Bharti AXA Flexi Term Insurance Benefits

Bharti AXA Life Flexi Term Benefits

Below mentioned are some benefits that you can avail if you purchase Bharti AXA Life Flexi Term plan:

1. Death Benefit: Under Bharti AXA Life Flexi Term plan a death benefit is provided to the family of the life assured in case of an untimely demise of the life assured during the policy term. This plan provides financial protection to the family of the life assured under difficult circumstances such as sudden demise of the life assured during the policy tenure. The death benefit can be utilised by the family to overcome their immediate financial expenses and meet their daily financial obligations.

2. Optional Critical Illness Cover Benefit: Bharti AXA Life Flexi Term plan provides optional critical illness benefit under which a lump sum amount is provided to the life assured in case he/she is diagnosed with any listed critical illness. There are two types of critical illness cover under this plan, which are Comprehensive Cover and Major Illness Cover. Under comprehensive cover 34 critical illnesses are covered and under major illness cover, 15 major illnesses are covered.

3. Waiver of Premium Benefit: This plan also provides Waiver of Premium benefit on critical illness benefit. In case the life assured is diagnosed with a critical illness (as per the chosen cover option) the future payable premium will get waived off, provided the policy is active as on date of diagnoses. The waiver of premium shall not work in case of Angioplasty.

4. Additional Cover: Under Bharti AXA Life Flexi Term plan you can add riders which are additional coverage that enhance the power of your base policy. Two riders are available under this plan which are Bharti AXA Life Accidental Death Benefit Rider and Bharti AXA Life Hospi Cash Benefit Rider.