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Pramerica Life Insurance User Reviews

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Choose required coverage to secure your family’s future

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of Pramerica
4.9
Based on
124 User reviews

  • Hassle-free experience

    Last week one of my friends introduced me to InsuranceDekho and the amazing life insurance plans that it had to offer. I eventually ended up buying the Pramerica Life Smart Income plan from InsuranceDekho and was guided by a team that ensured that I had a hassle-free experience. 

    M
    Mukta Mehra
    On: Aug 22, 2022

  • Affordable life plan

    I was looking forward to buying an affordable life insurance plan from InsuranceDekho, so I explored a number of plans on the website. When I found the Pramerica Life Smart Income plan on InsuranceDekho, I calculated the premium to understand whether it matched my budget. Overall, the Pramerica Life Smart Income plan turned out to be an affordable plan. 

    S
    Shashank Shekhar
    On: Aug 19, 2022

  • The policy was issued quickly

    The policy for the Pramerica Life Smart Income plan was issued in a matter of no time. I just had to submit a few relevant documents and then completed the required steps. It was only then I bought the Pramerica Life Smart Income plan from InsuranceDekho. 

    J
    Jaya Sinha
    On: Aug 17, 2022

  • Chat-box feature

    With the help of the chat-box feature available on InsuranceDekho, I was easily able to get answers to some of the common questions that I had. So, I faced no problem when I was buying the Pramerica Life Smart Income plan from InsuranceDekho.

    I
    Ishani Singh
    On: Aug 16, 2022

  • Easy-to-use interface

    The website of InsuranceDekho was extremely easy to use. Even though it was the first time when I was buying a life insurance plan from InsuranceDekho, I still faced no problems. I eventually bought the Pramerica Life Smart Income plan from InsuranceDekho. 

    K
    Kshitij Anant
    On: Aug 11, 2022

  • Availability of resources to read about available plans

    I thought of reading about life insurance plans before investing in them. Fortunately, I was able to get all the relevant information on the different plans on InsuranceDekho’s website. Finally, I ended up buying the Pramerica Life Smart Income plan from InsuranceDekho. 

    D
    Deepshikha Mohanty
    On: Aug 10, 2022

  • 24*7 customer service

    The best part about buying the Pramerica Life Smart Income plan from InsuranceDekho was that I was given 24*7 customer service. The team members of InsuranceDekho ensured that I am able to get help whenever required. So, thank you team for your effortless service. 

    V
    Vinayak Sharma
    On: Aug 09, 2022

  • Best life insurance plan

    I have used the Pramerica Life Smart Income plan for many years. I bought this plan from InsuranceDekho and can still say that this is one of the best life insurance plans. Offering tons of benefits, I would even recommend others to invest in this amazing plan. 

    I
    Ishita Srivastava
    On: Aug 05, 2022

  • Online term calculator

    With the help of the online term calculator available on InsuranceDekho, I was able to calculate the premium for all the available plans. I used the online term calculator to check the premium of the Pramerica Life Smart Income plan fitted my budget or not and only then proceeded ahead. 

    K
    Kavita Kapoor
    On: Aug 04, 2022

  • Amazing features were available

    The Pramerica Life Smart Income plan available on InsuranceDekho had so many amazing features that I was compelled to buy it without any hesitation. It was not just reasonably priced but was designed in such a way that all my needs were met. 

    V
    Vaishnavi Chaudhary
    On: Aug 03, 2022

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FAQs

  • How is your age significant in the Pramerica Life Insurance premium calculation?

    If you are young and you opt to buy a Pramerica Life Insurance Policy, the premium that you would have to pay is low.

  • What are the premium payment frequencies available for the Pramerica Life Insurance policy?

    The options available for the Pramerica Life Insurance Policy are Monthly, Quarterly, Half-Yearly, and Yearly. Whatever you choose is up to you.  

  • What happens to the Pramerica Life Insurance premium amount when the policy elapses?

    The premium amount after a Pramerica life insurance policy has lapsed, increases. To revive the policy, the policyholder has to pay all the outstanding premiums which are unpaid along with a predefined interest rate. 

  • What are the details required in the Pramerica Life Insurance premium calculator?

    Your date of birth, gender, policy term, and sum assured are the primary details that are required in the Pramerica Life Insurance premium calculator. The secondary details include smoking habits, occupation type, annual salary, and educational background. 

  • Are the details required different for the different Pramerica Life Insurance products?

    The information required to be entered is the same. There can be small changes made in the selection of the plan type and the term of policy, which may depend upon the plan selected by you.

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