Is there any add-on benefit that I can purchase with Acko Health insurance Policy?

Yes. Acko Health Insurance Policy comes with several add-on benefits that you can opt for extra coverage. These include doctor-on-call, family physician, out-patient medical services, access to out-patient medical services network, daily hospital cash, critical illness benefit, accidental death or disability cover, among others. It is not mandatory to buy add-on cover(s) but you can purchase them voluntarily by paying an extra premium.

Does Acko Health Insurance Policy cover me for OPD treatment?

OPD consultations, pharmacy costs, and diagnostic tests are not covered under Acko Health Insurance Policy unless bought an add-on cover for the same. It can also be covered as a part of an admitted claim under basic benefit in in-patient hospitalisation or a basic benefit of daycare treatment.

Does Acko Health Insurance Policy cover me for maternity expenses?

Acko Health Insurance Policy does not cover you for medical treatment expenses arising due to childbirth which includes complicated deliveries and caesarean sections incurred at the time of hospitalisation. The policy also does not cover you for expenses incurred due to miscarriage unless due to an accident.

What will I be covered for under the add-on benefit of daily hospital cash under Acko Health Insurance Policy?

Under add-on benefit of hospital daily cash, Acko Health Insurance Policy provides you Rs. 500/ Rs. 1,000/ Rs. 1,500/ Rs. 2,000/ Rs. 2,500/ Rs. 3,000/ Rs. 4,000/ Rs. 5,000/ Rs. 7,000/ Rs. 8,000/ Rs. 9,000/ Rs. 10,000 per day for every continuous and completed period of 24 hours of hospitalisation.

What are the sum insured options available under Acko Health Insurance Policy offered by Acko General Insurance?

Acko Health Insurance Policy comes with a wide range of sum insured options, from which you can choose as per your requirement and budget. These are Rs. 3 lakh, Rs. 5 lakh, Rs. 10 lakh, Rs. 15 lakh, Rs. 25 lakh, Rs. 50 lakh, Rs. 1 crore, Rs. 1,5 crore, Rs. 2.5 crore, Rs. 5 crore, Rs. 10 crore.

Acko Health Insurance Wordings

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Highlights

Claim Settlement Ratio	74.09%
COVID-19 Cover	Available
Free Health Checkup	Available
Inception	2016
Network Hospitals	5,300+
Renewability	Lifetime

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Acko Health Insurance Policy Brochure

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Dec 09, 2020

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Acko Health Insurance Plan List

Name of Plan	Sum Insured
Health Insurance PolicyMin: 91 days; Max: No restrictionPopular		Check Premium
Corona Kavach PolicyMin: 1 day ; Max: 65 years	50,000 - 5 lakh	Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years	1 Lakh - 5 Lakh	Check Premium
Secure Shield Policy		Check Premium

FAQs on Health Insurance Policy Health Insurance Plan

Is there any add-on benefit that I can purchase with Acko Health insurance Policy?
Yes. Acko Health Insurance Policy comes with several add-on benefits that you can opt for extra coverage. These include doctor-on-call, family physician, out-patient medical services, access to out-patient medical services network, daily hospital cash, critical illness benefit, accidental death or disability cover, among others. It is not mandatory to buy add-on cover(s) but you can purchase them voluntarily by paying an extra premium.
Does Acko Health Insurance Policy cover me for OPD treatment?
OPD consultations, pharmacy costs, and diagnostic tests are not covered under Acko Health Insurance Policy unless bought an add-on cover for the same. It can also be covered as a part of an admitted claim under basic benefit in in-patient hospitalisation or a basic benefit of daycare treatment.
Does Acko Health Insurance Policy cover me for maternity expenses?
Acko Health Insurance Policy does not cover you for medical treatment expenses arising due to childbirth which includes complicated deliveries and caesarean sections incurred at the time of hospitalisation. The policy also does not cover you for expenses incurred due to miscarriage unless due to an accident.
What will I be covered for under the add-on benefit of daily hospital cash under Acko Health Insurance Policy?
Under add-on benefit of hospital daily cash, Acko Health Insurance Policy provides you Rs. 500/ Rs. 1,000/ Rs. 1,500/ Rs. 2,000/ Rs. 2,500/ Rs. 3,000/ Rs. 4,000/ Rs. 5,000/ Rs. 7,000/ Rs. 8,000/ Rs. 9,000/ Rs. 10,000 per day for every continuous and completed period of 24 hours of hospitalisation.
What are the sum insured options available under Acko Health Insurance Policy offered by Acko General Insurance?
Acko Health Insurance Policy comes with a wide range of sum insured options, from which you can choose as per your requirement and budget. These are Rs. 3 lakh, Rs. 5 lakh, Rs. 10 lakh, Rs. 15 lakh, Rs. 25 lakh, Rs. 50 lakh, Rs. 1 crore, Rs. 1,5 crore, Rs. 2.5 crore, Rs. 5 crore, Rs. 10 crore.

Claim Process at Acko Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.