Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Track & Policy DownloadLogin
HomeHealth InsuranceApollo MunichUser Reviews

Apollo Munich User Reviews

40 reviews Rate This
Apollo Munich
Highlights
Claim Settlement Ratio89%
COVID-19 CoverYes
Network Hospitals4650+
Policies Sold809364
RenewabilityLifelong
Rating of Apollo Munich
4.6
Based on
40 User reviews

Secured payments

I bought the Optima Restore health insurance plan by HDFC ERGO from the InsuranceDekho website. The payment method was quite secure and convenient. I could easily make the payment. If you are looking for a health insurance plan, do visit the InsuranceDekho website

Muskan Jain
On: Jan 27, 2022 | Views

User Reviews on Apollo Munich Health Insurance Alternatives

Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.

Best Health Insurance Plans In India

  • Cover ₹ 5 L
    Starting at  ₹ 832/month*
    No room rent limit 100% no claim bonusUnlimited restoration benefits3 years PED waiting period
    View All Features
  • Cover ₹ 10 L
    Starting at  ₹ 739/month*
    No room rent limit Unlimited restoration benefits50% no claim bonus4 Years PED Waiting period
    View All Features
  • Cover ₹ 5 L
    Starting at  ₹ 447/month*
    No room rent limit 33% no claim bonus100% restoration benefits3 years PED waiting period
    View All Features
  • Cover ₹ 5 L
    Starting at  ₹ 1,312/month*
    No room rent limit 50% no claim bonus100% restoration benefits3 yrs PED waiting period
    View All Features
  • Cover ₹ 5 L
    Starting at  ₹ 448/month*
    Single Private A/C Room 20% no claim bonus100% restoration benefits1 year PED waiting period
    View All Features
  • Cover ₹ 5 L
    Starting at  ₹ 664/month*
    No room rent limit null20% no claim bonus100% restoration benefits2 years PED waiting period
    View All Features
  • Cover ₹ 5 L
    Starting at  ₹ 675/month*
    No room rent limit 50% no claim bonusUnlimited restoration benefits3 years PED waiting period
    View All Features
  • Cover ₹ 5 L
    Starting at  ₹ 690/month*
    Single Private A/C Room 100% restoration benefits3 years PED waiting period
    View All Features
  • Cover ₹ 5 L
    Starting at  ₹ 546/month*
    Twin sharing room Zero no claim bonus100% restoration benefits2 years PED waiting period
    View All Features
  • Cover ₹ 5 L
    Starting at  ₹ 566/month*
    No room rent limit 20% no claim bonus100% restoration benefits3 years PED waiting period
    View All Features
  • Cover ₹ 5 L
    Starting at  ₹ 1,770/month*
    Zero no claim bonusNo restoration benefits1 year PED waiting period
    View All Features
  • Cover ₹ 40 L
    Starting at  ₹ 62/month*
  • Cover ₹ 2 L
    Starting at  ₹ 146/month*
  • Cover ₹ 5 L
    Starting at  ₹ 806/month*
    Single Private Room 10% no claim bonus100% restoration benefits2 years PED waiting period
    View All Features
  • Cover ₹ 5 L
    Starting at  ₹ 476/month*
    60% no claim bonus150% restoration benefits4 years PED waiting period
    View All Features
  • Cover ₹ 5 L
    Starting at  ₹ 526/month*
  • Cover ₹ 5 L
    Starting at  ₹ 855/month*
    25% no claim bonus100% restoration benefits4 years PED waiting period
    View All Features
  • Cover ₹ 5 L
    Starting at  ₹ 448/month*
    Single Private A/C Room 20% no claim bonus100% restoration benefits1 year PED waiting period
    View All Features
  • Cover ₹ 5 L
    Starting at  ₹ 396/month*
    Room rent upto 2% of SI Room rent upto 1% of SI No room rent limit Single Private Room
    View All Features
  • Cover ₹ 5 L
    Starting at  ₹ 738/month*
    No room rent limit 50% no claim bonus100% restoration benefits3 yrs PED waiting period
    View All Features
Note: Premium is shown for 18yr old individual of Delhi
Show More

Health Insurance Calculator

Whom do you want the insurance for ?

You
Couple
Family
Father
Mother

Select the age of all members

  • You

Where do you live ?

Choose required Coverage for yourself?

5 Lac
10 Lac
25 Lac
Disclaimer : Actual Premium might vary basis your location, age and number of members
Must BuyMust Buy

Why to Buy Health Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 75,000*
  • Claim support everyday 10AM-7PM
  • 80 Lacs+ happy customers

Explore Apollo Munich Health Insurance

Health Insurance News

View All News

Apollo Munich Health Insurance Contact Details

Reach us for help anytime

Claim Process at Apollo Munich Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 and for planned hospitalisation intimate within 48 prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 and for planned hospitalisation intimate within 48 prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Apollo Munich Cashless Network Hospitals in India

View All Apollo Munich Network Hospitals

FAQs

  • What are the key benefits of health insurance by HDFC Ergo?

    Health insurance by HDFC Ergo offers the following benefits to the insured: 

    • Coverage on individual as well as family floater basis
    • Plans offer lifelong renewability benefit
    • Plans with no sub-limit on room rent
    • 5% of bonus on the sum insured for every year a claim is not made
    • Reimbursement of health check-up expenses after a block of 4 claim-free years.

  • Do health insurance plans by HDFC Ergo provide tax benefits?

    Yes. If covered under health insurance plans by HDFC Ergo, you can avail tax benefits under Section 80D of the Income Tax Act, 1961 on the premiums paid for them. 

  • Who can enjoy benefits under the health insurance plan by HDFC Ergo?

    Anyone who is aged more than 18 years and is living in India can purchase health insurance plans offered by HDFC Ergo. They can also include their family members under the plans.

  • Does health insurance by HDFC Ergo allow policyholders to avail additional benefits?

    Apart from the coverage benefits, the holders of HDFC Ergo plans cover you for additional benefits such as free preventive health check-ups, multiplier benefits wherein you can get up to 100% additional policy cover as No Claim Bonus, 100% restore benefit that restores 100% cover instantly after your first claim. Also, you can avail several add-on benefits like critical illness cover, maternity cover etc. as per your choice, if covered under health insurance plans by HDFC Ergo. 

  • Is my health insurance plan by HDFC Ergo transferable without losing renewal benefits?

    Yes. You can transfer your health insurance plan by HDFC Ergo without losing renewal benefits such as No Claim Bonus or waiting period benefits.  

View All

Latest Health Insurance Articles

View All Health Insurance Articles
Find the right health insurance for you

Insurance Calculators

    Find the right health insurance for you