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IFFCO Tokio Critical Illness Health Insurance Wordings

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Highlights
Claim Settlement Ratio98.90%
Network Hospitals7,400+
PED Waiting Period3 years
Starting Premium (for 5L SI)Rs. 584/month

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IFFCO Tokio Critical Illness Insurance Policy Brochure

  • 357.08 KB
  • PDF Document
  • Jul 28, 2019

IFFCO Tokio Health Insurance Plan List

  • Family (3)
  • Individual (5)
  • Woman (1)
  • Senior Citizen (1)
  • Critical Illness (1)
  • Kids (1)
  • Parents (1)
Name of PlanSum Insured
Family Health ProtectorMin: 1 Day; Max: 65 Years1.5 Lakh Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years Check Premium
Individual Plan Check Premium
Individual Health Protector PolicyMin: 91 Days; Max: 65 Years50 Thousand Check Premium
Swasthya Kavach PolicyMin: 3 Months; Max: 65 Years2 Lakh Check Premium
Critical Illness Insurance PolicyMin: 5 Years; Max: 60 Years2 Lakh Check Premium
Individual Medishield PolicyMin: 3 Months; Max: 65 Years50 Thousand Check Premium
Corona Rakshak PolicyMin: 18 Years; Max: 65 Years50,000 - 2.5 lakh Check Premium
MOS-Bite Protector PolicyMin: 91 Days; Max: 65 years Check Premium
Corona Kavach PolicyMin: 1 Day; Max: 65 Years50,000 - 5 lakh Check Premium

IFFCO Tokio Health Insurance Top Up List

  • Top-up (1)
Name of PlanSum Insured
Health Protector PlusMIn: 3 Months; Max: 65 Years2 Lakh Check Premium

7178 IFFCO Tokio Cashless Network Hospitals in India

FAQs on Critical Illness Insurance Policy Health Insurance Plan

  • What is the age of entry for Iffco Tokio Critical Illness Insurance Policy?

    Anyone between the age group of 5 years and 60 years can get the coverage under the Iffco Tokio Critical Illness Insurance Plan. 

     

  • Does the plan offer sum insured amount in lump sum to its customers?

    Yes, the policy provides its policyholders with a lump sum amount up to the limit of sum insured on being diagnosed with specified critical illnesses.   

     

  • Does the plan provide any portability option?

    Yes, Iffco Tokio Critical Illness Insurance Policy provides an easy portability option to its policyholders. 

  • Does the policy offer any free-look period?

    Yes, the policy provides a free-look period of 15 days to its customers. With this feature, the policyholders can get aware of policy features and other details. The free-look period allows them to cancel the plan within 15 days, which begins from the date of commencement of the policy, if they don’t find it suitable for their family or themselves. 

     

  • Is there any grace period available under Critical Illness Insurance Policy from Iffco Tokio?

    Yes, the critical illness plan provides 30 days for renewals, as a grace period to its customers.  

  • Does Critical Illness Insurance Policy offer the feature of lifelong renewability?

    No, the plan doesn’t offer a feature of lifelong renewability. The plan will be renewed every year by mutual consent, and in the procedure, the renewal premium shall be provided to Iffco Tokio on or before the date of expiry of the policy.   

     

  • What are the significant benefits offered by the critical illness plan?

    The plan offers a lump-sum amount on diagnosis, easy portability option, free look and grace periods, and so on. 

  • What critical illnesses are covered under the Critical Illness Insurance Policy?

    The policy offers the coverage for various critical illnesses such as Cancer, Total Blindness, Kidney Failure, Stroke, Coronary Artery (Bypass) Surgery, Aorta Graft Surgery, Heart Attack (Myocardial Infarction), Paralysis, Major Organ Transplantation, Heart Valve Surgery, etc. 

     

  • Does the critical illness plan cover the treatment of pre-existing diseases?

    No, the plan doesn’t cover any pre-existing disease. It only provides coverage for critical illnesses that arises after a certain period after the commencement of the policy. 

     

  • Can I earn tax related benefits if I buy the Iffco Tokio Critical Illness Insurance Policy?

    Yes, the policyholders can expect some tax benefits on the amount of premium paid under the policy as per section 80D of the Income Tax Act. 

     

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Claim Process at IFFCO Tokio Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate 3 days prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate 3 days prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

IFFCO Tokio Health Insurance Contact Details

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