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Bharti AXA Term Insurance User Reviews

156 reviews Rate This
Bharti AXA Term Insurance
Highlights
Claim Settlement Ratio99.05%
Customer Care9:00 AM - 7:00 PM
Inception2006
Policies Sold1,285 Policies
Presence263 Branches
Total Death Benefit PaidRs. 61.56 Crore

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Choose required coverage to secure your family’s future

50L
1Cr
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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Bharti AXA Term Insurance Plans

1 Crore
2 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 1398/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Special Exit Benefit
  • Right Green Tick Terminal illness
  • Right Green Tick Accidental Death
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.7%
Starting From ₹ 1132/Month
Key Features:
  • Right Green Tick Special Exit Benefit
See More Plans
Rating of Bharti AXA
4.9
Based on
156 User reviews

  • Bought a good term plan

    I wanted a term plan that was affordable and provided good coverage. After several term plans, I purchased the Bharti AXA Life Term Insurance Policy from InsuranceDekho. I am extremely satisfied with my purchase. 

    K
    Kinjal Patel
    On: Aug 10, 2023

  • The services offered are very competiitve

    The services provided by the executives on the InsuranDekho website are very competitive. The executive was very well aware of all the policies and recommended the best policy to me. I bought the Bharti AXA Life Term Insurance Policy for my family. Thank you for looking after me.

    A
    Anshuman Ahuja
    On: Jul 24, 2023

  • Online term calculator

    I used the online term calculator while I was selecting a desired life insurance plan on InsuranceDekho. With the help of the online term calculator, I found that the premium of the Bharti AXA Term Insurance- Flexi Term Plan matched my budget, thus I bought it.

    Y
    Yasmin Brar
    On: Jul 17, 2023

  • Detailed information about each plan

    The InsuranceDekho website provides detailed information on each plan they offer. After visiting their website, I read each detail carefully and then chose the Bharti AXA Life Term Insurance Policy for myself. Happy with the purchase. 

    P
    Parth Tandon
    On: Jul 10, 2023

  • I received personalized guidance at home

    When I was buying the Bharti AXA Life Term Insurance Policy from InsuranceDekho, I was given the option to seek personal advice at home. I requested the same and got expert advice at home. So, thank you, guys

    A
    Aditya Rao
    On: Jul 06, 2023

  • Ease of Purchase and Renewal

    Purchasing and renewing my Bharti AXA Life Term Insurance Policy was a seamless process. The online platform of InsuranceDekho provided a user-friendly interface, making it convenient to complete the necessary formalities. It's hassle-free and saves a lot of time.

    D
    Dheeraj Harpooj
    On: Jun 26, 2023

  • Excellent benefits

    The Bharti AXA Life Term Insurance Policy available on InsuranceDekho has excellent benefits to offer. The plan offered good coverage at a very reasonable price. So, I would suggest others as well to definitely buy this wonderful policy from InsuranceDekho. -

    N
    Nitya Arora
    On: Jun 21, 2023

  • Transparent terms and conditions

    One of the key aspects that I appreciate about Bharti AXA Life Term Insurance Policy is the transparency in its terms and conditions. The policy documentation at InsuranceDekho is clear, concise, and easy to understand, ensuring that I am fully aware of the coverage and its limitations. 

    P
    Paakhi Goel
    On: Jun 19, 2023

  • Easy Policy Cancellation Process

    Because of some personal reasons, I had to cancel my Bharti AXA Life Term Insurance Policy. InsuarnceDekho has an easy and straightforward cancellation process. Their customer service ensures that the cancellation is processed promptly and efficiently.

    I
    Iqbal Mohammad
    On: Jun 07, 2023

  • The after-sale support is outstanding

    Even after the purchase of my Bharti AXA Life Term Insurance Policy, if ever I have any concerns or queries, I know I can get in touch with the executives anytime, They were prompt, knowledgeable, and incredibly helpful in answering all my questions and concerns. 

    D
    Debolina Debnath
    On: Jun 05, 2023

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Bharti AXA Term Insurance Contact Details

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Claim Process at Bharti AXA Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • Who can purchase a Bharti AXA term insurance policy?

    Any Indian resident between 18 and 65 years can purchase a Bharti AXA term insurance plan.

  • What are the minimum and maximum terms for which one can purchase a Bharti AXA term insurance plan?

    The minimum policy term is ten years, and Bharti AXA Life Insurance offers the option to extend the term insurance plan for up to 35 years. 

  • Is there any maximum age at maturity in a Bharti AXA Life Insurance term insurance plan?

    Yes, the maximum age at maturity of a Bharti AXA term insurance policyholder, should not exceed 75 years.

  • Does the gender of the assured person affect the term plan?

    Yes, the gender of the assured person determines the cost of the term policy based on risks. In short, it is a risk-rating component which is considered along with other factors.

  • What are the Bharti AXA Term Insurance premium payment frequency modes?

    The policyholder of a Bharti AXA term insurance plan can opt to pay annual, half-yearly, quarterly, or monthly instalments.

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