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Bharti AXA Flexi Term Insurance Eligibility

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Highlights
Claim Settlement Ratio99.05%
Customer Care9:00 AM - 7:00 PM
Inception2006
Policies Sold1,285 Policies
Presence263 Branches
Total Death Benefit PaidRs. 61.56 Crore

Bharti AXA Life Flexi Term Features

Below enlisted are some key features of Bharti AXA Life Flexi Term plan:

  • Provides financial security to the family of the life assured in unfortunate circumstances.
  • Offers two optional critical illness cover benefits - Comprehensive Cover and Major Illness Cover
  • Offers Waiver of Premium benefit on critical illness cover
  • Offers multiple death benefit payout options - Lump Sum, Increasing Monthly Income, Part Lump Sum Part Increasing Monthly Income
  • Flexibility to choose policy term
  • Flexibility to choose the premium payment mode

Bharti AXA Life Flexi Term Eligibility Criteria

Below mentioned is the eligibility criteria of Bharti AXA Life Flexi Term plan:

Bharti AXA Life Flexi Term Eligibility Criteria

Parameters

Eligibility

Minimum Entry Age

18 years

Maximum Entry Age

65 years

Maximum Maturity Age

85 years

Minimum Sum Assured

INR 10,00,000

Maximum Sum Assured

INR 25,00,000

Premium Payment Term

Same as policy term

Policy Term

5,10,15 and 20 years

Premium Payment Mode

Monthly, Quarterly, Semi - Annually and Annually

Key Inclusions and Exclusions of the Plan

What's Included

  • Premature Demise
  • Critical Illness
  • Accidental Death

What's Not Included

  • Death due to suicide
  • Pre-existing medical conditions
  • Self-inflicted injuries
  • Consumption of alcohol/drugs
  • Death or injuries caused by participation in war, civil rights, unlawful activities, theft etc.
  • Death due to radioactive contamination Treatment of an illness outside India
  • Treatment of injuries or death caused by participating in adventurous activities

Bharti AXA Flexi Term Plan Brochure

  • 1.16 MB
  • PDF Document
  • Aug 23, 2021

Flexi Term Plan Reviews

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What users are saying
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  • Efficient Online Experience

    Managing my Bharti AXA Term Insurance- Flexi Term Plan online with InsuranceDeko is a breeze. Their online platform is user-friendly and convenient.

    K
    By Kai Khan
    On: Sep 18, 2023
  • Convenient Online Services

    InsuranceDekho's online platform is user-friendly and convenient. It makes policy management and accessing important information a breeze. I could easily manage and update my Bharti AXA Term Insurance- Flexi Term Plan without any hassles.

    B
    By Bhawna Mehra
    On: Sep 08, 2023
  • Quick comparisons -

      I used the online premium calculator to compare several term insurance plans according to my needs and budget. The online tool really helped me compare several term plans at a time. After comparing, I purchased a Bharti AXA Term Insurance- Flexi Term Plan from InsuranceDekho. 

    R
    By Rohini Kapoor
    On: Aug 08, 2023
  • Received the best guidance

    I was a bit confused while purchasing the Bharti AXA Term Insurance- Flexi Term Plan so I contacted the helpline number of InsuranceDekho. The customer support specialist clarified my doubts and helped me purchase the plan.

    N
    By Nishant Nareri
    On: Aug 01, 2023
  • Trustworthy and Reliable Compa...

    I chose InsuranceDekho based on its reputation and am happy to say it lived up to its name. Their reliability and trustworthiness are commendable. This I experienced when on a friend’s recommendation, I bought the Bharti AXA Term Insurance- Flexi Term Plan for myself to secure my family in case of any unforeseen events.

    S
    By Shalu Goyal
    On: Jul 20, 2023

FAQs on Flexi Term Plan Health Insurance Plan

  • What are the different critical illness benefits under the Bharti AXA Life Flexi Term Plan?

    Under Bharti AXA Life Flexi Term plan there are two different critical illness benefits namely, Comprehensive Cover and Major Illness Cover.

  • Why should I purchase Bharti AXA Life Flexi Term plan?

    Bharti AXA Life Flexi Term plan is a pure protection plan that provides financial protection from uncertainties of life such as diagnosis or treatment of a critical illness or untimely demise of the life assured during the policy tenure. This plan also offers flexibility to choose from 3 different death benefit payout options which are lump sum, increasing monthly income, and part lump sum part increasing monthly income. 

  • Is policy loan available under Bharti AXA LifeFlexi Term plan?

    No, policy loan is not available under Bharti AXA Life Flexi Term plan.

  • What is a Comprehensive Cover?

    Under comprehensive critical cover 34 critical illnesses are covered.

  • What are the critical illnesses covered under the Major Illness Cover benefit?

    15 major critical illness covered under major illness cover benefit are Cancer, Heart Attack, Open Chest CABG, Open Heart Surgery, Cardiomyopathy, Surgery to Aorta, Primary Pulmonary Hypertension, Angioplasty, Pericardectomy, Coma, Kidney Failure, Organ/Bone Marrow Transplant, Stroke, Multiple Sclerosis and Paralysis.

  • What are the features of Bharti AXA Life Flexi Term plan?

    Bharti AXA Life Flexi Term plan provides optional critical illness benefit, and multiple death benefit payout options. Other than critical illness benefit, this plan provides financial protection to the family of the life assured in case of an untimely demise of the life assured during the policy tenure. 

  • What are the different death benefit payouts available under Bharti AXA Life Flexi Term plan?

    Different death benefit payout option available under Bharti AXA Life Flexi Term plan are as following:

    • Lump Sum
    • Increasing Monthly Income
    • Part Lump Sum Part Increasing Monthly Income
  • Does this plan provide a maturity benefit?

    No, Bharti AXA Life Flexi Term Plan does not provide a maturity benefit.

  • What are the riders available under Bharti AXA Life Flexi Term Plan?

    Two riders are available under Bharti AXA Life Flexi Term plan which are Bharti AXA Life Accidental Death Benefit and Bharti AXA Life Hospi Cash Benefit Rider.

  • What is the critical illness benefit under Bharti AXA Life Flexi Term plan?

    Critical illness benefit under Bharti AXA Life Flexi Term plan provides a lump sum in case the life assured is diagnosed with any critical illness.

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