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HDFC Life Term Insurance User Reviews

164 reviews Rate This
HDFC Life Term Insurance
Highlights
Claim Settlement Ratio98.01%
Customer Care9:00 AM to 9:00 PM
Death Benefit Paid For12,509 Policies
Inception2000
Presence421 Branches
Total Death Benefit PaidRs. 50.33 Crore

Term Life Insurance Premium Calculator

Gender

  • Male
  • Female

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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best HDFC Life Term Insurance Plans

1 Crore
2 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 1398/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Special Exit Benefit
  • Right Green Tick Terminal illness
  • Right Green Tick Accidental Death
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.7%
Starting From ₹ 1132/Month
Key Features:
  • Right Green Tick Special Exit Benefit
See More Plans
Rating of HDFC
4.6
Based on
164 User reviews

  • Very informative website

    InsuranceDekho has a very informative website. Details about different products and insurance companies are displayed very neatly which makes using the website very easy. Due to a very informative website the purchasing process for HDFC Life Click  2 Protect Life was quite easy and smooth. 

    A
    Aadil Khan
    On: Aug 03, 2021

  • Purchasing a term plan was easy

    Purchasing a term plan for InsuranceDekho was very easy, I purchased a HDFC Life Saral Jeevan Bima plan for my father. The purchasing process was simplified with the help of the customer care team at InsuranceDekho. 

    A
    Amandeep Kaur
    On: Jul 28, 2021

  • Excellent policy at affordable premium

    This is my first experience with InsuranceDekho as well as HDFC Life. I recently purchased HDFC Life Saral Jeevan Bima policy. Must say that the policy offers superior cover at affordable premium rates. 

    S
    Sonam Singla
    On: Jul 26, 2021

  • Website is good

    I was looking for a term plan when I found InsuranceDekho. Must say that I got detailed information about HDFC Click 2 Protect Plan as well as other insurance policies. The website is well-designed. Kudos to the team!   

    M
    Makrand Pandey
    On: Jul 23, 2021

  • No paperwork required

    I am so satisfied with my recent purchase of HDFC Life Saral Jeevan Bima. The issuance process went so smooth and I did not have to engage in paperwork of any kind. Superb job done by InsuranceDekho team. 

    N
    Naveen Jindal
    On: Jul 21, 2021

  • Best insurance advice ever

    I was extremely confused between two term insurers. Glad to say that I took advice from InsuranceDekho experts and opted HDFC Life Click 2 Protect Life. Not only did I get the cover I had desired for, but also got it at an affordable premium rate. 

    S
    Siddhanth Sajwan
    On: Jul 19, 2021

  • Website helps you make a quick choice

    I am here to highlight the way the InsuranceDekho website has been built. Every detail is so easy to understand. The premium calculator was quite simple to use as well. I got HDFC Life Saral Jeevan Bima issued and am content with my decision. 

    N
    Nikhil Saxena
    On: Jul 16, 2021

  • Easy policy issuance

    I got my HDFC term insurance plan issued with the help of the customer care team of the InsuranceDekho team. The entire process was simple and hassle-free. I will recommend everyone to visit InsuranceDekho for term insurance plans. 

    I
    Ishant Mathur
    On: Jul 14, 2021

  • Buying term plan was easy

    I have always relied on InsuranceDekho for buying the ideal insurance policy. HDFC Click 2 Protect Life is my latest purchase that I was able to do easily with the help of the professional team that the company has. 

    A
    Abhinav Bakshi
    On: Jul 12, 2021

  • Learned about factors that affect quotes

    From InsuranceDekho I learned about many quotes affecting factors like the plan type, policyholder’s medical history, sum assured amount and so on. After learning about these factors I was alert while generating my quotes. Finally, I purchased HDFC Click 2 Protect Plan. 

    A
    Aritri Sharma
    On: Jul 09, 2021

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HDFC Life Term Insurance Contact Details

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Claim Process at HDFC Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What are Term Insurance Riders?

    A term insurance rider is an extra attachment that provides you with additional coverage for an additional fee. A rider can enhance your overall term policy by providing numerous additional benefits over what your term insurance plan already offers.

  • When is the right time to purchase the HDFC Life Term insurance plan?

    The best time to buy an HDFC Life term insurance plan is when you’re young and in relatively good health. This will help you to get your premium at an affordable rate.

  • What are the minimum and maximum age to buy an HDFC Life term insurance plan?

    The minimum age to buy an HDFC Life term insurance plan is 18 years and the maximum age is 65 years.

  • Can my HDFC Life Term insurance premium change after a period of time?

    Yes, your premium can change depending on many factors like additional riders coverage, lifestyle changes, etc.

  • Can NRIs purchase HDFC Life Term insurance plans?

    Yes, NRIs who have legal citizenship of India can purchase HDFC life term insurance plans.

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