Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Track & Policy DownloadLogin
HomeHealth InsuranceManipalCignaUser Reviews

ManipalCigna User Reviews

307 reviews Rate This
ManipalCigna
Highlights
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio93.40%
Network Hospitals8,900+
Pre-existing Disease Coverage From2 years
Pre-existing Disease Waiting Period2 years
Special BenefitsUnlimited Restoration
Starting Premium (for 5L SI)Rs. 566/month
Rating of ManipalCigna
4.7
Based on
307 User reviews

Nominal premium.

I purchased pro health plan last week and paid nominal premium for the same. But i got all the benefits I wanted my health insurance plan to cover. I refer insurancedekho to everyone looking for health plans as they have a secured payment gateway as well and the process is transparent too.   

Devender Choudhary
On: Feb 10, 2020 | Views

User Reviews on ManipalCigna Health Insurance Alternatives

Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.

Best Health Insurance Plans In India

  • Cover ₹ 5 L
    Starting at  ₹ 832/month*
    No room rent limit 100% no claim bonusUnlimited restoration benefits3 years PED waiting period
    View All Features
  • Cover ₹ 10 L
    Starting at  ₹ 739/month*
    No room rent limit Unlimited restoration benefits50% no claim bonus4 Years PED Waiting period
    View All Features
  • Cover ₹ 5 L
    Starting at  ₹ 447/month*
    No room rent limit 33% no claim bonus100% restoration benefits3 years PED waiting period
    View All Features
  • Cover ₹ 5 L
    Starting at  ₹ 1,312/month*
    No room rent limit 50% no claim bonus100% restoration benefits3 yrs PED waiting period
    View All Features
  • Cover ₹ 5 L
    Starting at  ₹ 448/month*
    Single Private A/C Room 20% no claim bonus100% restoration benefits1 year PED waiting period
    View All Features
  • Cover ₹ 5 L
    Starting at  ₹ 664/month*
    No room rent limit null20% no claim bonus100% restoration benefits2 years PED waiting period
    View All Features
  • Cover ₹ 5 L
    Starting at  ₹ 675/month*
    No room rent limit 50% no claim bonusUnlimited restoration benefits3 years PED waiting period
    View All Features
  • Cover ₹ 5 L
    Starting at  ₹ 690/month*
    Single Private A/C Room 100% restoration benefits3 years PED waiting period
    View All Features
  • Cover ₹ 5 L
    Starting at  ₹ 546/month*
    Twin sharing room Zero no claim bonus100% restoration benefits2 years PED waiting period
    View All Features
  • Cover ₹ 5 L
    Starting at  ₹ 566/month*
    No room rent limit 20% no claim bonus100% restoration benefits3 years PED waiting period
    View All Features
  • Cover ₹ 5 L
    Starting at  ₹ 1,770/month*
    Zero no claim bonusNo restoration benefits1 year PED waiting period
    View All Features
  • Cover ₹ 40 L
    Starting at  ₹ 62/month*
  • Cover ₹ 2 L
    Starting at  ₹ 146/month*
  • Cover ₹ 5 L
    Starting at  ₹ 806/month*
    Single Private Room 10% no claim bonus100% restoration benefits2 years PED waiting period
    View All Features
  • Cover ₹ 5 L
    Starting at  ₹ 476/month*
    60% no claim bonus150% restoration benefits4 years PED waiting period
    View All Features
  • Cover ₹ 5 L
    Starting at  ₹ 526/month*
  • Cover ₹ 5 L
    Starting at  ₹ 855/month*
    25% no claim bonus100% restoration benefits4 years PED waiting period
    View All Features
  • Cover ₹ 5 L
    Starting at  ₹ 448/month*
    Single Private A/C Room 20% no claim bonus100% restoration benefits1 year PED waiting period
    View All Features
  • Cover ₹ 5 L
    Starting at  ₹ 396/month*
    Room rent upto 2% of SI Room rent upto 1% of SI No room rent limit Single Private Room
    View All Features
  • Cover ₹ 5 L
    Starting at  ₹ 738/month*
    No room rent limit 50% no claim bonus100% restoration benefits3 yrs PED waiting period
    View All Features
Note: Premium is shown for 18yr old individual of Delhi
Show More

Health Insurance Calculator

Whom do you want the insurance for ?

You
Couple
Family
Father
Mother

Select the age of all members

  • You

Where do you live ?

Choose required Coverage for yourself?

5 Lac
10 Lac
25 Lac
Disclaimer : Actual Premium might vary basis your location, age and number of members

Choose ManipalCigna Health Insurance Plan for

Must BuyMust Buy

Why to Buy Health Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 75,000*
  • Claim support everyday 10AM-7PM
  • 80 Lacs+ happy customers

Explore ManipalCigna Health Insurance

Health Insurance News

View All News

ManipalCigna Health Insurance Contact Details

Reach us for help anytime

Claim Process at ManipalCigna Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

8674 ManipalCigna Cashless Network Hospitals in India

View All ManipalCigna Network Hospitals

FAQs

  • Whom should I contact for claim intimation and settlement?

    You can notify either InsuranceDekho or ManipalCigna directly by calling on their customer care numbers for planned or emergency hospitalisation. FYI, InsuranceDekho's toll-free number is 7551196989. 

  • What is the time limit for claim submission in the case of the cashless facility?

    You need to submit the claim within 15 days from the date of discharge from the hospital.

  • Is pre-policy medical checkup free?

    Yes, ManipalCigna bears the cost of all pre-medical tests.

  • Does ManipalCigna share medical reports if a policy is not issued?

    Yes, the medical reports are shared if you request them in writing.

  • What to do if a cashless hospital is not available at my location?

    You can choose a non-network hospital for the treatment and raise a reimbursement claim. However, you need to inform the insurance company within 24 hours of your admission in case of emergency and 3 days before in case of planned treatment.

View All

Latest Health Insurance Articles

View All Health Insurance Articles
Find the right health insurance for you

Insurance Calculators

    Find the right health insurance for you