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Aditya Birla Sun Life Term Insurance User Reviews

159 reviews Rate This
Highlights
Claim Settlement Ratio98.04%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For5,035 Policies
Inception2001
Presence386 offices
Total Death Benefit PaidRs. 342.89 Crore

Term Life Insurance Premium Calculator

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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Aditya Birla Sun Life Term Insurance Plans

1 Crore
2 Crore
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.7%
Starting From 688/Month
Key Features:
  • Right Green Tick Revised Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Cover Continuance Benefit
  • Right Green Tick Insta-Payment on Claim Intimation
  • Right Green Tick Nominee's Choice payout
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.2%
Starting From 730/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.4%
Starting From 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans
Rating of Aditya Birla
4.7
Based on
159 User reviews
  • Good coverage Plan

    I decided to buy term insurance from InsuranceDekho and chose the Aditya Birla Digishield Plan after doing some research. I am impressed with the coverage and benefits of this plan, and the premium rates were also affordable.

    S
    Sriyali Jain
    On: May 28, 2024
  • User Friendly Platform

    InsuranceDekho is amazing. My purchase of Aditya Birla Sun Life Term Insurance Plan was terrific. I bought this term insurance policy online through the insuranceDekho’s website. It was quite easy to compare all the term plans and choose the best for my needs and requirements. Thank you! InsuranceDekho.

    J
    Jaya Srivastava
    On: Feb 20, 2024
  • Dedicated Support Team

    The team of InsuranceDekho was so helpful when I was searching for a term insurance plan. When I finally decided to buy the Aditya Birla Sun Life Term Insurance plan, even then they guided me throughout the buying process. So, thank you, InsuranceDekho team!

    S
    Simran Kaur
    On: Dec 22, 2023
  • Time-Efficient Term Insurance Shopping

    InsuranceDekho saved us significant time when purchasing the Aditya Birla Sun Term Insurance- DigiShield Plan. Their platform allows easy comparison and instant quotes.

    U
    Unnati Sah
    On: Nov 15, 2023
  • Trustworthy Recommendations

    InsuranceDekho recommended Aditya Birla Sun Life Term Insurance Policy that perfectly aligned with my needs and financial goals. I trust their expertise.

    C
    Chaynika Sah
    On: Sep 27, 2023
  • Tailored Coverage for Individual Needs

    What I loved about InsuranceDekho was their flexibility. They allowed me to customize my Aditya Birla Sun Life Term Insurance Policy’s coverage to fit my unique needs and budget. It's great to have a plan that's truly tailored to me.

    I
    Ileana Kumar
    On: Sep 20, 2023
  • Riders for Added Protection

    The available riders at InsuranceDekho provided me with additional protection options, such as critical illness and disability coverage, enhancing my Aditya Birla Sun Life Term Insurance Policy's value.

    R
    Raja Kumar
    On: Sep 14, 2023
  • Hassle-free renewal

    I had to renew my Aditya Birla Sun Life Term Insurance Policy and I chose to do the renewal with InsuranceDekho. I contacted the helpline number to get answers to my queries. The customer executive understood my situation and helped me at every step of the renewal process. It was very convenient for me to renew the policy with the help of InsuranceDekho’s team.

    T
    Teena Marie
    On: Sep 01, 2023
  • Could easily make payments securely

    Recently I purchased Aditya Birla Sun Life Term Insurance Policy from InsuranceDekho’s website. InsuranceDekho ensures the privacy of its customers, the payments are completely secure and encrypted. The payments require two-step authentication. I am very satisfied with my purchase with InsuranceDekho.

    A
    Alana Banarjee
    On: Aug 29, 2023
  • Hassle-free policy issuance

    I purchased the Aditya Birla Sun Life Term Insurance Policy from InsuranceDekho. The process was completely hassle-free and the policy details were sent within a few minutes after making the payment. It was very easy to purchase the policy online with the help of InsuranceDekho. 

    S
    Savitri Rao
    On: Aug 24, 2023
  • User friendly platform

    InsuranceDekho is a very user friendly platform from where I purchased the Aditya Birla Sun Life Term Insurance Policy. I was able to compare several term plans within minutes that fit my budget and requirements. The InsuranceDekho’s website is easy to navigate and user friendly. Instructions to purchase, file a claim or renew your policy are also mentioned on the website

    P
    Prakash Thapar
    On: Aug 11, 2023
  • Quick comparisons

    I used the online premium calculator to compare several term insurance plans according to my needs and budget. The online tool really helped me compare several term plans at a time. After comparing, I purchased an Aditya Birla Sun Life Term Insurance Policy from InsuranceDekho. 

    O
    Om Bhatt
    On: Aug 09, 2023
  • Clear Online Application Process!

    I appreciate the convenience of applying for the Aditya Birla Sun Life Term Insurance Policy online through InsuranceDekho. The entire process was user-friendly and could be completed from the comfort of my home. Their website's interface was intuitive, making it easy to navigate and compare different plans. I completed the application in no time, and the policy was issued without any delays. Kudos to InsuranceDekho for simplifying the process.

    D
    Disha Parekh
    On: Jul 28, 2023
  • Timely Premium Payment Reminders

    InsuranceDekho's term insurance policies come with timely premium payment reminders. Their proactive approach ensures that I never miss a payment for my Aditya Birla Sun Life Term Insurance Policy, maintaining the continuity of my coverage.

    M
    Manisha Gupta
    On: Jul 18, 2023
  • A chat box's features

    On the InsuranceDekho website, there is a chat box function that is quite useful. I wasn't sure if the Aditya Birla Sun Life Term Insurance Policy would provide all of the benefits that I expected from a life insurance policy when I purchased it from their website. I used the chat box and received prompt responses to all of my questions. Fortunately, the plan includes all of the features and benefits I was looking for.

    T
    Taran Singh
    On: Jul 14, 2023
  • Amazed From Excellent Services

    InsuranceDekho is the perfect place to get financial security against unexpected critical illnesses. I bought the Aditya Birla Sun Life Term Insurance Policy from the company and it was a remarkable experience of buying a term insurance plan to date. I am happy that the company is fully working to benefit the customers in each and every way. Loving it! 

    I
    Ishita Jadav
    On: Jul 11, 2023
  • Got clear and precise answers to all my queries

    I had so many questions while I was buying the - from InsuranceDekho. But, thanks to the amazing team of InsuranceDekho who guided me and also answered my questions very promptly, buying the Aditya Birla Sun Life Term Insurance Policy from InsuranceDekho was no less than a cakewalk

    G
    Govind Shivkumar
    On: Jun 27, 2023
  • Online term calculator

    There was an additional feature of the premium term calculator available on InsuranceDekho that helped me calculate the premium for all the available plans. So, when I calculated the premium, I bought the Aditya Birla Sun Life Term Insurance Policy as it suited my budget. 

    R
    Rohit Narang
    On: Jun 22, 2023
  • The digital process

    I wanted to buy - from the comfort of my home. That’s why I decided to buy the Aditya Birla Sun Life Term Insurance Policy through an online process. The online process enabled me to buy the Aditya Birla Sun Life Term Insurance Policy without having to move out of my home

    D
    Devansh Kakri
    On: Jun 20, 2023
  • Online premium calculator made it easy

    I decided to buy the Aditya Birla Sun Life Term Insurance Policy plan long back. But, still, I wanted to compare it with other plans as well so that I have more clarity. I used InsuranceDekho's online premium calculator to explore the plans based on my budget and needs and the online tool provided multiple options that met my needs easily. 

    A
    Anjali Bajwa
    On: Jun 15, 2023
  • Useful information was available on the website

    The website of InsuranceDekho provided me with a lot of useful information that made it easier for me to buy an apt term plan. After exploring the benefits of each plan, I finally decided to buy the Aditya Birla Sun Life Term Insurance Policy and would say that it had been an amazing experience. 

    H
    Harpreet Diwan
    On: Jun 08, 2023
  • Easy-to-use portal

    I am very happy that I bought the Aditya Birla Sun Life Term Insurance Policy from InsuranceDekho. The interface of InsuranceDekho’s website was so easy to use that I literally faced no problem during the process. 

    J
    Jayanti Zacharia
    On: Jun 06, 2023
  • I was able to customize the plan

    Another good thing about buying the Aditya Birla Sun Life Term Insurance Policy from InsuranceDekho was that I was able to customize the plan according to my needs. I was also able to add riders accordingly and buy a perfect life plan from InsuranceDekho. 

    A
    Amar Paraiyar
    On: Jun 02, 2023
  • Availability of all the relevant information

    On exploring the website of InsuranceDekho, I came across the Aditya Birla Sun Life Term Insurance Policy. The website of InsuranceDekho offered such relevant information that I did not have to go elsewhere to read about the importance of life insurance plans.

    B
    Bhavin Makwana
    On: May 30, 2023
  • Professional Insurance Advisors

    Heartfelt regards to the insurance consultants of the InsuranceDekho. Their expertise and knowledge helped me choose the best term insurance policy. I am glad to have bought the Aditya Birla Sun Life Term Insurance Policy from the company’s official website. 

    G
    Gaurav Bindra
    On: May 26, 2023
  • Online Reviews

    The InsuranceDekho website has some fantastic reviews from valued customers. It was one of the main points which helped me purchase the Aditya Birla Sun Life Term Insurance Policy from the InsuranceDekho website. 

    C
    Chiraiyu Makkar
    On: May 23, 2023
  • Premium calculation made easy

    The InsuranceDekho website is easy to use. I found an online premium calculator tool to compare plans. The online tool was very easy to use and displayed several term plans according to my budget and requirements. After comparing, I chose the Aditya Birla Sun Life Term Insurance Policy from their website. It was very easy for me to look for benefits and everything on their website 

    J
    Jiya Aggarwal
    On: May 17, 2023
  • Dedicated customer service

    The InsuranceDekho website provides good customer service. I visited their website to buy the Aditya Birla Sun Life Term Insurance Policy, and all my queries were answered by the executive. The plan offers various features and benefits. I am happy with my purchase. 

    M
    Mukesh Jaffery
    On: May 12, 2023
  • I bought the plan from the comfort of my home

    I bought the Aditya Birla Sun Life Term Insurance Policy from the comfort of my home as I opted for a digital mode. I submitted all the documents online and it became quite convenient for me to buy the plan from InsuranceDekho. 

    A
    Aachal Chatterjee
    On: May 10, 2023
  • Must-buy policy

    The Aditya Birla Sun Life Term Insurance policy is a must-buy policy that I recently bought at InsuranceDekho. I bought it on a friend’s recommendation even after already having a regular health insurance policy. I recommend everyone to buy this policy. 

    K
    Krishiv
    On: May 08, 2023

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Aditya Birla Sun Life Term Insurance Contact Details

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Claim Process at Aditya Birla Sun Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What Term Insurance plans does Aditya Birla Sun Life Insurance offer?

    Under the Term insurance category, Aditya Birla Sun Life offers five plans namely- Aditya Birla Sun Life Insurance Premium Back Term Plan, Aditya Birla Sun Life Insurance Future Guard Plan, Aditya Birla Sun Life Insurance Protection Plus Plan, Aditya Birla Sun Life Insurance Protection Easy Plan and Aditya Birla Sun Life Insurance Easy Protect Plan.

  • What is the grace period under Aditya Birla Sun Life Term plans?

    According to the Insurance Regulatory Authority of India (IRDAI) regulations, a grace period of 30 days is allowed from the premium due date under the Aditya Birla Sun Life Term plans.

  • When is the right time to purchase the Aditya Birla Sun Life Term insurance plan?

    The best time to buy an Aditya Birla Sun Life term insurance plan when you’re young and in relatively good health. This will help you to get your premium at an affordable rate.

  • What is the claim settlement ratio of Aditya Birla Sun Life insurance?

    Aditya Birla Sun Life insurance has a claim settlement ratio of 97.54% for the financial year 2019-20. 

  • What happens when my Aditya Birla Sun Life term policy expires?

    When the policy expires, and the life assured is alive then no death benefits are paid but if she/he dies then the cover is paid to the beneficiary/nominee.