Bharti AXA Flexi Term Insurance Riders
Claim Settlement Ratio | 99.05% |
Customer Care | 9:00 AM - 7:00 PM |
Inception | 2006 |
Policies Sold | 1,285 Policies |
Presence | 263 Branches |
Total Death Benefit Paid | Rs. 61.56 Crore |
Bharti AXA Life Flexi Term Rider
Below mentioned are the 2 different riders available under Bharti AXA Life Flexi Term plan:
- Bharti AXA Life Accidental Death Benefit Rider: Bharti AXA Life Accidental Death Benefit Rider provides 100% of the sum assured in case of an unfortunate demise of the life assured in accident during the policy term, given that the policy is active as of on the date of demise of the life caused in an accident.
- Bharti AXA Life Hospi Cash Benefit Rider: Bharti AXA Life Hospi Cash Benefit Rider provides a fixed amount for each day of hospitalisation of the life assured during the policy tenure. This rider also provides a fixed benefit amount in case the life assured is admitted in the Intensive Care Unit and a lump sum is provided in case the life assured is required to undergo a medical surgery.
Key Inclusions and Exclusions of the Plan
What's Included
- Premature Demise
- Critical Illness
- Accidental Death
What's Not Included
- Death due to suicide
- Pre-existing medical conditions
- Self-inflicted injuries
- Consumption of alcohol/drugs
- Death or injuries caused by participation in war, civil rights, unlawful activities, theft etc.
- Death due to radioactive contamination Treatment of an illness outside India
- Treatment of injuries or death caused by participating in adventurous activities
FAQs on Flexi Term Plan Health Insurance Plan
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Why should I purchase Bharti AXA Life Flexi Term plan?
Bharti AXA Life Flexi Term plan is a pure protection plan that provides financial protection from uncertainties of life such as diagnosis or treatment of a critical illness or untimely demise of the life assured during the policy tenure. This plan also offers flexibility to choose from 3 different death benefit payout options which are lump sum, increasing monthly income, and part lump sum part increasing monthly income.
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Is policy loan available under Bharti AXA LifeFlexi Term plan?
No, policy loan is not available under Bharti AXA Life Flexi Term plan.
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What is a Comprehensive Cover?
Under comprehensive critical cover 34 critical illnesses are covered.
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What are the critical illnesses covered under the Major Illness Cover benefit?
15 major critical illness covered under major illness cover benefit are Cancer, Heart Attack, Open Chest CABG, Open Heart Surgery, Cardiomyopathy, Surgery to Aorta, Primary Pulmonary Hypertension, Angioplasty, Pericardectomy, Coma, Kidney Failure, Organ/Bone Marrow Transplant, Stroke, Multiple Sclerosis and Paralysis.