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IFFCO Tokio Swasthya Kavach Health Insurance User Reviews

232 reviews Rate This
IFFCO Tokio
Highlights
Claim Settlement Ratio98.90%
Network Hospitals7,400+
PED Waiting Period3 years
Starting Premium (for 5L SI)Rs. 584/month

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Rating of Swasthya Kavach Policy
4.3
Based on
38 User reviews
  • Complete coverage solution

    This insurance product provides coverage before, during and after hospitalisation. It gives me the most comprehensive solution to get proper treatment at world-class hospitals across the country without spending even a single rupee.

    A
    Alok Kumar Jain
    On: Dec 13, 2019
  • Protection for family

    I have bought this policy for my family as it features to protect them completely. Key benefits I enjoy under the plan are the cost of health checkup, daily allowance, ambulance services and so on. 

    A
    A Das
    On: Dec 12, 2019
  • Reasonable!

    Swasthya Kavach Policy is a reasonable health plan for my family that promises to provide complete protection. I have all the key medical expenses covered under the policy and also get complete support from the insurer whenever required.

    M
    Manisha Jadon
    On: Nov 29, 2019
  • Very useful

    Swasthya Kavach Policy is a very useful plan for me and my family. It covers the cost of health checkup, offers a daily allowance, provides coverage for ambulance charges. The policy also comes with the portability feature and lifelong renewability option. 

    A
    Anil
    On: Nov 28, 2019
  • Financial aid!

    Swasthya Kavach Policy is a financial aid that enables me to get advanced treatment and pay hospital bills without breaking my savings. It’s great support during hospitalisation.

    T
    Tarun Nagar
    On: Nov 21, 2019
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 80 Lacs+ happy customers
  • Protective shield

    Swasthya Kavach Policy, as it has been named, acts as a protective shield against medical expenses. It safeguards me and my family from different types of health issues. It’s a good plan to fight against a medical emergency.

    V
    Varagani Rajesh
    On: Nov 20, 2019
  • Protect Families & Individuals

    Swasthya Kavach Policy by Iffco Tokio promises to protect families and individuals from various unseen health issues. The policy provides me the best coverage for medical expenses. This plan has impressed me.

    M
    Mahendra Patel
    On: Nov 12, 2019
  • Proper protection

    I like this policy of iffco tokio because it provides proper healthcare facilities not just during the actual hospitalisation, but before and after hospitalisation as well. It is a policy worth buying for every family.

    G
    Gauri Suresh Solanki
    On: Nov 12, 2019
  • Best health insurance ever

    Swasthya Kavach Policy by Iffco Tokio stands first for me when it comes to health insurance. It’s an excellent policy, covering room rent, pre and post hospitalisation expenses, nursing expenses ambulance charges, cost of medicines, blood, oxygen, anesthesia, medical tests, etc. 

    S
    Somesh Das Biswas
    On: Oct 31, 2019
  • Complete & Suitable

    Swasthya Kavach Policy by IFFCO Tokio is a complete and suitable family floater health insurance plan for my family. I am happy to have bought this plan. It takes care of my financial expenses arising due to hospitalisation.  

    B
    Baljit Kaur Jarnail Singh
    On: Oct 31, 2019

7178 IFFCO Tokio Cashless Network Hospitals in India

FAQs

  • If I purchase a health plan with IFFCO Tokio, will I get any tax benefit?

    Yes, no matter which plan you purchase, you can avail tax benefits on every health insurance plan of IFFCO Tokio as per section 80D of the Income Tax Act 1961.

  • How many claims I can make with IFFCO Tokio plan?

    There is no maximum limit for claims to be made. Thus, you can make as many claims as you need within the limit of your plan’s sum insured. 

  • What are the essential documents required for purchasing a health plan from IFFCO Tokio?

    No documents from PAN Card to ID proof are needed to buy a health insurance policy from IFFCO Tokio. However, as per the rules of TPA and insurer, policyholders might need ID proof at the time of filing a claim.

  • What would happen if I cancel a health plan of IFFCO Tokio after purchase?

    Your health insurance plan will stop from the date of policy cancellation. Also, you will get your premium back as per the rates of short period cancellation as per the terms and conditions of the policy.

  • How many network hospitals are empanelled with IFFCO Tokio?


    IFFCO Tokio General Insurance is tied up with around 5,000+ network hospitals across the country. Policyholders can find cashless hospitalisation at all these hospitals.

Claim Process at IFFCO Tokio Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate 3 days prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate 3 days prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

IFFCO Tokio Health Insurance Contact Details

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