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Pramerica Life Insurance User Reviews

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Choose required coverage to secure your family’s future

50L
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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of Pramerica
4.9
Based on
124 User reviews

  • A list of top insurance companies was available

    I found that the website of InsuranceDekho had a complete list of top insurance companies. I thus read about each of these companies and the top plans offered by them and only then decided to buy the Pramerica Life Smart Income plan from InsuranceDekho. 

    A
    Aashish Malhotra
    On: Aug 01, 2022

  • Got a plan according to my choice

    When I decided to buy a life insurance plan from InsuranceDekho, I was able to find a plan according to my choice. I chose the Pramerica Life Smart Income plan to buy out of all the available plans on InsuranceDekho as this plan best suited my needs. 

    G
    Gautam Tyagi
    On: Jul 29, 2022

  • No unnecessary steps were required

    On buying the Pramerica Life Smart Income plan from InsuranceDekho, there were no unnecessary steps that were required. In just a few steps, I was able to complete all the required processes for buying the Pramerica Life Smart Income plan from InsuranceDekho. So, thank you team for the easy procedure. 

    R
    Rahul Kohli
    On: Jul 27, 2022

  • Effective communication

    There was extremely effective communication between me and the representatives of InsuranceDekho. These representatives got in touch with me instantly when I decided to buy the plan and also explained the required steps for buying the Pramerica Life Smart Income plan from InsuranceDekho. 

    M
    Meera Kalyani
    On: Jul 26, 2022

  • I picked from a number of available life plans

    There were so many life plans available on the website of InsuranceDekho that I was indeed confused. But, then I did a detailed comparison and eventually ended up buying the Pramerica Life Smart Income plan from InsuranceDekho. 

    S
    Shubham Jain
    On: Jul 25, 2022

  • The claim settlement ratio is good

    The claim settlement ratio is the determining factor to know whether the insurance company is reliable to settle the claims or not. So, I first checked the CSR before buying the Pramerica Life Smart Income plan from InsuranceDekho so that there is no discrepancy in the future. 

    H
    Himanshu Garg
    On: Jul 22, 2022

  • The plan offers a good coverage

    The Pramerica Life Smart Income plan available on InsuranceDekho offers a wide coverage such that I was easily convinced to buy this plan. I was also able to add riders to further enhance the effectiveness and coverage of this amazing life plan. 

    S
    Shikha Gupta
    On: Jul 21, 2022

  • Can add riders

    While I was buying the Pramerica Life Smart Income plan from InsuranceDekho, I also had the option to include riders. There were a number of riders available that I could add to the Pramerica Life Smart Income plan, so I picked the ones that suited my needs. 

    H
    Harish Rawat
    On: Jul 20, 2022

  • Multiple payment options

    There were multiple payment options available on InsuranceDekho, which allowed me to pick my preferred payment options. Moreover, all of these payment options were safe and secured which is why I was confident to buy the Pramerica Life Smart Income plan from InsuranceDekho and nowhere else.

    D
    Diksha Sinha
    On: Jul 19, 2022

  • Can customise the plan

    Another good thing about buying the Pramerica Life Smart Income plan from InsuranceDekho was that I was able to cutsomsie the plan according to my needs. I was also able to add riders accordingly and buy a perfect life plan from InsuranceDekho. 

    Y
    Yamini Shukla
    On: Jul 18, 2022

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FAQs

  • How is your age significant in the Pramerica Life Insurance premium calculation?

    If you are young and you opt to buy a Pramerica Life Insurance Policy, the premium that you would have to pay is low.

  • What are the premium payment frequencies available for the Pramerica Life Insurance policy?

    The options available for the Pramerica Life Insurance Policy are Monthly, Quarterly, Half-Yearly, and Yearly. Whatever you choose is up to you.  

  • What happens to the Pramerica Life Insurance premium amount when the policy elapses?

    The premium amount after a Pramerica life insurance policy has lapsed, increases. To revive the policy, the policyholder has to pay all the outstanding premiums which are unpaid along with a predefined interest rate. 

  • What are the details required in the Pramerica Life Insurance premium calculator?

    Your date of birth, gender, policy term, and sum assured are the primary details that are required in the Pramerica Life Insurance premium calculator. The secondary details include smoking habits, occupation type, annual salary, and educational background. 

  • Are the details required different for the different Pramerica Life Insurance products?

    The information required to be entered is the same. There can be small changes made in the selection of the plan type and the term of policy, which may depend upon the plan selected by you.

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