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PNB MetLife Term Insurance User Reviews

172 reviews Rate This
Highlights
Claim Settlement Ratio98.17%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For4,241 Policies
Inception2001
Presence107 Locations
Total Death Benefit PaidRs. 235.11 Crore

Term Life Insurance Premium Calculator

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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best PNB MetLife Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.4%
Starting From 1398/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Special Exit Benefit
  • Right Green Tick Terminal illness
  • Right Green Tick Accidental Death
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.7%
Starting From 1132/Month
Key Features:
  • Right Green Tick Special Exit Benefit
See More Plans
Rating of PNB MetLife
4.6
Based on
172 User reviews
  • Received expert guidance

    I received expert guidance from InsuranceDekho while I was looking for a befitting term insurance plan. The official was skilful in emphasising my requirements. As per his guidance, I decided to buy PNB MetLife Mera Term Plan Plus. 

    P
    Pallavi Agarwal
    On: Jul 02, 2021
  • Knowledgeable helpdesk

    The helpdesk of InsuranceDekho is knowledgeable. After having a discussion with an official regarding which type of term plan I should choose, I got really thorough guidance. Finally, I bought PNB MetLife Aajeevan Suraksha Plan. 

    S
    Sukanya Basu
    On: Jun 30, 2021
  • Plans fit for individual purpose

    I was looking for a befitting life insurance plan to provide financial protection to my family on InsuranceDekho. I got quotes according to my preferences and bought PNB MetLife Mera Term Plan perfectly fitting with my criteria. 

    U
    Urmi Sengupta
    On: Jun 28, 2021
  • Smart suggestions

    After receiving some real smart suggestions of buying riders under PNB MetLife Saral Jeevan Bima from InsuranceDekho, I decided to buy some. My decision to buy Accidental Disability and Critical Illness Benefit Riders was perfect. 

    A
    Abhilasha Choudhury
    On: Jun 25, 2021
  • Plans fit for purpose

    A variety of term insurance plans like the Decreasing Term Plan, Convertible Term Plan, Level Term Plan, etc. is available on InsuranceDekho. They fit well with the individual requirements of customers. I compared and finally issued PNB Metlife’s Mera Mediclaim Plan. 

    C
    Chaitali Bose
    On: Jun 23, 2021
  • On time claim settlement

    A claim under PNB MetLife’s Mera Term Plan Plus was settled on time, thanks to the straightforward information on InsuranceDekho. After I figured which type of claim I was eligible for, I could settle it on my own just by following the instructions available on the platform. 

    L
    Labani Mehta
    On: Jun 21, 2021
  • Budget range is wide

    I like to visit InsuranceDekho for any insurance policy based requirements as I know here I have the option to get an idea of the budget range from lower to higher. I matched my requirements and budget with the coverage before buying PNB Mera Term Plan Plus. 

    B
    Bikash Nandy
    On: Jun 17, 2021
  • Authentic claim information

    From InsuranceDekho, I got to know about two types of term insurance claims, the procedure to make a claim, and the factors that might lead to claim rejection. Being fully informed, I could easily make a claim under PNB’s Mera Term Plan Plus. 

    P
    Prayag Mathur
    On: Jun 15, 2021
  • Smooth mobile access

    InsuranceDekho can be accessed smoothly through mobile devices. At first, I was doubtful as I was not sure if it was completely accessible. Once I verified, I was amazed and went ahead to purchase PNB’s Mera Term Plan Plus.

    C
    Chirag Roy
    On: Jun 11, 2021
  • Information on claim types

    While navigating through InsuranceDekho, I learned about three types of claims under a term insurance plan. The descriptions helped me to choose the right one while making a claim under PNB’s Mera Term Plan Plus. 

    P
    Poulomi Sengupta
    On: Jun 09, 2021

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PNB MetLife Term Insurance Contact Details

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Claim Process at PNB MetLife Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • Why should I choose the PNB MetLife term insurance plan?

    PNB MetLife Insurance is a reliable life insurance provider. It featured a staggering claim settlement ratio of 97.18% in the FY 2019-20. Another feather in its cap is that it provides high long-term coverage which is available for policyholders till the age of 85 years.

  • Can I get PNB MetLife term insurance plan cover if I am a smoker or use tobacco?

    Yes, However, smoker premium rates are higher as compared to non-smoker rates.

  • What is the toll-free customer care number of PNB MetLife Insurance?

    The 24x7 toll-free number of PNB MetLife Insurance is 1800-425-6969. 

  • What is the Claim Settlement Ratio of PNB MetLife Insurance company Limited?

    PNB MetLife featured an impressive claim settlement ratio of 97.18% in the FY 2019-20.

  • What is the grace period of the PNB Metlife Insurance company?

    A grace period of 30 days from the premium due is allowed according to the guidelines by the Insurance Regulatory Authority of India.