5 months back. I have not made a claim as of now. However, i have been assured that the process is simple and smooth. I wanted cover for ayurvedic and homeopathic treatment and have got the same at less premium rates than i thought. I suggest this affordable policy to every customer.

    U
    Uma Pandey
    On: Dec 17, 2019
  • Happy with plan purchased

    National mediclaim policy is rich in features like pre and post hospitalisation expense, daycare procedures or surgeries, and many others. What’s best is that benefits such as cumulative bonus of 5%, family discount, health check-ups, and many more are associated with the policy. The purchase process is simple and the plan comes with lifelong renewal.  

    S
    Sanjay Bharadwaj
    On: Dec 13, 2019
  • I liked national mediclaim very much

    This is my first experience with national insurance. I must say that it is a comprehensive health insurance policy. The sum insured range is quite vast. The features like pre and post hospitalisation expenses, 140 daycare procedures, cumulative bonus, family discount, health check-ups and many more. I am highly satisfied with my coverage. 

    V
    Varun Gupta
    On: Dec 09, 2019
  • Highly recommended to all

    Thanks InsuranceDekho guys for this plan. I got my coverage for ayurvedic  and homeopathic treatment at a very less premium amount. I find national mediclaim to be a good choice for people who are looking for wide cover without paying a huge amount. Good job done by national!

    R
    Ritik Bhasin
    On: Nov 29, 2019
  • National mediclaim is a worthy investment

    I can tell you without any doubt that if you would invest in this plan, you won’t regret at all. this great plan gives you supreme coverage at low premium. The claim process is simple and doesn’t require one to take any kind of stress. Overall it is worth the money.

    K
    Kaushal Singh
    On: Nov 29, 2019
  • Good effort by national insurance

    It has been a few months since i bought this plan. I want to tell everyone that this plan is offering wide cover. So, if you need help in case of daycare procedures, pre and post-hospitalisation expenses, ambulance charges, oxygen, x-ray, blood, OT charges, and others, choose this plan at any cost. 

    V
    Vijaykumar Narayan Patil
    On: Nov 20, 2019
  • Superb plan available at affordable rates

    National insurance has always impressed me with its superb plans. This national mediclaim policy is another great plan that has given me good cover for my family members. Low premium, free health checkup, no pre-medical screening, cashless treatment, are a few features that i really liked in this policy.

    M
    Mandira Bhattacharyya
    On: Nov 20, 2019
  • Comprehensive health policy at low premium

    I am happy with my cover of national mediclaim policy. It has been the best health insurance for m,e until today. If you also want to invest, expect high coverage, less premium, easy claim settlement, and other superior features. I will give this plan 8 out of 10. 

    P
    Praveen K H
    On: Nov 07, 2019
  • National mediclaim is perfect policy

    One of my friends recommended this plan to me. When you buy this plan, you get covered for 140 daycare procedures, pre and post-hospitalisation expenses, oxygen, blood, OT charges, x-ray, and others, ambulance charges, etc. This plan is definitely one of the best plans by national insurance company.

    A
    Ashish Kumar
    On: Nov 07, 2019
  • Superb policy from superb insurer

    Buying national mediclaim was one of my best health insurance decisions. This policy is superb in every way. Be it coverage or premium, or benefits, it is an all-rounder policy by national insurance. I am happy that i was able to cover my family under this comprehensive, affordable policy without paying too much. 

    S
    Sudarshan
    On: Oct 30, 2019
  • National mediclaim is top policy

    I remember it was my friend who told me about this policy. I was a bit hesitant but bought this plan after looking at its cover, premium, features, benefits, and other aspects. I must share that my decision was completely right because at the time of claim, i got covered comprehensively. 

    K
    Karuna Gadpal
    On: Oct 30, 2019
  • Great facility by national insurance

    With national mediclaim plan, i am getting huge coverage for my family. I thank insurancedekho for providing plan with low premium. I am happy that i got benefits like free health checkup, no pre-medical screening, cashless treatment, etc. 

    I
    Inusbhai Bhaijibhai Ajmeri
    On: Oct 18, 2019
  • I am going to recommend this plan now

    The experience of National Mediclaim has been excellent for me. The whole claim process went completely smooth. I got supreme coverage with great benefits. What’s best is that i was given a 10% discount for covering my family. I recommend this plan completely!  

    V
    Vikas Anand
    On: Oct 18, 2019
  • Superb product by national insurance

    When InsuranceDekho guys told me about this plan, i was impressed by its coverage features. Where else can you find a plan that at a very less premium covers you for inpatient, pre & post hospitalisation, day care treatment, Ayurvedic & Homeopathic, treatment, etc. Undoubtedly, this plan is great.

    N
    Nikesh Roy
    On: Oct 09, 2019
  • National Mediclaim has been a big help

    I have recently made a claim under this plan. Must say that the process was smooth and i easily got covered for high expenses. I went for a cashless mode of treatment. I am really thankful to national insurance for creating such a good plan.  

    P
    Pawan Bharti
    On: Oct 09, 2019
  • National Mediclaim is a great product

    Thanks InsuranceDekho that you recommended national mediclaim policy. I am happy with the cover and premium. Previously, i had a plan that covered too less at high premium, but not now. I have covered my children and parents under this plan, at very low rate. It is a good plan you can also go for.

    R
    Rohit Bhatia
    On: Sep 27, 2019
  • National Mediclaim is okay for me

    I liked to invest in National Mediclaim because it covered a lot of expenses at a very less premium amount. The plan is new for me and i have not made a claim till today. But i recommend this policy to everyone because it will help you with many medical expenses and cover your family perfectly.

    P
    Parmar Yogesh Bhai
    On: Sep 27, 2019

FAQs

  • What is the toll-free customer care number of National Insurance Company?

    The toll-free number of National Insurance Company Ltd. is 1800-3450-330. 

  • What is the address of National Insurance Company?

    The address of National Insurance Company Ltd. is-

    3, Middleton Street, Prafulla Chandra Sen Sarani, 
    Kolkata, West Bengal, 700071.

  • How to buy and apply for health insurance plans by National Insurance Company?

    You can visit the official website of National Insurance Company to purchase a policy, i.e. https://nationalinsurance.nic.co.in. To opt for a smooth and hassle-free process, you can also purchase it at InsuranceDekho.  

  • Does National Insurance Company offer any discount to its policyholders?

    Yes. The National Insurance Company offers discounts to the policyholders on some health insurance plans. 

  • What kind of policies are available with National Insurance Company online?

    National Insurance Company offers health insurance plans for individuals, families, senior citizens, parents, children, etc. People aged up to 65 years can be covered under these policies.

Claim Process at National Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 72 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

National Health Insurance Contact Details

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