DHFL Own Damage Car Insurance

The standalone own-damage car insurance offers coverage for own-damage costs in case of a mishap. Additionally, this also gives the policyholder peace of mind, knowing that in the event of a mishap they will retain their financial stability. Own-damage covers give protection from an array of scenarios such as car theft, vandalism, fires, road accidents, and natural and manmade calamities. An own-damage cover is not compulsory but is a prudent purchase to go along with the compulsory third-party insurance.

Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance

What is Covered Under DHFL Standalone Own-Damage Policy?

DHFL standalone own-damage car insurance offer coverage for the following aspects:

• Accidents that result in damage to the insured vehicle.
• Damage caused due to a fire or an explosion.
• Theft or cases of a total loss.
• Damage to the car due to a natural or manmade disaster, such as cyclones.

What is Not Covered Under DHFL Standalone Own-Damage Policy?

DHFL standalone own-damage car insurance does not offer coverage for the following aspects:

• Mishaps that happen outside the territorial boundaries of the country.
• Mishaps that involve illegal driving in some form.
• Breakdowns happen because the car has a mechanical or electrical failure.
• Depreciation of the car.

DHFL standalone own damage insurance offers the following benefits:

• The cover offers protection for own-damage costs in a number of different scenarios. Moreover, the compensation gives the policyholder financial stability in times of crisis.
• For every claim-free year, DHFL gives their customers with own-damage covers No Claim Bonus as a reward for good driving habits. Moreover, the reward is cumulative, going up to 50% in the fifth consecutive year.
• DHFL offers add-on covers that you can purchase to further strengthen the protection the own-damage cover provides.

How To Purchase DHFL Standalone Own-Damage Policy?

The below-mentioned steps will guide you in purchasing a DHFL standalone own damage policy:

Step 1: Visit our website InsuranceDekho and select the ‘car insurance’ tab. A drop-down menu will appear, select the ‘Standalone Own Damage’ option.

Step 2: Provide your car’s registration number in the given section. If you do not have the registration number you can enter other details such as its make, model, and year of registration instead.

Step 3: Enter your personal details, i.e., your name and phone number. Once the required information is filled in select the ‘Submit and Get Quotes’ button.

Step 4: The quotes for standalone own-damage car insurance in your category will be visible on the screen. Select the one offered by DHFL and any add-ons you would like to purchase with it.

Step 5: Make the payment for your DHFL standalone damage car insurance policy and we will send you the policy document to your registered email ID.