Acko Car Insurance Policy Download Online

Acko is one of the modern insurance providers that has digitalised the process of insurance purchase making it much easier and faster. Acko was founded in 2016 and can be accessed through its mobile application and website. Acko offers various insurance covers including Car Insurance.

Acko Car Insurance can be customised with a variety of add-ons to tailor it according to customer’s requirements. Acko allows you to manage your insurance through their mobile app. You have the option to have renewal reminders on your phone and Acko has a large network of cashless garages which is beneficial to the customers.

It is essential to keep your policy documents handy in a place that you don't forget. Policy documents hold importance as it is the documentation that holds all the details of your policy.

What is a Car Insurance Policy Document?

A car insurance policy document lists all the details of an insurance policy. It includes details of the coverage, amount of premium, inclusions, exclusions, etc. which is the essential information and holds significance in the claim process.

Importance of Acko Car Insurance Policy Document

The importance of the policy document is not just limited to the verification of customers and their vehicles. Acko Car Insurance policy document is a legally binding document and is important for the following reasons:

• List of Benefits: You can get a brief understanding of the policy and its terms and conditions from the policy documents. It lists all the benefits of your Acko Car Insurance and conveys the process of the claim as well.

• Dispute Resolution: If a dispute arises between the insurer and the insured, policy documents help as a resolving force.

• Proof of Coverage: Listing all the necessary covers along with terms and conditions, acts as a guarantee on the covers under different scenarios.

• Protection Against Fraud: The policy document is legally bound and hence acts as a shield against possible fraudulent activities.

Important Details Mentioned in the Acko Car Insurance Policy Document

The following details are key details of a policy document that ensure the verification of the policyholder. These details are associated with the policyholder and the vehicle insured as mentioned below:

• Policy number
• Policy start and end date
• Vehicle details
• Add-ons (If any)
• Premium amount
• Cover amount
• Claim process
• Terms and Conditions
• Contact details of the Insurer
• Insurance type ( stand-alone/ third-party/ Comprehensive)
• Inclusions
• Exclusions
• Add-ons (if any)
• Accident Cover

Acko mobile application and website allow you to download policy documents or check the status of your Car Insurance. You can also access these features through InsuranceDekho.

Check Policy Status or Download Policy PDF on InsuranceDekho

Given are the steps to download policy documents or check policy status through InsuranceDekho.

1. Visit the InsuranceDekho website.
2. Click on the ‘login’ button in the top right corner.
3. Enter your mobile number associated with your Acko Car Insurance and enter the OTP.
4. Your dashboard will appear with all your insurance details, select your Acko Car Insurance.
5. Click on download policy documents to download them. If your policy order is yet to be completed, your policy status will be displayed.

Check Policy Status on Acko Car Insurance Website

Being a new age digital insurance provider, Acko promotes paperless transactions making it more convenient for customers. Follow the given steps to download your policy documents.

1. Log into your account through the mobile application or official website.
2. Select your Acko Car Insurance among your other existing Acko Insurances.
3. Click on view policy documents and download them.

Official Website of Acko Car Insurance

For more details on the Acko Car Insurance policy document visit:

https://www.acko.com/car-insurance/

How To Get a Hard Copy of the Acko Car Insurance Policy Document?

Traditionally, a hard copy of your policy documents was crucial but with growing digitalisation, insurance companies are moving towards providing softcopy only. Although it is not mandatory by law to keep a hard copy of policy papers in possession, you can still get your hard copy of Acko car insurance documents.

While buying the policy, inform the executive assigned that you will need a hard copy of the policy documents. Acko will then post a hard copy to your given address in 7-10 days.

If you have active car insurance and want a hard copy of policy documents, there are several other ways of obtaining your Acko car insurance policy document.

• You can connect with Acko customer support and request a hard copy of policy documents.

• You can visit the support tab in the mobile application and request a copy.

• Alternatively, you can always print your softcopy to get a hard copy.

How Can I Make Changes to My Acko Car Insurance Policy Document?

Endorsements or changes in policy mean changing the details of a policy regarding the customer or the car. Changes can be made to details such as customer names, addresses, vehicle engine numbers, chassis numbers, etc. While one may think it is a complicated process, Acko provides a hassle free process to make changes to your Acko Car Insurance by following the given steps:

1. Call Acko Customer Support: Call the customer support team and inform them that you want to make changes to the policy documents. The customer support team will provide you with the process and requirements to make the changes.
2. Submit documents: Submit the documents on the website portal or your mobile application.
3. Verification and Approval: The insurance company will verify the application along with the documents provided by you and send them for approval. Once the changes are made, changes in premium will be calculated(if any).
4. Receive Endorsement Certificate: Once the whole process is completed, the company issues an Endorsement Certificate.
5. New Policy Document: Since the details on your previous policy document is changed, a new policy document will be issued which can be downloaded or accessed through the website or mobile application.

It is crucial to take note of the fact that it is possible under some cases that you will not be able to make changes to your policy. Such scenarios are usually:

• You might not be able to make a few changes while the policy is active. If this is the case, you will have to wait for the policy renewal period to make changes.

• Usually, insurer teams have a deadline to allow changes to a policy document. If you fail to connect within the deadline date you won't be able to make changes.

• Few guidelines can state that certain changes can not be made in some scenarios.

• review and approval from the higher authorities is required if changes are significant. If approval is denied, changes will not be allowed.

• A lack of required documents would make your endorsement process unsuccessful.

• If your premium dues are remaining or are not cleared, the insurer might ask you to clear them before they make you eligible for changes in the policy document.