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HDFC Life Term Insurance User Reviews

164 reviews Rate This
HDFC Life Term Insurance
Highlights
Claim Settlement Ratio98.01%
Customer Care9:00 AM to 9:00 PM
Death Benefit Paid For12,509 Policies
Inception2000
Presence421 Branches
Total Death Benefit PaidRs. 50.33 Crore

Term Life Insurance Premium Calculator

Gender

  • Male
  • Female

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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best HDFC Life Term Insurance Plans

1 Crore
2 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 1398/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Special Exit Benefit
  • Right Green Tick Terminal illness
  • Right Green Tick Accidental Death
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.7%
Starting From ₹ 1132/Month
Key Features:
  • Right Green Tick Special Exit Benefit
See More Plans
Rating of HDFC
4.6
Based on
164 User reviews

  • Good-to-go plan

    The HDFC Life Term Insurance plan that I bought from the InsuranceDekho website is a good term insurance plan because it has amazing features and benefits. I am happy that I bought this plan and would recommend this to all. This plan is quite affordable and provides good coverage. 

    F
    Falguni Parekh
    On: May 04, 2023

  • Must buy policy

    The HDFC Life Term Insurance Plan is a must-buy policy that I recently bought at InsuranceDekho. I bought it on a friend’s recommendation even after already having a regular health insurance policy. I recommend everyone to buy this policy. 

    S
    Sakshi Rautela
    On: Apr 26, 2023

  • The information updated is very comprehensive

    The InsuranceDekho website has a very comprehensive set of information. After going through the website and the plan in detail, I was able to purchase the HDFC Life Term Insurance Plan. Thank you InsuranceDekho. Highly recommend it to everyone. 

    J
    Jyoti Takkar
    On: Apr 24, 2023

  • Explanation of risk factors

    When I bought the HDFC Life Term Insurance plan from the InsuranceDekho website, I was delighted at how they fearlessly explained all the risk factors that could come my way and how can I handle those risks in advance.

    A
    Anjali Kakkar
    On: Apr 17, 2023

  • Effective communication

    I experienced a very satisfying experience when I was buying the HDFC Life Term Insurance Policy on InsuranceDekho. Whenever I had the slightest doubt about the process, I was easily able to reach out to the team of InsuranceDekho. 

    S
    Shreya Shah
    On: Apr 12, 2023

  • Excellent coverage for a specific period of time

    I was looking for short-term coverage for a specific event, I appreciated the option to choose the HDFC Life Term Insurance Plan for the INsuranceDekho website that fit my requirements perfectly.  

    S
    Shweta Chopra
    On: Apr 07, 2023

  • Easily got a plan of my choice

    I purchased the HDFC Life Term Insurance plan from InsuranceDekho. With the guidance of their team, I got a plan of my own choice and preference. 

    A
    Aksa Johnson
    On: Apr 04, 2023

  • Amazing Chat box feature

    The chat box feature of the InsuranceDekho website works beautifully. One can make use of this feature at any hour of the day. I used this feature while buying the HDFC Life Term Insurance plan. Loved the experience with them. 

    T
    Tanu Malhotra
    On: Mar 29, 2023

  • Easy renewal process

    I visited the InsuranceDekho website to get the HDFC Life Term Insurance Plan renewed. The renewal process was too easy. All I was required to do was to follow some simple steps and it was all done. Loved their services. 

    V
    Veer Tyagi
    On: Mar 27, 2023

  • The overall experience was outstanding

      I purchased the HDFC Life Term Insurance plan from the InsuranceDekho website. The services provided by customer care were excellent. The policy was issued easily and quite fast. Overall I can say that it was the best experience. Have told my friends to buy the policy from here only. 

    R
    Ruby Chadha
    On: Mar 23, 2023

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HDFC Life Term Insurance Contact Details

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Claim Process at HDFC Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What are Term Insurance Riders?

    A term insurance rider is an extra attachment that provides you with additional coverage for an additional fee. A rider can enhance your overall term policy by providing numerous additional benefits over what your term insurance plan already offers.

  • When is the right time to purchase the HDFC Life Term insurance plan?

    The best time to buy an HDFC Life term insurance plan is when you’re young and in relatively good health. This will help you to get your premium at an affordable rate.

  • What are the minimum and maximum age to buy an HDFC Life term insurance plan?

    The minimum age to buy an HDFC Life term insurance plan is 18 years and the maximum age is 65 years.

  • Can my HDFC Life Term insurance premium change after a period of time?

    Yes, your premium can change depending on many factors like additional riders coverage, lifestyle changes, etc.

  • Can NRIs purchase HDFC Life Term insurance plans?

    Yes, NRIs who have legal citizenship of India can purchase HDFC life term insurance plans.

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