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Star Health Gain Insurance User Reviews

403 reviews Rate This
Star
Highlights
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio99.10%
Network Hospitals14,000+
Pre-existing Disease Waiting Period1 year
Special BenefitsNo Extra Premium for Disease Coverage
Starting Premium for Rs. 5 lakhs SIRs. 410/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members
Rating of Star Health Gain
4.2
Based on
33 User reviews

  • Wide cover..

    My star health gain plan covers me for many benefits such as daycare procedures, medicine costs, pre and post hospitalisation expenses, blood, oxygen expenses, room, boarding etc charges, ambulance charges, cover for outpatient expenses and so on. I am getting enough cover in nominal premium and liked this plan for me,   

    N
    Nishit kumar
    On: Nov 28, 2019

  • Smooth purchasing at insurancedekho

    I had made claim once last month under my star health gain policy and i must say that the experience was not at all bad as i had heard it from one of my friends. I was doubtful if my claim would be accepted or rejected, but they really helped me at the time when i needed them the most.. Thanks  

    s
    saugandh
    On: Nov 19, 2019

  • Easy to compare, compare, and pay

    It was really easy to get a new health insurance policy with the help of insurancedekho. Kudos to the team for making purchasing insurance online an easy process for all. They have all the information online on their website and other than that if you have any doubt, they are happy to help over call    

    M
    Mohammed soofian iqbal ansari
    On: Nov 19, 2019

  • I prefer star health only

    Even if some policies offered by star health come at a higher premium, i still prefer this because of the trust built in the company over the years. This is a trustworthy company with good plans. I will recommend their health gain plan to my friends as well.   

    v
    vishnu
    On: Nov 08, 2019

  • Smooth process of purchasing

    I visited insurancedekhos website and then contacted the customer care executive at their toll free number 18001205698 and they suggested me health gain for myself. My plan gives me benefits like daycare procedures, ambulance cover, Fee of doctor, medical practitioner, surgeon, medicines etc., this ia a cmprehensive plan and i liked it  

    S
    Satendra singh
    On: Nov 08, 2019
    • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 80 Lacs+ happy customers

  • Excellent services from team

    I have heard a lot about insurancedekho from my friend and recently saw its advertisement on KBC too. I gave them a call on their toll free number 18001205698 and they helped me with my doubts regarding the plan. They also offered me that they can come to my place as I was facing some issues in making payment.   

    U
    Uday Kumar
    On: Oct 30, 2019

  • Highly recommend insurancedekho

    When i called on the toll free customer care number of insurancedekho, they answered all my queries regarding health gain plan with ease. The sales team is polite and patient. They solve all your doubts and help you choose the best plan for yourself. I can say this for two ppl whom i talked to in the team, bhawana and tanya.   

    M
    Mohammed Moin Nursumar
    On: Oct 30, 2019

  • 2 lakh cover sufficient for individual

    Iam covered under health gain policy from star. I decided to have a individual plan with sum insured of Rs.  2 Lakh as I thought it would be sufficient for me as iam fit. If you have any doubt related to what sum insured or which plan to chose for yourself, then you may call on toll free number 18001205698.   

    M
    Murari Lal
    On: Oct 18, 2019

  • Good family plan!

    I brought a family floater plan with sum insured of Rs 5 lacs from insurancedekho. I have myself, my spouse and my children covered under this plan which provides me cover for almost all the medical expenses incurred. The best thing is that I get tax benefits on the premium paid for this policy…     

    s
    simanchal panda
    On: Oct 18, 2019

  • Satisfied with health gain plan

    I am covered under Health Gain plan of star health with a sum insured option of Rs. 4 Lakh with my family. My plan provides me cover for all day care procedures and in patient hospitalisation expenses also. In my plan the fees of doctor etc is also covered. I am satisfied.     

    N
    Neeraj
    On: Oct 04, 2019

9625 Star Cashless Network Hospitals in India

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FAQs

  • How to buy Star Health Insurance Plan?

    InsuranceDekho provides you easy ways to buy Star Health Insurance Policy. These are: 

    • Online: On the online mode, the policy is generated instantly along with the card and kit. However, this feature is mostly applicable for the cases, where there is no requirement of medical checkup or underwriting. 
    • Telephone - You can also contact the customer care executives at InsuranceDekho on the toll-free number 7551196989 and get all the details of the plan. 

  • Why should I buy a Star Health insurance plan?

    The health insurance policy by Star Health safeguards you and your family for any financial crisis that may arise due to a medical emergency. Purchasing a proper health plan can assist you in saving your hard-earned money and other assets.

  • How many claims can I make in a year?

    You can make any number of claims over the year. But, the number of claims should not exceed the limit of the sum insured.

  • How many network hospitals are covered under Star Health?

    There are more than 9,800 top-quality network hospitals covered under Star Health.

  • Is medical check-up required to buy a Star Health Insurance Policy?

    Yes, the medical check-up is required to buy a Star Health Insurance Policy. But it is applicable only for the people of above 50 years. 

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Claim Process at Star Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Star Health Insurance Contact Details

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