Know About Annual Health Check-up Feature in Health Plans
Health insurance is a type of policy that covers an individual against all the medical treatment expenses that may be incurred in need. The insurance company either pays the insured when a lump sum is given on diagnosis of a disease or the treatment cost to a certain limit is borne by the company when the treatment happens at a network hospital.
What is an Annual Health Checkup?
An Annual health check-up is a feature available with a Health Insurance policy. There are many types of check-ups associated with various policies. Some of the standard tests included in all Annual Health Check-ups are given below:
- Blood test
- Urine test
- X-ray
- Sonography
- General physical exam
- ECG
- Lipid profile
- Kidney function
- Lung function
- Liver function
Also Read: 7 Best Health Insurance Plans with Free Medical Check-up Benefits
Benefits of Annual Health Checkup
There are many benefits to getting an Annual Health Check-up. Some are listed below:
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1. Personalized Care: An individual's primary care physician knows their health conditions the best and can diagnose them with full knowledge of the patient's history. They determine what kind of medication should be provided to the patient, what medicines that are being consumed should be stopped efficiently. Therefore, regular check-ups are essential for the health and wellness of the patient.
2. Maintaining Health Records: A primary care physician takes care of the record of medical documents, and depending on it, the treatment plans and course of action are decided. These documents would otherwise be in disarray, which makes it an added benefit.
3. Comprehensive Health Plan: A medical check-up is crucial in order to determine whether the medications being consumed are effective. If not, an alternate health plan can be made by the primary physician for the patient.
4. Preventive Health Care: The most crucial benefit of getting an annual check-up is preventive care, which assists in detecting diseases. There are three levels of preventive health care:
- Primary Prevention Care: Prevents the onset of disease in its entirety, like vaccinations and immunizations
- Secondary Prevention Care: Identifies the risk factors related to certain diseases like a PAP test or PET scan to detect abnormalities.
- Tertiary Prevention Care: Tertiary care comes into play after the diagnosis has been made. It keeps the disease under check and assists in maintaining optimum health conditions. It can help curb the occurrence of a heart attack for a patient with poor health conditions.
5. Mental Health: Changing lifestyles take a toll on a person's mental health if things do not go according to plan. Periodic visits to a medical professional can help them understand the patient's mental health. They would provide them with the best care possible, which the patient may not realize was required. The doctor would suggest a healthy diet, exercise, and other practices help boost one's mental health.
You May Like to Read: Health Insurance with Free Medical Checkup
Conclusion
Health insurance is an integral component in securing one's healthy living. Annual health Check-ups are necessary to assess the conditions of the insured individual. Annual Health Check-ups make an essential part of the insurance process, so the inclusion of this in the insurance policy is critical. Hence, one should check if this is included under the policy's coverage to be purchased before purchasing it.
Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.
