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HDFC Life Term Insurance User Reviews

164 reviews Rate This
HDFC Life Term Insurance
Highlights
Claim Settlement Ratio98.01%
Customer Care9:00 AM to 9:00 PM
Death Benefit Paid For12,509 Policies
Inception2000
Presence421 Branches
Total Death Benefit PaidRs. 50.33 Crore

Term Life Insurance Premium Calculator

Gender

  • Male
  • Female

Date of Birth

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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best HDFC Life Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 1398/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Special Exit Benefit
  • Right Green Tick Terminal illness
  • Right Green Tick Accidental Death
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.7%
Starting From ₹ 1132/Month
Key Features:
  • Right Green Tick Special Exit Benefit
See More Plans
Rating of HDFC
4.6
Based on
164 User reviews

  • 5 minutes policy issuance process

    The process of issuing a policy from InsuranceDekho was so quick that it hardly took 5 minutes to complete the entire process. So, I was able to save a lot of time while buying the HDFC Life Term Insurance Policy from InsuranceDekho.

    A
    Ahana Trehan
    On: Jun 16, 2023

  • The plan offers good coverage

    The HDFC Life Term Insurance Policy which I found on InsuranceDekho has amazing coverage to offer. I bought this plan as with the HDFC Life Term Insurance Policy I was able to secure the future of my family.

    M
    Mridul Raina
    On: Jun 13, 2023

  • A recommended term plan

    I first checked the reviews before I decided to buy the HDFC Life Term Insurance Policy from InsuranceDekho. The reason was that I wanted to be sure that I am making the right choice. I found that the HDFC Life Term Insurance Policy is highly recommended by customers.

    C
    Chayya Mukherjee
    On: Jun 06, 2023

  • Enjoyed 100% digital experience

    I decided to buy the HDFC Life Term Insurance Policy through online mode. The online mode not made the overall process easy but also enabled me to enjoy a 100% digital experience. 

    H
    Hridaan Mudaliar
    On: Jun 02, 2023

  • Affordable plans

    I wanted to buy a good-term insurance plan that could settle into my budget easily. I visited the InsuranceDekho website and found affordable plans on the website. I bought the HDFC Life Term Insurance Policy from their website. The plan comes with many benefits. Happy with the purchase.

    S
    Shruti Saraf
    On: May 31, 2023

  • There was a vast variety of term plans available

    There are a number of term plans available on the website of InsuranceDekho. So, I read all about these plans and then bought the HDFC Life Term Insurance Policy for myself from InsuranceDekho and was very content with the decision that my family will be well taken care of. 

    M
    Mayank Vasu
    On: May 24, 2023

  • Customer care service

    I recently bought the HDFC Life Term Insurance Policy from the InsuranceDekho website. While buying the plan, I was a bit doubtful about the benefits of the plan. I contacted their customer care service and the executive attended to me well and cleared all my doubts. The plan offers amazing benefits and meets all my needs well.

    P
    Pragya Bohra
    On: May 17, 2023

  • A chat box's features

    On the InsuranceDekho website, there is a chat box function that is quite useful. I wasn't sure if the HDFC ERGO Life Term Plan would provide all of the benefits that I expected from a life insurance policy when I purchased it from their website. I used the chat box and received prompt responses to all of my questions. Fortunately, the plan includes all of the features and benefits I was looking for. 

    T
    Tribuvan Joshi
    On: May 15, 2023

  • A detailed explanation of the policy was provided

    The team of InsuranceDekho provided me with a detailed explanation of the different term plans available and explained their coverage. Based on their suggestions, I decided to buy the HDFC Life Term Insurance Policy from InsuranceDekho. 

    T
    Tarun Anand
    On: May 10, 2023

  • Many big and good companies are listed

    I was very impressed to see that on the InsuranceDekho website, many big and reliable companies were listed. While searching for a good and secure policy, I purchased the HDFC Life Term Insurance plan from them. And I am very happy with my decision. 

    D
    Dipankar Malta
    On: May 08, 2023

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HDFC Life Term Insurance Contact Details

Reach us for help anytime

Claim Process at HDFC Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What are Term Insurance Riders?

    A term insurance rider is an extra attachment that provides you with additional coverage for an additional fee. A rider can enhance your overall term policy by providing numerous additional benefits over what your term insurance plan already offers.

  • When is the right time to purchase the HDFC Life Term insurance plan?

    The best time to buy an HDFC Life term insurance plan is when you’re young and in relatively good health. This will help you to get your premium at an affordable rate.

  • What are the minimum and maximum age to buy an HDFC Life term insurance plan?

    The minimum age to buy an HDFC Life term insurance plan is 18 years and the maximum age is 65 years.

  • Can my HDFC Life Term insurance premium change after a period of time?

    Yes, your premium can change depending on many factors like additional riders coverage, lifestyle changes, etc.

  • Can NRIs purchase HDFC Life Term insurance plans?

    Yes, NRIs who have legal citizenship of India can purchase HDFC life term insurance plans.

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