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HDFC Life Term Insurance User Reviews

164 reviews Rate This
HDFC Life Term Insurance
Highlights
Claim Settlement Ratio98.01%
Customer Care9:00 AM to 9:00 PM
Death Benefit Paid For12,509 Policies
Inception2000
Presence421 Branches
Total Death Benefit PaidRs. 50.33 Crore

Term Life Insurance Premium Calculator

Gender

  • Male
  • Female

Date of Birth

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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best HDFC Life Term Insurance Plans

1 Crore
2 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 1398/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Special Exit Benefit
  • Right Green Tick Terminal illness
  • Right Green Tick Accidental Death
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.7%
Starting From ₹ 1132/Month
Key Features:
  • Right Green Tick Special Exit Benefit
See More Plans
Rating of HDFC
4.6
Based on
164 User reviews

  • Remarkable educative experience

    It was my first time buying a term insurance plan. InsuranceDekho provided me with a remarkable educational experience as I learned about the quotes generating factors, type of claims, rider facilities and so on. Ultimately I purchased  HDFC Life Saral Jeevan Bima. 

    A
    Anuradha Batabyal
    On: Jul 07, 2021

  • Allows multiple online payment modes

    I would like to thank InsuranceDekho for giving me the freedom to choose the convenient payment mode while paying the premium of HDFC Click 2 Protect Plan. I selected my credit card, gave the necessary details, typed in the payable amount and proceeded. Within seconds the payment was confirmed. 

    S
    Satabisha Debnath
    On: Jul 05, 2021

  • Interesting news section

    The term and life insurance based news section on InsuranceDekho contains interesting news reports centred around various factors of these policies. I visit the website now and then to check them. I issued HDFC Click 2 Protect Plan from here.   

    P
    Parijat Bhattacharya
    On: Jul 02, 2021

  • Multifarious plans

    InsuranceDekho is a hub where multifarious term insurance plans can be found that would serve as a financial shield for the family of the policyholder. I came here and generated my quotes based on my preferences, compared and found HDFC Life Click 2 Protect Life plan. 

    G
    Gouranga Bakshi
    On: Jun 30, 2021

  • Proactive helpdesk

    While issuing HDFC Life Click 2 Protect Life plan from InsuranceDekho, I wanted to check the policy specifications. As soon as I contacted the helpdesk, the executive resolved my queries and sent the policy brochure to my email for future reference. Such a proactive team! 

    O
    Oishani Karmakar
    On: Jun 28, 2021

  • Assisted to understand the policy issuance process

    It was my first time documenting an insurance policy, and InsuranceDekho assisted me in every way to make me understand the policy buying process. From quote generation to payment, each step was transparent. Now I hold  HDFC Life Click 2 Protect Life term insurance plan.

    A
    Abir Gupta
    On: Jun 25, 2021

  • Learned about quotes generating factors

    From the website of InsuranceDekho I learned about quotes generating factors and their impact like the type of the plan, sum assured amount, age and medical history. Based on these factors I had an estimation of premium. HDFC Life Saral Jeevan Bima matched my estimation. 

    T
    Turjo Banerjee
    On: Jun 23, 2021

  • In-depth research was convenient

    Conducting in-depth research on InsuranceDekho was super convenient. I used the premium calculator to get the premiums and policy highlights for the claim settlement ratios and the business volumes of the companies. Finally, I bought HDFC Click 2 Protect Life insurance plan. 

    K
    Kedar Ramanathan
    On: Jun 21, 2021

  • Useful news section

    While perusing InsuranceDekho, I found an interesting article in the news section that talked about mistakes that need to be avoided during claim settlement. It was useful and I noted down the pointers so that I can be alert. I hold HDFC Click to Protect Life insurance plan. 

    Y
    Yaseem Kaur
    On: Jun 17, 2021

  • Beneficial term insurance calculator

    I thought since term insurance premium calculation involves multiple factors, it is possible that the premium calculation would be complicated. But InsuranceDekho introduced me to the premium calculator which made the premium calculation for HDFC Click 2 Protect Life insurance plan seamless.   

    S
    Sangeeta Das
    On: Jun 15, 2021

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HDFC Life Term Insurance Contact Details

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Claim Process at HDFC Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What are Term Insurance Riders?

    A term insurance rider is an extra attachment that provides you with additional coverage for an additional fee. A rider can enhance your overall term policy by providing numerous additional benefits over what your term insurance plan already offers.

  • When is the right time to purchase the HDFC Life Term insurance plan?

    The best time to buy an HDFC Life term insurance plan is when you’re young and in relatively good health. This will help you to get your premium at an affordable rate.

  • What are the minimum and maximum age to buy an HDFC Life term insurance plan?

    The minimum age to buy an HDFC Life term insurance plan is 18 years and the maximum age is 65 years.

  • Can my HDFC Life Term insurance premium change after a period of time?

    Yes, your premium can change depending on many factors like additional riders coverage, lifestyle changes, etc.

  • Can NRIs purchase HDFC Life Term insurance plans?

    Yes, NRIs who have legal citizenship of India can purchase HDFC life term insurance plans.

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