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HDFC Life Term Insurance User Reviews

164 reviews Rate This
HDFC Life Term Insurance
Highlights
Claim Settlement Ratio98.01%
Customer Care9:00 AM to 9:00 PM
Death Benefit Paid For12,509 Policies
Inception2000
Presence421 Branches
Total Death Benefit PaidRs. 50.33 Crore

Term Life Insurance Premium Calculator

Gender

  • Male
  • Female

Date of Birth

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Do you smoke or chew tobacco?

  • Yes
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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best HDFC Life Term Insurance Plans

1 Crore
2 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 1398/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Special Exit Benefit
  • Right Green Tick Terminal illness
  • Right Green Tick Accidental Death
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.7%
Starting From ₹ 1132/Month
Key Features:
  • Right Green Tick Special Exit Benefit
See More Plans
Rating of HDFC
4.6
Based on
164 User reviews

  • Customer care service

    I recently bought the HDFC Click 2 Term Protect plan from the InsuranceDekho website. While buying the plan, I was a bit doubtful about the benefits of the plan. I contacted their customer care service and the executive attended to me well and cleared all my doubts. The plan offers amazing benefits and meets all my needs well. 

    P
    Paras Aggarwal
    On: Jan 25, 2023

  • Secure payments

    While buying HDFC Click two Protect Life I was once a little skeptical about entering my card details into their website however I was incredibly impressed by using the distinct fee gateway choices accessible that guaranteed me that the price is absolutely secure.

    M
    Mukesh Singh
    On: Jan 20, 2023

  • Affordable-term plans offered

    At InsuranceDekho I was able to find some best term plans offered by top insurance companies in India. It was very easy for me to compare some of the best term insurance plans on one platform. I used the premium calculator to compare term plans within my budget and after comparing I purchased HDFC Click 2 Protect Life from InsuranceDekho without any hassle

    U
    Udeshya Ragavat
    On: Jan 18, 2023

  • Availability of riders

    On InsuranceDekho’s website, I found information on different term insurance riders that help in increasing the coverage of the term insurance policy. While purchasing HDFC Click 2 Protect Life term plan from InsuranceDekho I added a suitable rider to my policy. It was very easy to opt for a rider while purchasing the plan from the website. 

    F
    Fatik Nigam
    On: Jan 17, 2023

  • Smooth comparisons

    It is very easy to compare term insurance plans on InsuranceDekho’s website using the online term insurance premium calculator tool. I had to enter a few personal details such as age, gender, and date of birth along with sum assured, and term insurance plans were displayed instantly based on the information provided. I compared and selected HDFC Ergo term plan from InsuranceDekho.

    M
    Mubarak Sethi
    On: Jan 13, 2023

  • Amazing benefits

    I bought the HDFC term plan from the InsuranceDekho website. The plan offered me all the benefits I was looking for. I am so happy that I finally got the plan of my choice. 

    V
    Vasu Mittal
    On: Jan 11, 2023

  • Good-to-go plan

    The HDFC Term plan is really good. It has all those benefits that one expects from a good term insurance plan. I am happy and satisfied with it. I bought this plan from the InsuranceDekho website.

    J
    Jyotsana Bisht
    On: Jan 10, 2023

  • Renewed my policy in very less time

    I purchased the HDFC Click 2 Term Protect plan from InsuranceDekho a year ago. I wanted to get it renewed last week. I went to the InsuranceDekho website and had it renewed in no time by following a few simple steps and following the team's instructions. The entire renewal process was paperless. 

    R
    Reena Aggarwal
    On: Jan 04, 2023

  • Informative website

    The InsuranceDekho website is quite useful. From their website, I purchased the HDFC Click 2 Term plan. I learned a lot about IDV, the claim settlement ratio, and other things when purchasing the plan. The plan I purchased has a lot of advantages and is satisfactory

    R
    Rohan Sabharwal
    On: Jan 03, 2023

  • Price comparison

    It is very easy to compare term insurance plans on InsuranceDekho’s website using the online term insurance premium calculator tool. I compared and selected HDFC Click 2 Protect Life from InsuranceDekho.

    M
    Manan Singh
    On: Dec 30, 2022

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HDFC Life Term Insurance Contact Details

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Claim Process at HDFC Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What are Term Insurance Riders?

    A term insurance rider is an extra attachment that provides you with additional coverage for an additional fee. A rider can enhance your overall term policy by providing numerous additional benefits over what your term insurance plan already offers.

  • When is the right time to purchase the HDFC Life Term insurance plan?

    The best time to buy an HDFC Life term insurance plan is when you’re young and in relatively good health. This will help you to get your premium at an affordable rate.

  • What are the minimum and maximum age to buy an HDFC Life term insurance plan?

    The minimum age to buy an HDFC Life term insurance plan is 18 years and the maximum age is 65 years.

  • Can my HDFC Life Term insurance premium change after a period of time?

    Yes, your premium can change depending on many factors like additional riders coverage, lifestyle changes, etc.

  • Can NRIs purchase HDFC Life Term insurance plans?

    Yes, NRIs who have legal citizenship of India can purchase HDFC life term insurance plans.

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