SBI Own Damage Bike Insurance

SBI General Insurance offers their customers with generally 3 types of car insurance in India i.e. Comprehensive car insurance plan, a third party insurance plan and a standalone own damage insurance plan. It is advisable to opt for a standalone own-damage car insurance plan alongside a mandatory third party insurance cover. The standalone own-damage car insurance plan offered by SBI General Insurance offers protection against damage caused to the insured car due to an accident or mishap such as theft, vandalism, road accidents, manmade and natural calamities.

Standalone Own Damage Bike Insurance V/S Comprehensive Bike Insurance V/S Third Party Insurance

What is Covered Under SBI Standalone Own Damage Bike Insurance Policy?

SBI Standalone Own Damage Bike Insurance Policy offers the following coverages:

• Damage or loss incurred because of an accident or mishap
• Explosions or fire resulting in damages to the car
• Damages because of manmade or natural disasters.
• In case the insured car gets stolen

What is Not Covered Under SBI Standalone Own Damage Bike Insurance Policy?

SBI Standalone Own Damage Bike Insurance Policy doesn’t offer the following coverages:

• In case your car breakdowns because of an electrical or mechanical breakdown
• Normal wear and tear of the insured vehicle
• In case an unforeseen event happens outside the geographical boundaries of the nation
• A mishap occurring because of illegal driving

Some of the benefits of buying SBI Standalone Own Damage Policy are as follows:

• It provides a protective layer for the insured car as well as a driver against the uncertainties on road.
• Policyholders can opt for various add-on covers to extend the coverage of their insurance plan.
• Insurance companies offer NCB for each claim-free year

How to Buy SBI Standalone Own Damage Policy?

You can follow the below-mentioned steps to buy SBI Standalone Own Damage Policy:

Step 1: Go to the InsuranceDekho website and choose the ‘car insurance’ tab. From the drop-down menu choose the ‘Standalone Own Damage’ option.

Step 2: Give the registration number of your car. In case you don’t have the details regarding the same, then instead enter your car’s model, make and registration year.

Step 3: Enter your personal information such as your name, contact number. Afterwards, click on the ‘ Submit and Get Quotes’ option.

Step 4: All the standalone own damage insurance quotes would appear on the screen. Choose the one offered by SBI General Insurance Company. Also, at this stage, you can select add-on covers that you would like to include to your standard insurance plan.

Step 5: Last step is to make payment for SBI standalone own damage policy you have chosen and the documents would get instantly sent to you at your e-mail ID.