ManipalCigna ProHealth Health Insurance User Reviews

Cashless Approval TAT | Within 2 hours |
Claim Settlement Ratio | 93.40% |
Network Hospitals | 8,900+ |
Pre-existing Disease Coverage From | 2 years |
Pre-existing Disease Waiting Period | 2 years |
Special Benefits | Unlimited Restoration |
Starting Premium (for 5L SI) | Rs. 566/month |
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Better option than agents
Buying health insurance plans online is the best ways out now days and not agents. This is a transparent process and is easy too. It does not require so much of documentation and the transactions are secured too. Not only this, insurancedekho also offers discounts on some plans too. Liked it
Plan in your budget
Pro health insurance plan by manipalcigna is a product that keeps me covered from many expenses like value added covers, in-patient care, domiciliary hospitalisation expenses, maternity, new born expenses, organ donor expenses, and yet is also available at nominal premium. It also covers me for pre-hospitalisation and post hospitalisation expenses too.
Nominal premium.
I purchased pro health plan last week and paid nominal premium for the same. But i got all the benefits I wanted my health insurance plan to cover. I refer insurancedekho to everyone looking for health plans as they have a secured payment gateway as well and the process is transparent too.
Complete plan.
Pro health from manipalcigna is one of the best health insurance plans that offers comprehensive coverage to the policyholders. Some inclusion sunder this plan are 500 daycare procedures, domiciliary hospitalisation expenses, in-patient hospitalisation expenses, pre and post hospitalisation expenses. Other details can be found on the insurancedekho’s website.
All in one plan
Pro health plan covers me for all the benefits i wanted in my family health plan. We are a family of three covered under this plan for a term of year. The best part is that plan comes with an add-on option of buying a critical illness cover. I might take that too.
- Tax benefit upto 75,000*
- Claim support everyday 10AM-7PM
- 80 Lacs+ happy customers
Nice product of manipalcigna
The only thing that i didnt like abt the add on benefits under this plan is that it comes with a waiting period of 30 days for critical illnesses. Otherwise overall benefits are nice.. I get cover for pre and post hospitalisation expenses, in-patient hospitalisation expenses, and other value added and optional covers
Comes with add on benefits too
I purchased pro health from insurancedekho.. Last year.. And I purchased it with an add on benefit of critical illness cover as I thought it is required. The entry age for this add on cover is 18 years to 65 years. But the sad part is that it comes with a waiting period..
Good lifelong policy
Pro health is a good lifelong policy that covers me for almost all major illnesses. I has an average experience at the time of claim settlement.. Although they helped me in everything ad my claim also got approved within two hours, but i had to take help from ID as i was unclear with the process.
Lifetime renewability
Pro health is a fine plan with many benefits.. It is a very useful policy that offers me cover for many expenses. I have this policy for Rs 2.5 lakh sum insured and i dont feel the need to buy more. Also, there is no age limit for entry to this plan.
Tax benefits are like icing on cake
Apart from many coverage features and low premium amount, the best thing i found abt this plan is that it offered me income tax benefits along with many other benefits. Some inclusions of this plan are pre and post hospitalisation expense, in patient hospitalisation expenses and so on.
Wide benefits
I last month gave a call to the customer care executives at insurancedekho and they suggested me Pro health plan from manipalcigna. I was initially unsure of whether i should chose this company or not but they told me it has good CSR n all.. I brought this and am happy with coverage
Don’t miss this health insurance plan
This plan is high on coverage and this is the reason I appreciate this product. Also, every feature is useful for an individual and is explained in depth in the brochures which you will also find on the website of insurancedekho. Good work by insurancedekho team..
Pro health has great benefits
This was one of the best decisions of my life to have purchased pro health plan of manipalcigna from insurancedekho. With many benefits covered under the plan, i sure will be financially secured at the time of emergency. I am looking forward that the claim process goes smooth.
Really liked this plan
Pro health from manipal cigna is one product that offers you comprehensive coverage but also comes at low premium at the same time. If you want to buy his plan or understand its benefits, you can get in touch with the customer care executives at insurancedekho at 18001205698 and seek help.
It was smooth buying process
I called in insurancedekho after visiting their website for a plan as i was looking for comprehensive health cover. I was happy to have found about pro health plan and have purchased it at best price from them and iam happy too. I will recommend this company to anyone i know is looking for a good policy.
Tax benefits too apart from coverage
Hi iam archana and i have last week purchased pro health policy of manipal cigna from insurancedekho. I care for the health of myself and my family and have therefore brought this plan hoping that it would do some good for them. My plan was easy to buy and also provides me comprehensive coverage
Wide caverage under pro health
I was covered by pro health plan by manipal cigna and have recently renewed my health plan from insurancedekho. It is always to get in touch with the cooperative and policy health insurance executives at this company and they never fail to please you with their outstanding services!!!
Great help from team
My initial claim request got approved within a few hours with the help of insurancedekho under my pro health insurance plan. And i got the refund within two hours as well. Also, i did not face any major issue during the claim process. The entire process went smooth with the help of great team at ID.
Good plan..I’m satisfied with cover
This plan from manipal cigna is a great value for money. I got many coverage features under this plan. I am extremely thankful to the id team for their support staff who helped me undergo cashless treatment with ease. I was admitted in a hospital nearby and received quality treatment free of cost
Loved the online policy facility of manipal cigna
The process of buying policies from manipal cigna online was a big relief for me. All I did was make a call in insurancedekho and their customer care executives helped me through the entire process. They had a secured gateway for making payment and explained the terms and conditions everything on call.
Great help from insurancedekho
I have called insurancedekho so many times regarding my pro health policy that I even memorise their number now. But I must say that they did a commendable job in answering all my questions even at the time of making claim when i needed them, they answered calls without complaining about the odd timings etc.
Sales people gave me all the details of my plan
Insurancedekho is a nice company which is new in market but has already a hold through other sister companies too., I gave it a try and found the services really good, smooth and reliable. I brought Pro health plan for myself for a sum insured of Rs. 2.5 Lakh at not so high premium.
It is a good plan with add on benefits too
I purchased Pro Health and found is a fair health insurance plan. The plan is affordable and the best part is that it is available with critical illness cover too. And anyone between 18 years to 65 years of age can buy this add on cover for 9 major critical illnesses. Will give this plan 3 stars.
Good services..
I had purchased a policy from ManipalCigna before also so I trust this company completely when it comes to offering good services. The Pro Health plan that I had purchased from InsuranceDekho recently also gets me covered with the maximum features. The plan gives me protection against many diseases, and unforeseen medical conditions. I have the plan for 2.5 lac of sum insured which is the minimum as I am fit.
Thanks to sales ppl
I got my family covered along with myself under the Pro Health plan by ManipalCigna from InsuranceDekho. I has been quite a few years that I am covered under this plan. When my wife was pregnant and got hospitalised, she delivered the baby in the network hospital and we got timely reimbursement for the same. Thanks to the sales people at Insurancedekho who helped me at every stage starting from buying this policy to the steps in making claims.
Health plan based on maternity coverage
I was looking for maternity covered health insurance plan when my friend suggested me to check insurancedekho. I checked the availability of plans offered by various insurance companies. I found Manipal Cigna’s Pro Health plan. The plan has a maternity cover that supports normal and c-section delivery.
Learned how to make a claim
Since I have never made a claim earlier, I wanted to know the procedure beforehand. I wanted to know what kind of documents are required or if there were any additional formalities. I came to InsuranceDekho and learned all about making a claim. Later, I made a claim for Manipal Cigna’s Pro Health plan.


Why to Buy Health Insurance Policy Online from InsuranceDekho
15051 ManipalCigna Cashless Network Hospitals in India
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FAQs
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What is the time limit for claim submission in the case of the cashless facility?
You need to submit the claim within 15 days from the date of discharge from the hospital.
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Is pre-policy medical checkup free?
Yes, ManipalCigna bears the cost of all pre-medical tests.
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Does ManipalCigna share medical reports if a policy is not issued?
Yes, the medical reports are shared if you request them in writing.
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What to do if a cashless hospital is not available at my location?
You can choose a non-network hospital for the treatment and raise a reimbursement claim. However, you need to inform the insurance company within 24 hours of your admission in case of emergency and 3 days before in case of planned treatment.
Claim Process at ManipalCigna Health Insurance
ManipalCigna Health Insurance Contact Details
ManipalCigna Health Insurance
1800-102-4462Mon to Fri 9:00 AM to 6:00 PM