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Bandhan Life Insurance User Reviews

136 reviews Rate This
Bandhan Life Insurance
Highlights
Claim Settlement Ratio99.66%
Customer Care9:00 AM to 7:00 PM
Death Benefit Paid For274 policies
Total Death Benefit Paid86.14 Crore

Term Life Insurance Premium Calculator

Gender

  • Male
  • Female

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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Bandhan Life Insurance Plans

1 Crore
2 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 1398/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Special Exit Benefit
  • Right Green Tick Terminal illness
  • Right Green Tick Accidental Death
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.7%
Starting From ₹ 1132/Month
Key Features:
  • Right Green Tick Special Exit Benefit
See More Plans
Rating of Bandhan
4.7
Based on
136 User reviews

  • Organised website

    There is no other website as organised as InsuranceDekho. The icons, segments and tabs here make it feasible for the customers to find relevant and reliable policy information on time. This helped me while issuing Aegon’s iTerm plan. 

    R
    Rubai Palit
    On: Jun 21, 2021

  • Transparency assured

    Term insurance policy issuance on InsuranceDekho has been transparent. Following the instructions was easy and I was asked for confirmation on each step. I am happy that I bought Aegon’s iTerm insurance plan from such an efficient digital platform. 

    R
    Rajesh Pathak
    On: Jun 17, 2021

  • Ensures financial support

    The insurance companies on InsuranceDekho have sufficient funds to provide emergency financial support or claim settlement to its customers. I chose Aegon’s iTerm plan since the solvency ratio of this plan was higher.   

    S
    Somrita Basak
    On: Jun 15, 2021

  • Policy provisions are simply described

    Understanding policy provisions on InsuranceDekho has been for me because of the lucid language. Each term and condition has been simply described. I read all the policy provisions before purchasing Aegon’s iTerm plan.

    S
    Sunetra Basak
    On: Jun 11, 2021

  • Informative news section

    From the news section of InsuranceDekho, I learned a lot about the term insurance policies. I got to know how this type of policies can help offer instant financial support if any unfortunate event occurs. I decided to buy Aegon’s iTerm plan. 

    J
    Jayanti Sinha
    On: Jun 09, 2021

  • Information on premium affecting factors

    InsuranceDekho helped me to understand how factors like type of plan, lifestyle habits, policy term, assured’s age, medical history and insured sum affect the premium. I took all these factors into account while purchasing Aegon’s iTerm term insurance plan. 

    A
    Anuradha Bakshi
    On: Jun 07, 2021

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Bandhan Life Insurance Contact Details

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Claim Process at Bandhan Life Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What will I get if my Bandhan Life Term Insurance policy matures?

    Bandhan Life Term plan does not have a maturity benefit. The benefits will be paid out to the policyholder family in case of his/her death or to the policyholder in case if he/she is diagnosed with a terminal illness. If the policyholder chooses the critical illness benefit, the benefits would be paid out to the policyholder if he/she is diagnosed with any of the listed 36 critical illnesses.

  • Can I make changes to my Bandhan term policy after I buy it?

    No, policy terms and the premium amount cannot be changed once the policy is bought.

  • Are terrorist attacks covered under the Bandhan life term insurance policy?

    Yes, death due to terrorist attacks is covered under the Bandhan term plan. The death benefit can be claimed by the policyholder nominee or the legal heir. 

  • How much life cover should I select when I buy an Bandhan term plan?

    Your ideal life cover amount should depend upon your financial situation. Income and Liabilities should be taken into consideration. The basic rule to select your life cover is:

    • At age 30 years, life cover should be 20 times your annual income.
    • At age 40 years, life cover should be at 15 times your annual income.
    • At age 50, your life cover should be 10 times your annual income.

  • What is Critical Illness Cover?

    Critical illness cover is an additional benefit rider available with Aegon term plan which will provide the policyholder with a lump sum payout if diagnosed with listed 36 critical illnesses. There are no restrictions on hospitals or against any expenses incurred.

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