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HomeTerm InsuranceTerm Insurance CompaniesBharti AXABharti AXA User Reviews

Bharti AXA Term Insurance User Reviews

156 reviews Rate This
Bharti AXA Term Insurance
Highlights
Claim Settlement Ratio99.05%
Customer Care9:00 AM - 7:00 PM
Inception2006
Policies Sold1,285 Policies
Presence263 Branches
Total Death Benefit PaidRs. 61.56 Crore

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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Bharti AXA Term Insurance Plans

1 Crore
2 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.7%
Starting From ₹ 688/Month
Key Features:
  • Right Green Tick Revised Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Cover Continuance Benefit
  • Right Green Tick Insta-Payment on Claim Intimation
  • Right Green Tick Nominee's Choice payout
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.2%
Starting From ₹ 730/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans
Rating of Bharti AXA
4.9
Based on
156 User reviews

  • Hardworking Customer Care

    The Customer Care team was awesome at InsuranceDekho company. They put all their efforts into making my purchasing experience much easier and smoother. I bought the Bharti AXA Term Insurance Plan from the website. It was easy to compare the Term policies and choose the best one for myself.

    A
    Amit Jugran
    On: Feb 09, 2024

  • Best Insurance Advice

    I bought the Bharti Axa term insurance Plan from InsuranceDekho. I am impressed with the support team. I was treated with such kindness, and this continued throughout my purchasing process. Even after that, the customer service team helped me understand the online portal. Loved it!

    S
    Solani Goyal
    On: Dec 12, 2023

  • Quick policy issuance

    I purchased the Bharti AXA Life Term Insurance Policy from the InsuranceDekho website. The policy was issued within several minutes without any paperwork involved. I was guided well by the team at each step, they helped me complete the process smoothly. The plan comes with amazing benefits. 

    A
    Amul Verma
    On: Nov 24, 2023

  • Trustworthy Recommendations

    I trusted InsuranceDekho's recommendations when choosing my Bharti AXA Life Term Insurance Policy, and I'm happy with the choice I made.

    K
    Keval Thakur
    On: Nov 07, 2023

  • Excellent Value for Family Security

    As a family-oriented person, I value the security that the Bharti AXA Term Insurance- Flexi Term Plan provides to my loved ones. InsuranceDekho offered this plan tailored to family needs. The peace of mind that comes from knowing my family will be financially protected in my absence is invaluable.

    A
    Aniket Mishra
    On: Oct 16, 2023

  • Renewable Peace of Mind

    Renewing my Bharti AXA Life Term Insurance Policy with InsuranceDekho was a breeze. They offer renewable options, making it simple to continue protecting my family's financial future.

    B
    Bala Dutta
    On: Sep 21, 2023

  • Strong Financial Backing

    InsuranceDekho is often backed by strong financial institutions, providing added confidence in the stability and reliability of their policies. I did some research and finally bought the Bharti AXA Life Term Insurance Policy to secure my family.

    V
    Vidhushi Agarwal
    On: Sep 13, 2023

  • Flexibility to Customize

    InsuranceDekho's platform allowed me to customize my Bharti AXA Life Term Insurance Policy to suit my family's specific financial needs and future plans. It's comforting to know that we're adequately covered.

    S
    Suman Anand
    On: Sep 05, 2023

  • Hassle free and safe purchase

    I purchased the Bharti AXA Life Term Insurance Policy from InsuranceDekho. The purchasing process was very hassle-free and safe. The payment gateways required two-step authentication to process the payment. The purchasing process was easy and time-saving

    R
    Ramit Sarswal
    On: Aug 23, 2023

  • Best term plans offered

    At InsuranceDekho’s website, I found some of the best insurance companies that offer term insurance. I purchased the Bharti AXA Life Term Insurance Policy InsuranceDekho after comparing some term plans. I was able to compare several term plans at once according to my requirements and budget.

    A
    Aman Sethi
    On: Aug 16, 2023

  • Bought a good term plan

    I wanted a term plan that was affordable and provided good coverage. After several term plans, I purchased the Bharti AXA Life Term Insurance Policy from InsuranceDekho. I am extremely satisfied with my purchase. 

    K
    Kinjal Patel
    On: Aug 10, 2023

  • The services offered are very competiitve

    The services provided by the executives on the InsuranDekho website are very competitive. The executive was very well aware of all the policies and recommended the best policy to me. I bought the Bharti AXA Life Term Insurance Policy for my family. Thank you for looking after me.

    A
    Anshuman Ahuja
    On: Jul 24, 2023

  • Online term calculator

    I used the online term calculator while I was selecting a desired life insurance plan on InsuranceDekho. With the help of the online term calculator, I found that the premium of the Bharti AXA Term Insurance- Flexi Term Plan matched my budget, thus I bought it.

    Y
    Yasmin Brar
    On: Jul 17, 2023

  • Detailed information about each plan

    The InsuranceDekho website provides detailed information on each plan they offer. After visiting their website, I read each detail carefully and then chose the Bharti AXA Life Term Insurance Policy for myself. Happy with the purchase. 

    P
    Parth Tandon
    On: Jul 10, 2023

  • I received personalized guidance at home

    When I was buying the Bharti AXA Life Term Insurance Policy from InsuranceDekho, I was given the option to seek personal advice at home. I requested the same and got expert advice at home. So, thank you, guys

    A
    Aditya Rao
    On: Jul 06, 2023

  • Ease of Purchase and Renewal

    Purchasing and renewing my Bharti AXA Life Term Insurance Policy was a seamless process. The online platform of InsuranceDekho provided a user-friendly interface, making it convenient to complete the necessary formalities. It's hassle-free and saves a lot of time.

    D
    Dheeraj Harpooj
    On: Jun 26, 2023

  • Excellent benefits

    The Bharti AXA Life Term Insurance Policy available on InsuranceDekho has excellent benefits to offer. The plan offered good coverage at a very reasonable price. So, I would suggest others as well to definitely buy this wonderful policy from InsuranceDekho. -

    N
    Nitya Arora
    On: Jun 21, 2023

  • Transparent terms and conditions

    One of the key aspects that I appreciate about Bharti AXA Life Term Insurance Policy is the transparency in its terms and conditions. The policy documentation at InsuranceDekho is clear, concise, and easy to understand, ensuring that I am fully aware of the coverage and its limitations. 

    P
    Paakhi Goel
    On: Jun 19, 2023

  • Easy Policy Cancellation Process

    Because of some personal reasons, I had to cancel my Bharti AXA Life Term Insurance Policy. InsuarnceDekho has an easy and straightforward cancellation process. Their customer service ensures that the cancellation is processed promptly and efficiently.

    I
    Iqbal Mohammad
    On: Jun 07, 2023

  • The after-sale support is outstanding

    Even after the purchase of my Bharti AXA Life Term Insurance Policy, if ever I have any concerns or queries, I know I can get in touch with the executives anytime, They were prompt, knowledgeable, and incredibly helpful in answering all my questions and concerns. 

    D
    Debolina Debnath
    On: Jun 05, 2023

  • Simple and Straightforward Coverage

    The Bharti AXA Life Term Insurance Policy from InsuarnceDekho offers a simple and straightforward coverage option. The application process was smooth, and I appreciate how easy it was to understand the terms and conditions. The policy provides the necessary protection for a specific term, ensuring that my family is safeguarded during critical years.

    V
    Vrinda Menon
    On: Jun 01, 2023

  • The plan gives flexible options

    The Bharti AXA Life Term Insurance Policy from InsuarnceDekho stands out for its flexible options that adapt to changing needs. I was looking for a policy that gave me a chance to update or make changes as per the situation. It provides options for upgrading or modifying the policy as needed. I am glad that bought this policy for myself.

    P
    Pradeep Kumar
    On: May 25, 2023

  • Availability of riders

    On InsuranceDekho’s website, I found information on different term insurance riders that help in increasing the coverage of the term insurance policy. While purchasing the Bharti AXA Life Term Insurance Policy from InsuranceDekho I added a suitable rider to my policy. It was very easy to opt for a rider while purchasing the plan from the website. 

    N
    Neha Rawat
    On: May 18, 2023

  • Online term calculator

    The online term calculator available on InsuranceDekho helped me to calculate the premium of a number of term plans available. So, I used this online calculator when I was buying the Bharti AXA Life Term Insurance Policy from InsuranceDekho. 

    A
    Arya Tripathi
    On: May 16, 2023

  • Efficient user-portal

    The user portal of InsuranceDekho is so easy to use that I was easily able to browse through different sections when I was buying the Bharti AXA Life Term Insurance Policy. I explored the benefits of the policy and then moved ahead with buying it. 

    T
    Tanya Nehwal
    On: May 09, 2023

  • Got a suitable rider

    I purchased the Bharti AXA Life Term Insurance plan from InsuranceDekho a year ago and I wanted to modify my term plan to increase the coverage of my term plan so I visited InsuranceDekho to know about different riders available under this plan. From the information on the website, I chose Accelerated Critical Illness Rider with my term insurance policy. 

    P
    Prachi Soni
    On: May 05, 2023

  • Many big and good companies are listed

    I was very impressed to see that on the InsuranceDekho website, many big and reliable companies were listed. While searching for a good and secure policy, I purchased a Bharti AXA Life Term Insurance Plan from them. And I am very happy with my decision. 

    C
    Chanassya Patel
    On: Apr 27, 2023

  • 7 days availability

    The InsuranceDekho website provides its services on all 7 days of the week. I bought the Bharti AXA Life Term Insurance plan. Their 7 days availability made it easier for me to get my policy renewed on the website with the help of a customer care executive even on a Sunday. I am happy with this service they offer, and also with the plan I bought. 

    D
    Dhriti Bhasin
    On: Apr 20, 2023

  • Distinctive feature

    The Bharti AXA Life Term Insurance plan on InsuranceDekho offers various features that are accessible to the users without any hitch. All the information was gathered under one roof, so I didn't have to run around in search of different functions.

    R
    Rume Das
    On: Apr 18, 2023

  • Detailed information

    The InsuranceDekho website has detailed information on all the plans that they offer. After going through them all, I was able to choose the Bharti AXA Life Term Insurance. It met all my needs and requirements well. Happy and satisfied with the purchase. 

    A
    Anek Rajpal
    On: Apr 13, 2023

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Bharti AXA Term Insurance Contact Details

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Claim Process at Bharti AXA Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • Who can purchase a Bharti AXA term insurance policy?

    Any Indian resident between 18 and 65 years can purchase a Bharti AXA term insurance plan.

  • What are the minimum and maximum terms for which one can purchase a Bharti AXA term insurance plan?

    The minimum policy term is ten years, and Bharti AXA Life Insurance offers the option to extend the term insurance plan for up to 35 years. 

  • Is there any maximum age at maturity in a Bharti AXA Life Insurance term insurance plan?

    Yes, the maximum age at maturity of a Bharti AXA term insurance policyholder, should not exceed 75 years.

  • Does the gender of the assured person affect the term plan?

    Yes, the gender of the assured person determines the cost of the term policy based on risks. In short, it is a risk-rating component which is considered along with other factors.

  • What are the Bharti AXA Term Insurance premium payment frequency modes?

    The policyholder of a Bharti AXA term insurance plan can opt to pay annual, half-yearly, quarterly, or monthly instalments.

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