ManipalCigna Corona Kavach Health Insurance Wordings

This insurance plan can be purchased by persons between the age of 18 years to 65 years. However, proposers with higher age can also buy this plan for their families, without getting the coverage for themselves. The plan can be availed by different family members such as a spouse, dependent children between 1 day to 25 years, parents and parents-in-law.

Yes, this plan covers the medical expenses incurred on the in-patient care and treatment for Covid-19 disease under Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy procedures and medicines up to the sum insured amount. 

Yes, the hospital daily cash benefit is offered under this policy as an optional cover. As per this benefit, the insurer will give 0.5% of the sum insured per day to the insured person for every 24 hours of continuous hospitalization for not more than 15 days during a policy period for every insured member.

The waiting period applicable under this insurance policy is of 15 days and no coverage will be given for any expense related to the treatment of Covid-19 before passing this period.