Bharti AXA Flexi Term Insurance
Claim Settlement Ratio | 99.05% |
Customer Care | 9:00 AM - 7:00 PM |
Inception | 2006 |
Policies Sold | 1,285 Policies |
Presence | 263 Branches |
Total Death Benefit Paid | Rs. 61.56 Crore |
About Bharti AXA Flexi Term Insurance
Bharti AXA Life Flexi Term plan is a simple protection plan that provides financial protection from uncertainties of life such as diagnosis of critical illness or an untimely death of the life assured during the policy tenure. Bharti AXA Life Flexi Term plan comes with an optional critical illness benefit, there are two types of critical illness cover under this plan, which are Comprehensive Cover and Major Illness Cover. Under the comprehensive critical illness cover 34 listed critical illnesses are covered and under major illness cover 15 listed critical illnesses are covered. Bharti AXA Life Flexi Term plan provides multiple death benefit payout options namely, Lump Sum, Increasing Monthly Income and Part Lump Sum Part Increasing Monthly Income.
Key Inclusions and Exclusions of the Plan
What's Included
- Premature Demise
- Critical Illness
- Accidental Death
What's Not Included
- Death due to suicide
- Pre-existing medical conditions
- Self-inflicted injuries
- Consumption of alcohol/drugs
- Death or injuries caused by participation in war, civil rights, unlawful activities, theft etc.
- Death due to radioactive contamination Treatment of an illness outside India
- Treatment of injuries or death caused by participating in adventurous activities
Claim Process at Bharti AXA Term Insurance
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FAQs on Flexi Term Plan Health Insurance Plan
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Why should I purchase Bharti AXA Life Flexi Term plan?
Bharti AXA Life Flexi Term plan is a pure protection plan that provides financial protection from uncertainties of life such as diagnosis or treatment of a critical illness or untimely demise of the life assured during the policy tenure. This plan also offers flexibility to choose from 3 different death benefit payout options which are lump sum, increasing monthly income, and part lump sum part increasing monthly income.
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Is policy loan available under Bharti AXA LifeFlexi Term plan?
No, policy loan is not available under Bharti AXA Life Flexi Term plan.
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What is a Comprehensive Cover?
Under comprehensive critical cover 34 critical illnesses are covered.
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What are the critical illnesses covered under the Major Illness Cover benefit?
15 major critical illness covered under major illness cover benefit are Cancer, Heart Attack, Open Chest CABG, Open Heart Surgery, Cardiomyopathy, Surgery to Aorta, Primary Pulmonary Hypertension, Angioplasty, Pericardectomy, Coma, Kidney Failure, Organ/Bone Marrow Transplant, Stroke, Multiple Sclerosis and Paralysis.