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HDFC Life Term Insurance User Reviews

164 reviews Rate This
HDFC Life Term Insurance
Highlights
Claim Settlement Ratio98.01%
Customer Care9:00 AM to 9:00 PM
Death Benefit Paid For12,509 Policies
Inception2000
Presence421 Branches
Total Death Benefit PaidRs. 50.33 Crore

Term Life Insurance Premium Calculator

Gender

  • Male
  • Female

Date of Birth

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Do you smoke or chew tobacco?

  • Yes
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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best HDFC Life Term Insurance Plans

1 Crore
2 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 1398/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Special Exit Benefit
  • Right Green Tick Terminal illness
  • Right Green Tick Accidental Death
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.7%
Starting From ₹ 1132/Month
Key Features:
  • Right Green Tick Special Exit Benefit
See More Plans
Rating of HDFC
4.6
Based on
164 User reviews

  • Hassle-free claim settlement

    I filed a claim on the InsuranceDekho website as I was insured with the HDFC Click 2 Term plan. The process was done without any complications and U got my claim settled in very little time. Very happy with the service received by the team. 

    M
    Mamta Khati
    On: Dec 26, 2022

  • Renewed my policy in very less time

    I bought the HDFC Click 2 Term Protect plan a year ago from the InsuranceDekho website. Last week, I wanted to get it renewed. I visited the InsuranceDekho website, and by following some simple steps and with the proper guidance of the team, I got it renewed in very little time. 

    S
    Satish Kumar
    On: Jun 23, 2022

  • Good term insurance options are available.

    On the InsuranceDekho website, you may find a list of good term insurance products. Among them, I chose the HDFC Click2Protect 3D Plus Plan. I like the plan because it meets all of my demands while also staying within my budget.

    A
    Anurag Raj
    On: May 06, 2022

  • Different companies and plans

    The best part about InsuranceDekho is that I found a list of insurance companies based on their claim settlement ratio. The information on the website regarding the insurance gave me the confidence to choose and purchase HDFC Click 2 protect Plan from InsuranceDekho.

    A
    Amit Kumar
    On: Apr 20, 2022

  • Different companies and plans

    The best part about InsuranceDekho is that I found a list of insurance companies based on their claim settlement ratio. The information on the website regarding the insurance gave me the confidence to choose and purchase HDFC Click 2 protect Plan from InsuranceDekho

    A
    Amit Kumar
    On: Apr 19, 2022

  • Price comparison

    It is very easy to compare term insurance plans on InsuranceDekho’s website using the online term insurance premium calculator tool. I compared and selected HDFC Click 2 Protect Life from InsuranceDekho.

    M
    Manan Singh
    On: Apr 19, 2022

  • Different companies and plans

    The best part about InsuranceDekho is that I found a list of insurance companies based on their claim settlement ratio. The information on the website regarding the insurance gave me the confidence to choose and purchase HDFC Click 2 protect Plan from InsuranceDekho

    A
    Amit Kumar
    On: Apr 07, 2022

  • Price comparison

    It is very easy to compare term insurance plans on InsuranceDekho’s website using the online term insurance premium calculator tool. I compared and selected HDFC Click 2 Protect Life from InsuranceDekho.

    M
    Manan Singh
    On: Apr 07, 2022

  • HDFC Click 2 protect term plan purchased at ease

    I bought an HDFC Click 2 protect term plan from the InsuranceDekho website. I had to follow certain simple steps to complete the purchase, I could do it at ease. The plan offers several benefits which made my purchase worth it. 

    D
    Divya Sharma
    On: Mar 30, 2022

  • Different companies and plans

    The best part about InsuranceDekho is that I found a list of insurance companies based on their claim settlement ratio. The information on the website regarding the insurance gave me the confidence to choose and purchase HDFC Click 2 protect Plan from InsuranceDekho.

    A
    Amit Kumar
    On: Mar 29, 2022

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HDFC Life Term Insurance Contact Details

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Claim Process at HDFC Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What are Term Insurance Riders?

    A term insurance rider is an extra attachment that provides you with additional coverage for an additional fee. A rider can enhance your overall term policy by providing numerous additional benefits over what your term insurance plan already offers.

  • When is the right time to purchase the HDFC Life Term insurance plan?

    The best time to buy an HDFC Life term insurance plan is when you’re young and in relatively good health. This will help you to get your premium at an affordable rate.

  • What are the minimum and maximum age to buy an HDFC Life term insurance plan?

    The minimum age to buy an HDFC Life term insurance plan is 18 years and the maximum age is 65 years.

  • Can my HDFC Life Term insurance premium change after a period of time?

    Yes, your premium can change depending on many factors like additional riders coverage, lifestyle changes, etc.

  • Can NRIs purchase HDFC Life Term insurance plans?

    Yes, NRIs who have legal citizenship of India can purchase HDFC life term insurance plans.

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