HDFC Life Term Insurance Premium Calculator

Highlights

Claim Settlement Ratio	98.01%
Customer Care	9:00 AM to 9:00 PM
Death Benefit Paid For	12,509 Policies
Inception	2000
Presence	421 Branches
Total Death Benefit Paid	Rs. 50.33 Crore

HDFC Life Term insurance premium calculator is used for the calculation of an individual's monthly or annual premium that is paid against the HDFC term insurance plan. It helps an individual in evaluating the sum assured amount that they would want to protect the future of their family members financially.

HDFC Life offers 3 Term Insurance plans. HDFC Term insurance calculator assists you in adjusting your sum assured depending upon the future requirements of your loved ones and family members in your absence.

How To Use Premium Calculator for HDFC Term Insurance?

HDFC Life insurance premium calculator is specially designed to aid in simplifying the decision on whether to buy a suitable HDFC Life term plan or not.

The following are the steps to use the InsuranceDekho Premium calculator for HDFC Term Insurance :

Step 1: Visit the official website of InsuranceDekho and Open the HDFC Life Premium Calculator.

Step 2: Now you are supposed to fill in the asked information like Age, Gender, and Life Cover in the HDFC term plan Calculator.

Step 3: Based on the information provided by you, the premium will be calculated for the HDFC Life term insurance plan.

Step 4: You can modify the calculated premium by changing the mentioned factors like age, life cover, gender, and so on.

Gender

Male
Female

Date of Birth

Do you smoke or chew tobacco?

Yes
No

Choose required coverage to secure your family’s future

50L

1Cr

1.5Cr

2Cr

Coverage

Disclaimer :

1. Premium has been calculated for coverage till 60 years

2. Eligibility depends on income, occupation and educational qualification

Best HDFC Life Term Insurance Plans

1 Crore

2 Crore

HDFC C2PS Life

LIFE COVER
Tax Free
₹1 Cr
CLAIMS SETTLED ₹99.4%

Starting From ₹ 1398/Month

24hr Claim Settlement

Key Features:

Special Exit Benefit
Terminal illness
Accidental Death

iTerm Comfort

LIFE COVER
Tax Free
₹1 Cr
CLAIMS SETTLED ₹99.7%

Starting From ₹ 1132/Month

Key Features:

Special Exit Benefit

See More Plans

User Reviews

4.6

Rating based on

164 User reviews

What users are saying

Smooth Porting Experience
InsuranceDekho’s online portal made comparing plans so easy for me, just like a breeze. Term plans of various companies were thoroughly explained and tabulated. I easily found the plan with the best coverage and premium for my needs and chose HDFC Term Insurance for my entire family.
Read More
D
HDFC
By Deepak mehta
On: Jun 19, 2024
Great customer service
Opting for the HDFC Click 2 Protect plan was a decision I am glad I made. Their process was simple, and their support team ensured I had everything I needed to feel confident about our family's future. Highly recommend InsuranceDekho for their transparent and reliable services.
Read More
D
HDFC
By Deepant Kumar
On: May 28, 2024
Recommended Insurance Company
The InsuranceDekho company put in all the effort to simplify my purchasing process. I bought HDFC Term Life Insurance from the official website. Everything was done online, including paperwork, which saved me a lot of time. I am happy to connect with this Insurancedekho company and would recommend it to everyone for buying a term insurance policy with ease.
Read More
S
HDFC
By Siddharth Sharma
On: Jan 25, 2024
Easy Claim Process
I claimed my HDFC Term Life insurance from InsuranceDekho. The Insurancedekho team helped while claiming the HDFC term life insurance which made the process easy and fast. I am very grateful to the Insurancedekho team and their fast service.
Read More
N
HDFC
By Nitish Raghav
On: Dec 04, 2023
Family Security
InsuranceDekho provided me with the HDFC Life Term Insurance- Click 2 Protect Plan that gives me peace of mind, knowing my family will be secure in any eventuality.
Read More
R
HDFC
By Rishabh Upadhaya
On: Nov 03, 2023

View All HDFC Life Term Insurance Reviews

Why to Buy Term Insurance Policy Online from InsuranceDekho

Tax benefit upto 1,50,000*
Claim support everyday 10AM-7PM
80 Lacs+ happy customers

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HDFC Life Term Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
HDFC Life Term Insurance
1800-266-9777Mon to Sun 9:00 AM to 9:00 PM
buyonline@hdfclife.in

Claim Process at HDFC Life Term Insurance

1
Claim Intimation
In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
2
Submission of Documents
Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
3
Claim Evaluation
Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
4
Claim Settlement
If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

Best Insurance Advisors in Your City.

FAQs

What is a Term Insurance Policy?
A Term Insurance policy is said to be a pure life insurance plan. It provides financial protection and stability to the policyholder’s family or loved ones in case of unforeseen events. Term plans provide higher cover at an affordable premium rate.
What are the different factors that will affect my HDFC Life Term insurance premium?
Your HDFC Life term insurance premium calculation will be dependent upon various factors including your age, gender, pre-existing disease, occupation, and cover up to which age.
How does my Age affect my HDFC Life term insurance premium?
Age is a prominent factor in determining the premium for your HDFC Life term insurance plan. The higher your age, the higher the premium you are required to pay.
What is the total coverage amount that should be taken under the HDFC Life Term Insurance plan?
The coverage of the HDFC Life Term insurance plan should be adequate enough to cover the financial needs of the policyholder’s family members in the event of an unfortunate incident resulting in the demise of the policyholder. The ideal coverage of your term plan should be 10 to 12 times your annual income.
What are the different Riders options available with HDFC Life Term Insurance Plans?
HDFC Life Term Insurance plans offer Critical Illness cover, Accidental Death Benefit Cover, and Accidental Disability Rider.
How would my Premium change if I add Riders in my HDFC Life Term insurance plan?
If you add riders to your HDFC Life Term Insurance plan, the premium calculated would increase because each rider provides an additional benefit which comes with an additional cost for the additional coverage benefit that it provides. Therefore, by addition of each rider, the amount of premium you are supposed to pay also goes up.
What is the claim settlement ratio of HDFC Life Insurance?
HDFC Life Insurance has a staggering claim settlement ratio of 99.07% in FY 2019-2020.
What are the benefits of premium receipts provided by HDFC Term Insurance?
You can show Premium Receipt to avail the tax benefits under section 80C and section 10(10D) of the Income Tax Act,1961.
What is the impact of HDFC Life Term premium calculation on tobacco users?
Tobacco or Smoking is hazardous for your body. It increases the chance of developing diseases like throat cancer or lung cancer. If you are a regular smoker or tobacco user, you are at high risk of developing a threatening disease so in such a case, you will have to pay a higher premium as compared to the premium paid by a policyholder, who does not consume tobacco .
What is the toll-free customer care number of HDFC Life Insurance?
The 24x7 toll-free customer helpline number of HDFC Life insurance is 1800 266 9777.