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Apollo Munich Health Insurance User Reviews

Rating of Apollo Munich
4.6
Based on
40 User reviews

  • Easy to Use Policy.

    Since when I have got married, I was always been worried about my maternity-related expenses. There are many plans that offer maternity but the one suits all my needs is Easy Health Exclusive Plan. Now I am a mother of a boy and thanks to this plan that made it happen so easily.   

    A
    Anjali Gupta
    On: Nov 13, 2019

  • All-inclusive health plan

    Easy Health Exclusive is an all-inclusive health insurance plan which provides a range of coverage benefits which includes inbuilt benefits, optional benefits and value-added benefits. The plan is quite popular given the scope of coverage that it provides and the affordable rates of premiums which are charged.

    M
    Meena Soni
    On: Nov 13, 2019

  • A beautiful gift!

    As a woman, I consider this plan as a gift. It has an excellent maternity plan which makes it an ideal choice of health insurance solution to a young family. It offered me the coverage for maternity expenses (normal & caesarean) as well as a newborn baby. I love this plan very much.

    N
    Niladri
    On: Oct 30, 2019

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  • Exceptional services!`

    I bought this policy in view of the pregnancy of my wife. It is an all-inclusive health insurance plan which provided me with a range of coverage benefits such as inbuilt benefits, optional benefits and value-added benefits. The plan is quite good in terms of the scope of coverage and the affordability. 

    A
    Ankush Suryawanshi
    On: Oct 30, 2019

  • Excellent maternity plan!

    Easy Health Exclusive is Apollo Munich's gift to women. I found it an excellent maternity plan and an ideal choice for my family too. This plans coverage was available on an individual as well as on a family floater basis. It offered me a coverage for maternity expenses (normal & cesarean) as well as newborn baby.

    D
    Devika Gupta
    On: Oct 15, 2019

  • Brilliant features!

    I bought this plan for my wife and she was very happy getting this. It also helped me a lot during her delivery process where we had to opt for cesarean procedure, which could have costed me much more than normal one. But, due to this insurance plan, it become affordable. 

    V
    Vimal Kumar
    On: Oct 15, 2019

  • Blessing for a women

    It is a maternity plan and I am using it for 2 years. 4 months back I got blessed with a baby girl and this plan covered all the maternity expenses of mine during cesarean delivery. It also covered my newborn baby with an additional payment, which was a great gesture for me. 

    M
    Mamatha
    On: Sep 25, 2019

  • Plan providing tender care

    If you are a woman and expecting a child in the near future, this is the best plan you can opt for. It offers tender and overall protection for a pregnant lady and newborn baby and never let any financial crisis impact the maternity phase. Happy to have this plan.

    M
    Monalisa Patnaik
    On: Sep 25, 2019
    • Must BuyMust Buy

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    • Tax benefit upto 75,000*
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  • Ensures privacy

    I like to come to InsuranceDekho whenever I require a policy service concerning my HDFC ERGO General Insurance’s my:Health Medisure Classic plan. Because the website ensures privacy. It gives me peace to know that the information about my family history, contact details are secure.

    S
    Saswati Bhandari
    On: Invalid date

  • Exciting policy top-ups

    When I checked the health top-ups list offered by HDFC ERGO General Insurance on InsuranceDekho, I was amazed at the varieties. Finally, I selected the Optima Super plan as it will help to enhance the existing policy coverage on a cost-sharing basis.

    R
    Rimli Tandon
    On: Invalid date

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FAQs

  • What are the key benefits of health insurance by HDFC Ergo?

    Health insurance by HDFC Ergo offers the following benefits to the insured: 

    • Coverage on individual as well as family floater basis
    • Plans offer lifelong renewability benefit
    • Plans with no sub-limit on room rent
    • 5% of bonus on the sum insured for every year a claim is not made
    • Reimbursement of health check-up expenses after a block of 4 claim-free years.

  • Do health insurance plans by HDFC Ergo provide tax benefits?

    Yes. If covered under health insurance plans by HDFC Ergo, you can avail tax benefits under Section 80D of the Income Tax Act, 1961 on the premiums paid for them. 

  • Who can enjoy benefits under the health insurance plan by HDFC Ergo?

    Anyone who is aged more than 18 years and is living in India can purchase health insurance plans offered by HDFC Ergo. They can also include their family members under the plans.

  • Does health insurance by HDFC Ergo allow policyholders to avail additional benefits?

    Apart from the coverage benefits, the holders of HDFC Ergo plans cover you for additional benefits such as free preventive health check-ups, multiplier benefits wherein you can get up to 100% additional policy cover as No Claim Bonus, 100% restore benefit that restores 100% cover instantly after your first claim. Also, you can avail several add-on benefits like critical illness cover, maternity cover etc. as per your choice, if covered under health insurance plans by HDFC Ergo. 

  • Is my health insurance plan by HDFC Ergo transferable without losing renewal benefits?

    Yes. You can transfer your health insurance plan by HDFC Ergo without losing renewal benefits such as No Claim Bonus or waiting period benefits.  

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