Acko Acko Health Insurance

Acko Health Insurance Policy is an indemnity based health insurance policy that covers you and your family against hospitalisation expenses arising due to hospitalisation, necessitated due to an illness or an accident in India and overseas alike. You can be covered under this policy if you are aged at least 91 days, for a term of 1 year, 2 years, or 3 years, as per your choice. The policy does not come with any restriction on the maximum age limit, therefore, you can buy it irrespective of your age. Apart from self, the policy allows you to add numerous relationships including spouse, son, daughter-in-law, daughter, son-in-law, father, mother, father-in-law, mother-in-law, grandfather, grandmother, grandson, granddaughter, brother, sister, sister-in-law, brother-in-law, nephew, and niece. There are several sum insured options ranging between Rs. 3 lakh and Rs. 10 crore that you can choose from as per your choice. Also, you can include add-on cover(s) for extra coverage by paying an extra premium.

It offers you several coverage benefits such as organ donor expenses, in-patient hospitalisation expenses, second opinion, newborn baby expenses, pre-hospitalisation and post-hospitalisation expenses, etc. Apart from these, the policy also provides you restore benefit, grace period, free look period, portability benefit, and lifetime renewability benefits. You can also avail tax benefits on the premium paid for Acko Health Insurance Policy under Section 80D of the Income Tax Act, 1961. Note that the policy comes with an initial waiting period of 30 days after the completion of which only you can avail policy benefits.