Navi Third Party Car Insurance

A third party car insurance policy is the basic insurance policy that is at least required to drive a car in India. It helps you to comply with legal requirements and cover your financial liabilities towards a third party due to a collision with the involvement of the insured’s car. Every car owner should purchase a third party cover of 3 years while purchasing a new car as a compulsion. Navi General Insurance provides this third party cover at reasonable prices that can be bought online and offline, which means you can purchase it by visiting the website of the insurance company or by visiting the nearest branch of the insurer.

Navi Third Party Car Insurance vs Comprehensive Car Insurance

Navi third party car insurance policy offers below-given coverage to policyholders:

1. Coverage for Third Party Injuries or Death: The insurance company gives coverage for the third party bodily injury or death in an accident or a mishap. However, the amount of compensation in case of death or disability is settled by the insurance company as per the court’s direction.

2. Covers Third Party Property Damage: This policy offers coverage for third party property damage sustained by a third party arising due to an accident or mishap with the insured car. The compensation offered for the third party property damage is limited to Rs. 7.5 lakh.

What All Is Not Covered Under Navi Third Party Car Insurance Plan?

The third party insurance covers provide limited coverage which every policyholder must be aware of. Here are some points which are not covered under the third party car insurance policy:

• No cover for damages incurred by the insured car
• No coverage for injuries sustained by the policyholder
• No NCB benefit is offered to policyholders for a claim-free year.