How to buy Star Health Insurance Plan?

InsuranceDekho provides you easy ways to buy Star Health Insurance Policy. These are: Online : On the online mode, the policy is generated instantly along with the card and kit. However, this feature is mostly applicable for the cases, where there is no requirement of medical checkup or underwriting. Telephone - You can also contact the customer care executives at InsuranceDekho on the toll-free number 7551196989 and get all the details of the plan.

Why should I buy a Star Health insurance plan?

The health insurance policy by Star Health safeguards you and your family for any financial crisis that may arise due to a medical emergency. Purchasing a proper health plan can assist you in saving your hard-earned money and other assets.

How many claims can I make in a year?

You can make any number of claims over the year. But, the number of claims should not exceed the limit of the sum insured.

How many network hospitals are covered under Star Health?

There are more than 9,800 top-quality network hospitals covered under Star Health.

Is medical check-up required to buy a Star Health Insurance Policy?

Yes, the medical check-up is required to buy a Star Health Insurance Policy. But it is applicable only for the people of above 50 years.

Star Net Plus Health Insurance User Reviews

403 reviews Rate This

Star

Highlights

Cashless Approval TAT	Within 2 hours
Claim Settlement Ratio	99.10%
Network Hospitals	14,000+
Pre-existing Disease Waiting Period	1 year
Special Benefits	No Extra Premium for Disease Coverage
Starting Premium for Rs. 5 lakhs SI	Rs. 410/month

Health Insurance Calculator

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Disclaimer: Actual Premium might vary basis your location, age and number of members

Rating of Net Plus

4.0

Based on

28 User reviews

Must buy policy
During these days when dengue is at its peak, I chose to buy the Star Health- Net Plus at InsuranceDekho. The policy is a useful one as it offers me much-needed coverage. I would say that it is a must-buy policy and you must consider it.
A
Amit Tyagi
On: Aug 25, 2023
Dynamic support team
InsuranceDekho has such a dynamic support team. I was checking the website but could not understand how to use it. Within a few minutes of providing my name and number, I got a call from their support team. They proactively assisted me through the process of buying the Net Plus policy of Star Health Insurance.
T
Tamaghna Maity
On: Nov 26, 2020
Boon for those already infected
Net plus plan is a boon fr people who are already infected with HIV. There is no age restriction under this plan when it comes to policy renewal. It covers me for Nursing expenses, surgeon, anaesthetist, others fees, with expenses related to anaesthesia, blood, oxygen, operation theatre, room boarding, emergency ambulance etc.
N
Nitish Vats
On: Feb 19, 2020
Purchase it timely
To be eligible for cover under Net Plus, a person should have been already infected with HIV, but have not reached the stage of AIDS. Additionally, their CD4 count should be over 350. It covers many benefits and it is easy to buy too if you choose insurancedekho for your needs.
M
Mirza Anwar Mohiouddin
On: Feb 19, 2020
I found this a good plan
The idea of net plus plan by star health basically is to cover people with HIV. The plan offers for payment of the sum insured as a lump sum if the insured individual is medically declared as AIDS patient under HIV section (section I) and in-patient hospitalisation expenses under Medical section (section II).
S
Shankar Mahakud
On: Feb 10, 2020

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
80 Lacs+ happy customers

Benefits included
There are many benefits included under this plan like nursing expenses, surgeons fee, blood, oxygen expenses, emergency ambulance expenses, pre hospitalisation expenses. I liked this plan because it is a unique one and might prove to be helpful for me in the future.
R
Rajendra Kumar Prajapati
On: Feb 10, 2020
Good company and policy too
Net plus is an unusual plan and not all health insurance companies offer plan with similar benefits. I got to know about star health through its advertisement on radio and as I was searching for a plan with benefits for HIV patients, so got in touch with the insurancedekho’s team and brought it
R
Ratan Singh Rawat
On: Jan 29, 2020
Really helpful one.
Net plus plan is a really good plan that has unique benefits. Also, as i brought it from insurancedekho, so the buying process was smooth enough too. I just called on their toll free number 1800 1205 698 and asked them the procedure to buy as i had already abt plan coverage features online.
V
Vaibhav Yadav
On: Jan 29, 2020
Specially designed plan
I read about this policy on the website of insurancedekho that it is the country’s first plan for HIV infected patients. The plan offers payment of the sum insured as a lump sum for AIDS patient under HIV section (section I) and in-patient hospitalisation expenses under Medical section (section II).
G
Gurdeep
On: Jan 08, 2020
Different plan for HIV patients
I liked this plan and brought it for a close relative last month. I didnt find any plan in the market offering benefits that this plan offers. So didnt think twice before buying his plan. Also, it did not have high premium ..i liked insurancedekho’s services
s
shee keshan
On: Jan 08, 2020
Great plan.. I likd it
Net plus is a different health insurance plan that covers HIV patients. It is one of a kind policy and offers sum in lump sum if the individual is declared as HIV positive. The plan does not ask for huge premium amount.. One can take this even if they already have a plan from company or other individual plan.
S
Siddharth Yadav
On: Dec 20, 2019
Nice..
I was unsure of buying his plan but then read about its benefits on the insurancedekho’s website. And decided to buy it. I paid nominal premium for this plan.. It is an unusual one and hence ppl dont readily buy it but after reading the benefits you will realise its importance
D
Digvijay Rathore
On: Dec 20, 2019
I appreciate their quick response.
Star health always proves itself when it comes to providing efficient services to its customers. I have been its customer since a few years by now and have never got into a problem by purchasing products from them. Net plus plan is an additional plan as my other plans didn’t offer cover that i get under this.
G
Guddu
On: Dec 10, 2019
Good option for HIV patients
I have recently purchased this plan from insurancedekho and it offers payment for sum insured as lump sum in case the insured person is diagnosed with AIDS. Other inclusions under this plan are emergency hospitalisation cover, room, boarding charges, pre hospitalisation and post hospitalisation charges up to a certain limit
D
Dolly Sharma
On: Dec 10, 2019
Smooth n easy process!
This is the reason why i prefer buying things online is because it is a hassle free process.. Same was when i purchased health insurance online from insurancedekho’s website. I visited their website, understood the plans, selected one, called the ppl in ID and made payment for that plan too online.
K
Karan
On: Nov 28, 2019
Unique plan.
I had not heard or read abt any such plan that has coverage features as it has. I brought it for myself and felt really good after having shared some financial burden for future. It offers me nice coverage features and yet comes at affordable premium. I am satisfied
J
Jiyansh chanana
On: Nov 28, 2019
Will definitely recommend insurancedekho to friends
This company is worth giving a try to. They have grown so much and now also have a great customer services team. You will never be disappointed to purchase a policy from them. They give you comprehensive plans as per your needs at the best prices in the market with added discounts too
N
Nikhil gupta
On: Nov 19, 2019
Very useful plans
Insurancedekho offers really useful plans. I like what they offer and they explain every plan to the customers. I get covered for many benefits udner my plan.
S
SURINDER PRASAD GAUR
On: Nov 19, 2019
Good plan...!!
I like insurancedekho and have purchased net plus plan from them recently. The executives explained me in detail pros and cons of having a plan. The product provides both a lump sum amount under Section I and in-patient hospitalisation expenses under Section II. You can buy this at low premium from them
M
Mm verma
On: Nov 08, 2019
They handle customers well
I really have no complaints from insurancedekho as they handle their customers really well and in a polite manner. They understand your needs and suggest you with the best possible plan for you at best price. I brought net plus plan and I am satisfied with the coverage features Iam getting.
P
Pankaj rajput
On: Oct 30, 2019
Good plan for people with HIV
I had never come across any plan that is specially dedicated for the HIV patients. But when i read about net plus plan from star health while surfing on the website of insurancedekho, i was really happy. I already had a standard health insurance plan but that didnt cover hiv so I purchased this too.
S
Sunil kumar
On: Oct 30, 2019
Good plan for HIV patients
You will not get a plan like this that covers HIV patients. I have helped my friend purchase it as he was facing problem in managing expenses for his bad health. The premium is low if you buy it from insurancedekho and you also get to save on taxes on the premium paid for this plan.
P
Pradip
On: Oct 18, 2019
Great plan with great advantages
Already infected with HIV, I brought this plan for myself from Insurancedekho at low premium. I did not know how to use this plan for future purposes and claim process etc so took help from customer care executives at insurance dekho. They are really helpful. Choose them!
s
sunil kumar kashyap
On: Oct 18, 2019
The only policy for HIV patients..aprreciate it
I have purchased this plan and I really aprreciate the initiative of Star health in launching this net plus plan for individuals diagnosed with AIDS. It is really helpful for people of any age infected with HIV. All my doubts were cleared by insurancedekho people. Good teamwork I must say!
T
Tarun upadhyay
On: Oct 04, 2019
Many coverage under the plan
What I liked about the Net Plus plan offered by Star Health is the number of coverage features that it offers for individuals affected with HIV. It provides me for pre-hospitalisation expenses for up to 30 days, ambulance charges etc. And all this I am getting at nominal premium.
S
SKC
On: Oct 04, 2019
Policy pays in lum sum..can go for it
I got my friend covered under Net Plus policy by star health recently. I read about this policy online and thought of sharing it with him as he is infected with HIV. The policy provides lump sum if anyone is suffering from AIDS. It is useful for him and will help to save himself from financial burden if his health gets worse.
H
Harsha
On: Sep 23, 2019
Good customer care executives!
This policy from star health named Net Plus is one of a kind policy and I ahve purchased it as I was infected with HIV. I was searching for this policy from a long time but not many insurers sell policies for HIV/AIDS. So I went with this one after discussing my requirements with the customer care executives at InsuranceDekho.
K
Keshav
On: Sep 23, 2019
Hats off for the services
The team at insurancedekho is really good and polite. They keep in touch with you not only till the time they need you, but also when you need them, that is at the time of claim settlement. I have no complaints from the team and wish they grow in future
K
Kriti
On: Invalid date

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FAQs

How to buy Star Health Insurance Plan?
InsuranceDekho provides you easy ways to buy Star Health Insurance Policy. These are:

Online: On the online mode, the policy is generated instantly along with the card and kit. However, this feature is mostly applicable for the cases, where there is no requirement of medical checkup or underwriting.

Telephone - You can also contact the customer care executives at InsuranceDekho on the toll-free number 7551196989 and get all the details of the plan.
Why should I buy a Star Health insurance plan?
The health insurance policy by Star Health safeguards you and your family for any financial crisis that may arise due to a medical emergency. Purchasing a proper health plan can assist you in saving your hard-earned money and other assets.
How many claims can I make in a year?
You can make any number of claims over the year. But, the number of claims should not exceed the limit of the sum insured.
How many network hospitals are covered under Star Health?
There are more than 9,800 top-quality network hospitals covered under Star Health.
Is medical check-up required to buy a Star Health Insurance Policy?
Yes, the medical check-up is required to buy a Star Health Insurance Policy. But it is applicable only for the people of above 50 years.

View All

Claim Process at Star Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.