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PNB MetLife Term Insurance User Reviews

172 reviews Rate This
PNB MetLife Term Insurance
Highlights
Claim Settlement Ratio98.17%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For4,241 Policies
Inception2001
Presence107 Locations
Total Death Benefit PaidRs. 235.11 Crore

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Choose required coverage to secure your family’s future

50L
1Cr
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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best PNB MetLife Term Insurance Plans

1 Crore
2 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 1398/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Special Exit Benefit
  • Right Green Tick Terminal illness
  • Right Green Tick Accidental Death
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.7%
Starting From ₹ 1132/Month
Key Features:
  • Right Green Tick Special Exit Benefit
See More Plans
Rating of PNB MetLife
4.6
Based on
172 User reviews

  • Purchased a good term plan

    I purchased a term insurance that fulfilled my insurance requirements under my predefined budget. I purchased PNB MetLife Mera Term Plan from insurance dekho after comparing several other term insurance policies. With the help of details of the plan mentioned on InsuranceDekho’s website helped me make an informed decision. 

    T
    Teena Choudhary
    On: Oct 06, 2021

  • Easy claim settlement procedure

    At InsuranceDekho claim settlement is hassle-free and quick. I wanted to settle a claim for my PNB MetLife Mera Term plan, and I followed the instructions mentioned on the website to settle my claim. The claim was settled on time with any hassles. 

    J
    Jaswant Bhattacharyya
    On: Oct 05, 2021

  • Secure payments

    I purchased a PNB MetLife Mera Term plan from InsuranceDekho. I was very skeptical before purchasing the plan, mainly because of the payment but payments on the website are secure, two step authentication is required to confirm the payment. 

    A
    Akhil Gera
    On: Sep 29, 2021

  • Quick policy issuance

    I bought PNB MetLife Mera Term plan from InsuranceDekho, and I must say that the policy issuance was quick and hassle-free. As soon as the payment was made, the policy was issued and the policy details along with the policy were sent to my email ID very quickly. 

    K
    Kirti Bora
    On: Sep 28, 2021

  • Organised website

    InsuranceDekho’s website is very user friendly and it is very easy to navigate through the website. I wanted to purchase the best term insurance plans, InsuranceDekho’s website helped conduct a thorough research which helped me purchase the PNB MetLife Mera Term Plan. 

    K
    Kanak Malhotra
    On: Sep 23, 2021

  • Informative website

    InsuranceDekho’s website is quite informative. I learned about the different factors that affect premium calculation and about different types of rider that can enhance the coverage of a term insurance plan. I purchased a PNB MetLife Mera Term plan with a suitable rider. 

    S
    Satish Kapoor
    On: Sep 22, 2021

  • Secure payments

    The payments on InsuranceDekho’s website are completely secure. The card details were only asked for when I was purchasing the plan. When I had issues, I contacted the help desk and they were able to guide me through the process. I purchased a PNB MetLife Mera Term plan from IsuranceDekho. I would recommend InsuranceDekho to my friends and family. 

    M
    Mayank Arora
    On: Sep 15, 2021

  • Excellent customer service

    InsuranceDekho has quite a knowledgeable customer assistance team, the customer care executives are trained to provide effective solutions for every query of the customer. I had my doubts while purchasing the PNB MetLife Mera Term plan, and the customer care executive cleared all my doubts, which made me purchase the term plan. 

    A
    Anita Yadav
    On: Sep 14, 2021

  • Queries resolved instantly

    After I purchased the PNB MetLife Mera Term plan, I had some queries related to the term insurance plan. I called the help desk to clear my doubts and the executive was very knowledgeable, he answered my questions and resolved my queries. I am satisfied with the service provided by the customer care executive. 

    J
    Japneet Singh
    On: Sep 08, 2021

  • Secure payments

    I purchased a PNB MetLife Mera Term plan from InsuranceDekho. I was very skeptical about making payments on the website, but while paying I noticed that the payment requires two step authentication which gave me confidence while purchasing the term plan. This showed me that payments made on InsuranceDekho are very secure. 

    D
    Deepa Magesh
    On: Sep 07, 2021

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PNB MetLife Term Insurance Contact Details

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Claim Process at PNB MetLife Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • Why should I choose the PNB MetLife term insurance plan?

    PNB MetLife Insurance is a reliable life insurance provider. It featured a staggering claim settlement ratio of 97.18% in the FY 2019-20. Another feather in its cap is that it provides high long-term coverage which is available for policyholders till the age of 85 years.

  • Can I get PNB MetLife term insurance plan cover if I am a smoker or use tobacco?

    Yes, However, smoker premium rates are higher as compared to non-smoker rates.

  • What is the toll-free customer care number of PNB MetLife Insurance?

    The 24x7 toll-free number of PNB MetLife Insurance is 1800-425-6969. 

  • What is the Claim Settlement Ratio of PNB MetLife Insurance company Limited?

    PNB MetLife featured an impressive claim settlement ratio of 97.18% in the FY 2019-20.

  • What is the grace period of the PNB Metlife Insurance company?

    A grace period of 30 days from the premium due is allowed according to the guidelines by the Insurance Regulatory Authority of India.

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