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HDFC Life Term Insurance User Reviews

164 reviews Rate This
HDFC Life Term Insurance
Highlights
Claim Settlement Ratio98.01%
Customer Care9:00 AM to 9:00 PM
Death Benefit Paid For12,509 Policies
Inception2000
Presence421 Branches
Total Death Benefit PaidRs. 50.33 Crore

Term Life Insurance Premium Calculator

Gender

  • Male
  • Female

Date of Birth

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Do you smoke or chew tobacco?

  • Yes
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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best HDFC Life Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 1398/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Special Exit Benefit
  • Right Green Tick Terminal illness
  • Right Green Tick Accidental Death
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.7%
Starting From ₹ 1132/Month
Key Features:
  • Right Green Tick Special Exit Benefit
See More Plans
Rating of HDFC
4.6
Based on
164 User reviews

  • Price comparison

    It is very easy to compare term insurance plans on InsuranceDekho’s website using the online term insurance premium calculator tool. I compared and selected HDFC Click 2 Protect Life from InsuranceDekho.

    D
    Dheeraj Sahani
    On: Jan 10, 2022

  • Availability of riders

    At InsuranceDekho’s website I found information on different term insurance riders that help in increasing the cover of the term insurance policy. While purchasing HDFC Click 2 Protect Life term plan from InsuranceDekho I added a suitable rider to my policy. It was very easy to opt for a rider while purchasing the plan from the website.

    F
    Fatik Nigam
    On: Jan 05, 2022

  • Various riders available

    I wanted to purchase a term insurance plan that provided me good coverage so I landed on InsuranceDekho website. I got to know about different riders and how they increase the coverage of a term plan, after I gathered all the information I purchased HDFC Click 2 Protect Life from InsuranceDekho along with a suitable rider. InsuranceDekho offers various useful riders.

    S
    Sahil Malhotra
    On: Dec 30, 2021

  • Affordable term plans offered

    At InsuranceDekho I was able to find some best term plans offered by top insurance companies in India. It was very easy for me to compare some of the best term insurance plans on one platform. I used the premium calculator to compare term plans within my budgets and after comparing I purchased HDFC Click 2 Protect Life from InsuranceDekho without any hassles....

    R
    Ratish Lalit
    On: Dec 28, 2021

  • Queries resolved instantly

    I wanted to know if I can purchase a rider for my HDFC Click 2 Protect Life term plan which I purchased from InsuranceDekho, so I reached out to the customer care team of InsuranceDekho to get my query resolved. The customer care executive explained to me the process of getting a rider for my policy and also mentioned when I could purchase one.

    M
    Manan Bajaj
    On: Dec 23, 2021

  • Got a good term plan

    Purchased HDFC Click 2 Protect Life term plan from InsuranceDekho. I wanted to purchase a plan that would provide comprehensive coverage under my budget. I used the premium calculator tool to compare plans according to my budget. I am happy with my purchase.

    A
    Aijaz Qureshi
    On: Dec 21, 2021

  • Hassle free claim settlement

    I wanted to know about the claim settlement process and information on how to file a claim for my HDFC Click 2 Protect Life. I followed the claim intimation process mentioned on the InsuranceDekho which was quite time saving and hassle-free.

    N
    Nikhil Gupta
    On: Dec 14, 2021

  • Queries resolved within minutes

    I had some trouble purchasing the HDFC Click 2 Protect Life plan from the website. I contacted the help desk of InsuranceDekho, the customer care team was able to resolve my queries and provided me with effective solutions. The executive even guided me through every step and I was able to purchase the plan without any difficulty.

    Z
    Zakir Buch
    On: Nov 24, 2021

  • Quick policy issuance

    Bought HDFC Click 2 Protect Life term plan from InsuranceDekho. The purchasing process was completely hassle-free. I am extremely happy with the policy issuance, the policy details were sent to my number and Email ID. Later the policy documents were sent to my Email ID.

    D
    Darpan Srini
    On: Nov 23, 2021

  • Fast Servicing

    I bought HDFC Life Saral Jeevan Bima from InsuranceDekho. The type of service provided is appreciable. The policy details were sent immediately after the policy was issued and a soft copy of policy documents was sent later. 

    P
    Prayas Channa
    On: Nov 18, 2021

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HDFC Life Term Insurance Contact Details

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Claim Process at HDFC Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What are Term Insurance Riders?

    A term insurance rider is an extra attachment that provides you with additional coverage for an additional fee. A rider can enhance your overall term policy by providing numerous additional benefits over what your term insurance plan already offers.

  • When is the right time to purchase the HDFC Life Term insurance plan?

    The best time to buy an HDFC Life term insurance plan is when you’re young and in relatively good health. This will help you to get your premium at an affordable rate.

  • What are the minimum and maximum age to buy an HDFC Life term insurance plan?

    The minimum age to buy an HDFC Life term insurance plan is 18 years and the maximum age is 65 years.

  • Can my HDFC Life Term insurance premium change after a period of time?

    Yes, your premium can change depending on many factors like additional riders coverage, lifestyle changes, etc.

  • Can NRIs purchase HDFC Life Term insurance plans?

    Yes, NRIs who have legal citizenship of India can purchase HDFC life term insurance plans.

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