Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Track & Policy DownloadLogin
HomeTerm InsuranceTerm Insurance CompaniesHDFCHDFC User Reviews

HDFC Life Term Insurance User Reviews

164 reviews Rate This
HDFC Life Term Insurance
Highlights
Claim Settlement Ratio98.01%
Customer Care9:00 AM to 9:00 PM
Death Benefit Paid For12,509 Policies
Inception2000
Presence421 Branches
Total Death Benefit PaidRs. 50.33 Crore

Term Life Insurance Premium Calculator

Gender

  • Male
  • Female

Date of Birth

calendericon

Do you smoke or chew tobacco?

  • Yes
  • No

Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best HDFC Life Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 1398/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Special Exit Benefit
  • Right Green Tick Terminal illness
  • Right Green Tick Accidental Death
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.7%
Starting From ₹ 1132/Month
Key Features:
  • Right Green Tick Special Exit Benefit
See More Plans
Rating of HDFC
4.6
Based on
164 User reviews

  • Quite impressed with the Chatbox feature

    I used the chat box feature available on the InsuranceDekho website while buying the HDFC Life Term Insurance Policy. All my issues regarding the plan were resolved with the help of this feature. I am really happy with this plan. 

    S
    Sanjeeva Das
    On: Sep 04, 2023

  • Got a good term plan within minutes

    I purchased the HDFC Life Term Insurance Policy from InsuranceDekho and I must highlight that it was a very easy task to purchase a term plan from this website. It took me only 5 minutes to purchase the term plan and the entire process was digital, convenient, and very time-saving. It was a good first experience with InsuranceDekho. -

    S
    Samaira Thapar
    On: Aug 29, 2023

  • Affordable riders

    At the time of purchasing the HDFC Life Term Insurance Policy from InsuranceDekho, I got to know about some useful and affordable riders that can help in increasing the coverage of this term plan. I purchased some riders that were suitable for my term plan. 

    R
    Rahul Chatarjee
    On: Aug 24, 2023

  • Easy payment

    I bought the HDFC Life Term Insurance Policy from InsuranceDekho and I must say the payment process was very quick and hassle-free. The payment portal is completely secure and without verification, the payment will not be processed. 

    A
    Abhishek Mishra
    On: Aug 07, 2023

  • Hassle-free comparisons

    It is very easy to compare several term insurance plans on InsuranceDekho. I used the online term insurance premium calculator tool available on the website which made comparing several term insurance plans an easy task. I purchased the HDFC Life Term Insurance Policy. 

    S
    Shubhan Agarwal
    On: Jul 31, 2023

  • Compassionate and Empathetic Approach

    Dealing with InsuranceDekho during an emergency was reassuring as their team showed compassion and empathy while assisting me with the claim process of my HDFC Life Term Insurance Policy.

    V
    Vivek Bhardwaj
    On: Jul 21, 2023

  • Prompt Resolution of Queries

    Whenever I had a question or require clarification regarding my HDFC Life Term Insurance Policy, InsuranceDekho's customer support team responded promptly with detailed explanations. Their knowledgeable staff was able to address my concerns satisfactorily, ensuring that I had a clear understanding of my policy terms and benefits.

    S
    Sandeep Patil
    On: Jul 19, 2023

  • Best Support Team

    When I bought the HDFC Life Term Insurance Policy from the official website of InsuranceDekho, I didn’t realize the efforts put by a customer support team to make our purchase journey quick and smooth. Within a few weeks of my purchase, I was facing some problems while tracking my policy, so the executives put their flesh and blood to help me as quick as possible. I’m pleased with my experience with the company. 

    D
    Delisha Ahuja
    On: Jul 07, 2023

  • I got constant reminders for renewal

    When I was buying the HDFC Life Term Insurance Policy InsuranceDekho I was completely satisfied. Even after so many years, I still get friendly reminders from the InsuranceDekho team about the policy renewal date and other information. So, I must recommend others as well to buy the HDFC Life Term Insurance Policy from InsuranceDekho

    P
    Parikshit Mathur
    On: Jun 23, 2023

  • Effective communication

    The dedicated team of InsuranceDekho ensured that they offered me effective communication while I was buying the HDFC Life Term Insurance Policy from InsuranceDekho. They assisted me in every step of the purchase process and answered all my questions. 

    A
    Ajay Singh
    On: Jun 20, 2023

User Reviews on HDFC Term Insurance Alternatives

Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.

Term Insurance Riders

Popularly Opted Term Insurance Sum Assured

Must BuyMust Buy

Why to Buy Term Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 1,50,000*
  • Claim support everyday 10AM-7PM
  • 80 Lacs+ happy customers

Term Insurance News

View All News

HDFC Life Term Insurance Contact Details

Reach us for help anytime

Claim Process at HDFC Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

Best Insurance Advisors in Your City.

FAQs

  • What are Term Insurance Riders?

    A term insurance rider is an extra attachment that provides you with additional coverage for an additional fee. A rider can enhance your overall term policy by providing numerous additional benefits over what your term insurance plan already offers.

  • When is the right time to purchase the HDFC Life Term insurance plan?

    The best time to buy an HDFC Life term insurance plan is when you’re young and in relatively good health. This will help you to get your premium at an affordable rate.

  • What are the minimum and maximum age to buy an HDFC Life term insurance plan?

    The minimum age to buy an HDFC Life term insurance plan is 18 years and the maximum age is 65 years.

  • Can my HDFC Life Term insurance premium change after a period of time?

    Yes, your premium can change depending on many factors like additional riders coverage, lifestyle changes, etc.

  • Can NRIs purchase HDFC Life Term insurance plans?

    Yes, NRIs who have legal citizenship of India can purchase HDFC life term insurance plans.

View All

Partner Term Insurance Companies

View All Term Insurance Companies

Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.

Insurance Calculators