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Pramerica Life Insurance User Reviews

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of Pramerica
4.9
Based on
124 User reviews

  • Relevant information was available on the website

    On exploring the website of InsuranceDekho, I came across the Pramerica Life Smart Income plan. The website of InsuranceDekho offered such relevant information that I did not have to go elsewhere to read about the importance of life insurance plans.

    K
    Kavya Arora
    On: Sep 27, 2022

  • The plan has amazing features

    The Pramerica Life Smart Income plan available on InsuranceDekho has amazing features to offer. One can not only include additional riders but also buy this plan at a very affordable price.

    J
    Juhi Sinha
    On: Sep 26, 2022

  • A range of plans was available

    There were so many life insurance plans available on InsuranceDekho. I explored a number of life insurance plans and finally bought the Pramerica Life Smart Income plan from InsuranceDekho.

    A
    Anaya Verma
    On: Sep 22, 2022

  • The plan offers good benefits

    The Pramerica Life Smart Income plan available on InsuranceDekho indeed has amazing benefits to offer. That is the reason why I decided to buy the Pramerica Life Smart Income plan without any hesitation. 

    A
    Aashish Shukla
    On: Sep 21, 2022

  • Rapid policy issuance

    I must say that purchasing the Pramerica Life Smart Income plan policy took me only 5 minutes, and the entire process was simple. I received the policy information within minutes of making the payment. 

    L
    Lavanya Kashyap
    On: Sep 20, 2022

  • Chatbox feature

    With the help of the available chat box feature, I was able to get answers to most of the questions. I used this feature extensively when I was buying the Pramerica Life Smart Income plan from InsuranceDekho.   

    K
    Kamini Roy
    On: Sep 19, 2022

  • A must-buy plan

    In my opinion, the Pramerica Life Smart Income plan is definitely one of the must-buy plans that have a lot to offer. The reason why I suggest others as well buy the Pramerica Life Smart Income plan is that it has many interesting features to offer at a low price. 

    D
    Daksh Sheghal
    On: Sep 01, 2022

  • Digital process

    On my friend's suggestion, I decided to buy the Pramerica Life Smart Income plan from InsuranceDekho. I chose the digital process to buy the Pramerica Life Smart Income plan from InsuranceDekho as I wanted to buy the plan from the comfort of my home. I am glad that InsuranceDekho has the option of buying a plan through an online mode. 

    V
    Varsha Bhatt
    On: Aug 29, 2022

  • I got personalised advice at home

    A good part about buying the Pramerica Life Smart Income plan from InsuranceDekho is that I was able to get personalized advice at home. The team very nicely made me understand different policies and then I decided to buy the Pramerica Life Smart Income plan from InsuranceDekho. 

    D
    Divya Saxena
    On: Aug 25, 2022

  • The policy was issued on time

    The process of issuing the policy for the Pramerica Life Smart Income plan was completely hassle-free. I was able to issue the Pramerica Life Smart Income plan without any hassles and moreover overall the process was very smooth.

    O
    Ojaswi Sahay
    On: Aug 24, 2022

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FAQs

  • How is your age significant in the Pramerica Life Insurance premium calculation?

    If you are young and you opt to buy a Pramerica Life Insurance Policy, the premium that you would have to pay is low.

  • What are the premium payment frequencies available for the Pramerica Life Insurance policy?

    The options available for the Pramerica Life Insurance Policy are Monthly, Quarterly, Half-Yearly, and Yearly. Whatever you choose is up to you.  

  • What happens to the Pramerica Life Insurance premium amount when the policy elapses?

    The premium amount after a Pramerica life insurance policy has lapsed, increases. To revive the policy, the policyholder has to pay all the outstanding premiums which are unpaid along with a predefined interest rate. 

  • What are the details required in the Pramerica Life Insurance premium calculator?

    Your date of birth, gender, policy term, and sum assured are the primary details that are required in the Pramerica Life Insurance premium calculator. The secondary details include smoking habits, occupation type, annual salary, and educational background. 

  • Are the details required different for the different Pramerica Life Insurance products?

    The information required to be entered is the same. There can be small changes made in the selection of the plan type and the term of policy, which may depend upon the plan selected by you.

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