Oriental Bike Insurance Policy Download

The policy document of your Oriental two-wheeler insurance policy is a legal contract. It is proof of an agreement made by the insurance holder and the insurance provider. The compensation amount and the conditions under which the insurance provider offers the benefits are predetermined and mentioned in detail in the policy document. Hence, it is important for the policyholder to check the terms and conditions mentioned in the policy document thoroughly. It will help prevent any misinterpretations at the time of claim settlement.

Mentioned below are the documents that contain the details of the terms and conditions of your Oriental two-wheeler insurance policy:

• Policy duration
• Endorsement page
• Plan inclusions and exclusions
• IDV and premium amount details
• Declarations
• Terms and conditions

The key details of the Oriental two-wheeler insurance policy such as the deductibles, coverage offered by the insurance provider, exclusions and inclusions are all mentioned in the policy document.

How to Download Oriental Bike Insurance Policy Using the Policy Number Online?

Below mentioned are the steps that you need to follow to download your Oriental two-wheeler insurance policy:

Step 1: Visit the website of Oriental General Insurance. Sign in to your customer account with your mobile number and password/OTP. If you do not have an account, first you will need to register.

Step 2: Once you have logged in the insurance policy will be visible on the screen. Simply select the download option and print out the policy if you want a hard copy.

Step 3: If there is any glitch in the system or you are unable to download the policy, contact Oriental’s customer service and they will solve your problem as soon as possible.

Do I Require a Hard Copy of My Oriental Bike Insurance Policy Document?

It is compulsory for every two-wheeler to have at least a third party insurance according to the Motor Vehicles Act of 1988. Those caught without this insurance can be punished with a fine of Rs 2000 and/or imprisonment for up to 3 months. Thus, it is crucial to be able to show your two-wheeler insurance at the time of checking and hence, carry a hard copy of the document. However, recently the Insurance Regulatory and Development Authority of India has launched an application that allows riders to travel without a hard copy, With the e-VAHAN Bima application, it is now possible to carry all your documents in soft copy form and use a QR Code to scan it credentials.

How to Get a Hard Copy of Oriental Bike Insurance Policy?

If you purchase an insurance policy from Oriental they will send you a hard copy of the insurance document to your registered permanent address within a few days of the purchase. However, if you purchase the insurance online, they will send you a copy of your policy document to your registered email id immediately. If you require a hard copy you can simply download this and print it out. However, if you have misplaced this copy the above-mentioned steps will guide you through the process of issuing a second one. If the insurance policy was purchased offline, however, the process is a bit more complicated and time-consuming. It is best to contact the insurance provider’s customer service to understand the exact procedure of getting a duplicate copy.

How Can I Make Changes In My Oriental Bike Insurance Policy Document?

An insurance document is a legal contract. Hence, it is important all the information mentioned on your Oriental two-wheeler insurance policy is correct. It is the responsibility of the insurance holder to ensure this. However, if there is a requirement for any changes to the policy they can be made. There are two types of endorsements that can be made, financial and non-financial. The first requires certain additional payments to make while the second does not. Changes such as the transfer of a policy to a new owner require a certain fee to be paid and hence are financial. On the other hand, changes such as a spelling correction do not require separate payment. The best times to make changes in your insurance policy are mid-term and renewal time. You can contact Oriental customer service to help you make the required changes in a hassle-free manner. If however, you are unable to contact them for some reason InsuranceDekho’s expert customer service personnel can also help you out.