Cholamandalam Health Insurance Claim Settlement
Cholamandalam MS General Insurance Company Limited is a reliable name in the general insurance sector. It is widely appreciated for providing easy and smooth claim settlement procedures to its customers. Under Cholamandalam MS plans, the policyholders can get their expenses back with two types of claim procedures Cashless and Reimbursement. The cashless treatment option can only be availed at the network hospitals, empanelled with the insurer. Here, Cholamandalam MS attains 12,000+ network hospitals across the country, where claims are directly settled as per the policy terms and conditions. Whereas, as per the reimbursement option, the policyholders are required to submit the bills of the expenses covered under their health insurance plan. Then after the analysis, the claim is approved and policyholders are provided with their money.
Health Insurance Calculator
Whom do you want the insurance for ?
Select the age of all members
- You
Where do you live ?
Choose required Coverage for yourself?
FAQs
-
-
Where to approach for claim-related assistance with a Cholamandalam MS plan?
If you need any claim-related help, you can call Cholamandalam MS at their 24x7 customer helpline number 1800-208-5544 or email them at customercare@cholams.murugappa.com. You can also call InsuranceDekho's customer care executives at toll-free number 7551-196-989.
-
Is it mandatory to stay for 24 hours in the hospital to be eligible for a claim?
Yes, any policyholder needs to be hospitalised for at least 24 hours in a hospital to be eligible for a claim. Only in the case of daycare treatments or procedures, the admission for less than 24 hours is considered for a claim.
-
What are the basic documents I need to present to get the claims settled?
The documents that you need to present for the settlement of your claim are :
- Duly filled claim form
- Certificate from the doctor
- Medicine prescriptions and bills
- Diagnosis and test reports like CBC, ECG, x-ray etc.
- Discharge details and reports
- Final receipts from the hospital
-
What is the Claim Settlement Ratio of Cholamandalam MS General Insurance Company?
The Claim Settlement Ratio of Cholamandalam MS General Insurance Company for FY 2021-22 is 95%.