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ManipalCigna ProHealth Health Insurance User Reviews

307 reviews Rate This
ManipalCigna
Highlights
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio93.40%
Network Hospitals8,900+
Pre-existing Disease Coverage From2 years
Pre-existing Disease Waiting Period2 years
Special BenefitsUnlimited Restoration
Starting Premium (for 5L SI)Rs. 566/month

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Rating of Pro Health
4.5
Based on
57 User reviews

  • Better option than agents

    Buying health insurance plans online is the best ways out now days and not agents. This is a transparent process and is easy too. It does not require so much of documentation and the transactions are secured too. Not only this, insurancedekho also offers discounts on some plans too. Liked it  

    R
    Rohit Balchandra Patil
    On: Feb 20, 2020

  • Plan in your budget

    Pro health insurance plan by manipalcigna is a product that keeps me covered from many expenses like value added covers, in-patient care, domiciliary hospitalisation expenses, maternity, new born expenses, organ donor expenses, and yet is also available at nominal premium. It also covers me for pre-hospitalisation and post hospitalisation expenses too.   

    V
    Vinuja Surendran
    On: Feb 10, 2020

  • Nominal premium.

    I purchased pro health plan last week and paid nominal premium for the same. But i got all the benefits I wanted my health insurance plan to cover. I refer insurancedekho to everyone looking for health plans as they have a secured payment gateway as well and the process is transparent too.   

    D
    Devender Choudhary
    On: Feb 10, 2020

  • Complete plan.

    Pro health from manipalcigna is one of the best health insurance plans that offers comprehensive coverage to the policyholders. Some inclusion sunder this plan are 500 daycare procedures, domiciliary hospitalisation expenses, in-patient hospitalisation expenses, pre and post hospitalisation expenses. Other details can be found on the insurancedekho’s website.   

    K
    Kumari Priya
    On: Jan 30, 2020

  • All in one plan

    Pro health plan covers me for all the benefits i wanted in my family health plan. We are a family of three covered under this plan for a term of year. The best part is that plan comes with an add-on option of buying a critical illness cover. I might take that too.  

    S
    Sidhant Chawla
    On: Jan 30, 2020
    • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 80 Lacs+ happy customers

  • Nice product of manipalcigna

    The only thing that i didnt like abt the add on benefits under this plan is that it comes with a waiting period of 30 days for critical illnesses. Otherwise overall benefits are nice.. I get cover for pre and post hospitalisation expenses, in-patient hospitalisation expenses, and other value added and optional covers  

    A
    AJAY
    On: Jan 09, 2020

  • Comes with add on benefits too

    I purchased pro health from insurancedekho.. Last year.. And I purchased it with an add on benefit of critical illness cover as I thought it is required. The entry age for this add on cover is 18 years to 65 years. But the sad part is that it comes with a waiting period..   

    E
    Elang
    On: Jan 09, 2020

  • Good lifelong policy

    Pro health is a good lifelong policy that covers me for almost all major illnesses. I has an average experience at the time of claim settlement.. Although they helped me in everything ad my claim also got approved within two hours, but i had to take help from ID as i was unclear with the process.   

    G
    Guneet Kaur
    On: Dec 23, 2019

  • Lifetime renewability

    Pro health is a fine plan with many benefits.. It is a very useful policy that offers me cover for many expenses. I have this policy for Rs 2.5 lakh sum insured and i dont feel the need to buy more. Also, there is no age limit for entry to this plan.   

    M
    Mamta Oberoi
    On: Dec 23, 2019

  • Tax benefits are like icing on cake

    Apart from many coverage features and low premium amount, the best thing i found abt this plan is that it offered me income tax benefits along with many other benefits. Some inclusions of this plan are pre and post hospitalisation expense, in patient hospitalisation expenses and so on.   

    A
    Abhinandan Kumar
    On: Dec 09, 2019

  • Wide benefits

    I last month gave a call to the customer care executives at insurancedekho and they suggested me Pro health plan from manipalcigna. I was initially unsure of whether i should chose this company or not but they told me it has good CSR n all.. I brought this and am happy with coverage  

    P
    Preeti Mallik
    On: Dec 09, 2019

  • Don’t miss this health insurance plan

    This plan is high on coverage and this is the reason I appreciate this product. Also, every feature is useful for an individual and is explained in depth in the brochures which you will also find on the website of insurancedekho. Good work by insurancedekho team..   

    A
    Aruna goyal
    On: Nov 29, 2019

  • Pro health has great benefits

    This was one of the best decisions of my life to have purchased pro health plan of manipalcigna from insurancedekho. With many benefits covered under the plan, i sure will be financially secured at the time of emergency. I am looking forward that the claim process goes smooth.    

    N
    Narayan swami
    On: Nov 29, 2019

  • Really liked this plan

    Pro health from manipal cigna is one product that offers you comprehensive coverage but also comes at low premium at the same time. If you want to buy his plan or understand its benefits, you can get in touch with the customer care executives at insurancedekho at 18001205698 and seek help.  

    S
    Somnath Das
    On: Nov 20, 2019

  • It was smooth buying process

    I called in insurancedekho after visiting their website for a plan as i was looking for comprehensive health cover. I was happy to have found about pro health plan and have purchased it at best price from them and iam happy too. I will recommend this company to anyone i know is looking for a good policy.   

    u
    ujjal
    On: Nov 20, 2019

  • Tax benefits too apart from coverage

    Hi iam archana and i have last week purchased pro health policy of manipal cigna from insurancedekho. I care for the health of myself and my family and have therefore brought this plan hoping that it would do some good for them. My plan was easy to buy and also provides me comprehensive coverage  

    A
    Archana
    On: Nov 11, 2019

  • Wide caverage under pro health

    I was covered by pro health plan by manipal cigna and have recently renewed my health plan from insurancedekho. It is always to get in touch with the cooperative and policy health insurance executives at this company and they never fail to please you with their outstanding services!!!  

    H
    Himanshu thapliyal
    On: Nov 11, 2019

  • Great help from team

    My initial claim request got approved within a few hours with the help of insurancedekho under my pro health insurance plan. And i got the refund within two hours as well. Also, i did not face any major issue during the claim process. The entire process went smooth with the help of great team at ID.  

    R
    Rajesh Maurya
    On: Oct 31, 2019

  • Good plan..I’m satisfied with cover

    This plan from manipal cigna is a great value for money. I got many coverage features under this plan. I am extremely thankful to the id team for their support staff who helped me undergo cashless treatment  with ease. I was admitted in a hospital nearby and received quality treatment free of cost     

    A
    ANAND SAM VINODH j
    On: Oct 31, 2019

  • Loved the online policy facility of manipal cigna

    The process of buying policies from manipal cigna online was a big relief for me. All I did was make a call in insurancedekho and their customer care executives helped me through the entire process. They had a secured gateway for making payment and explained the terms and conditions everything on call.   

    N
    Navin Kumar
    On: Oct 21, 2019

  • Great help from insurancedekho

    I have called insurancedekho so many times regarding my pro health policy that I even memorise their number now. But I must say that they did a commendable job in answering all my questions even at the time of making claim when i needed them, they answered calls without complaining about the odd timings etc.   

    N
    Neelalochana Prabhu B C
    On: Oct 21, 2019

  • Sales people gave me all the details of my plan

    Insurancedekho is a nice company which is new in market but has already a hold through other sister companies too., I gave it a try and found the services really good, smooth and reliable. I brought Pro health plan for myself for a sum insured of Rs. 2.5 Lakh at not so high premium.   

    M
    Monika
    On: Oct 07, 2019

  • It is a good plan with add on benefits too

    I purchased Pro Health and found is a fair health insurance plan. The plan is affordable and the best part is that it is available with critical illness cover too. And anyone between 18 years to 65 years of age can buy this add on cover for 9 major critical illnesses. Will give this plan 3 stars.   

    S
    Sudeep vasant Bhosle
    On: Oct 07, 2019

  • Good services..

    I had purchased a policy from ManipalCigna before also so I trust this company completely when it comes to offering good services. The Pro Health plan that I had purchased from InsuranceDekho recently also gets me covered with the maximum features. The plan gives me protection against many diseases, and unforeseen medical conditions. I have the plan for 2.5 lac of sum insured which is the minimum as I am fit.   

    B
    Babu Lal Sharma
    On: Sep 24, 2019

  • Thanks to sales ppl

    I got my family covered along with myself under the Pro Health plan by ManipalCigna from InsuranceDekho. I has been quite a few years that I am covered under this plan. When my wife was pregnant and got hospitalised, she delivered the baby in the network hospital and we got timely reimbursement for the same. Thanks to the sales people at Insurancedekho who helped me at every stage starting from buying this policy to the steps in making claims.   

    S
    Sandamoni srinivas mudiraj
    On: Sep 24, 2019

  • Health plan based on maternity coverage

    I was looking for maternity covered health insurance plan when my friend suggested me to check insurancedekho. I checked the availability of plans offered by various insurance companies. I found Manipal Cigna’s Pro Health plan. The plan has a maternity cover that supports normal and c-section delivery.

    S
    Subrata Pramanik
    On: Invalid date

  • Learned how to make a claim

    Since I have never made a claim earlier, I wanted to know the procedure beforehand. I wanted to know what kind of documents are required or if there were any additional formalities. I came to InsuranceDekho and learned all about making a claim. Later, I made a claim for Manipal Cigna’s Pro Health plan.

    P
    Puja Banerjee
    On: Invalid date

15051 ManipalCigna Cashless Network Hospitals in India

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FAQs

  • Whom should I contact for claim intimation and settlement?

    You can notify either InsuranceDekho or ManipalCigna directly by calling on their customer care numbers for planned or emergency hospitalisation. FYI, InsuranceDekho's toll-free number is 7551196989. 

  • What is the time limit for claim submission in the case of the cashless facility?

    You need to submit the claim within 15 days from the date of discharge from the hospital.

  • Is pre-policy medical checkup free?

    Yes, ManipalCigna bears the cost of all pre-medical tests.

  • Does ManipalCigna share medical reports if a policy is not issued?

    Yes, the medical reports are shared if you request them in writing.

  • What to do if a cashless hospital is not available at my location?

    You can choose a non-network hospital for the treatment and raise a reimbursement claim. However, you need to inform the insurance company within 24 hours of your admission in case of emergency and 3 days before in case of planned treatment.

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Claim Process at ManipalCigna Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

ManipalCigna Health Insurance Contact Details

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