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Royal Sundaram Total Health Plus Insurance User Reviews

184 reviews Rate This
Royal Sundaram
Highlights
Claim Settlement Ratio98.60%
Network Hospitals10,000+
Pre-existing Disease Waiting Period3 years
Special BenefitsModern Treatments Such as Bariatric Covered
Starting Premium for Rs. 5 lakhs SIRs. 382/month
Starting Premium of Rs. 5 lakhs SIRs. 382/month

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Rating of Total Health Plus
4.1
Based on
19 User reviews

  • Great coverage features

    I am very happy to have purchased the Royal Sundaram- Total Health Plus at InsuranceDekho. I recently bought it at the portal with the help of some of the executives. I will visit the portal again in case I need any help. My policy offers me great coverage features and I found it affordable too. 

    S
    Sumit Kumar
    On: Aug 25, 2023

  • Nice Health Plan!

    It is a plan that gave everything in addition or in excess to me. Be it satisfaction, or coverage, it gave me everything in bulk. There are many people in my family and friends circle, who have purchased this plan and got a great service through this plan. Very nice plan indeed. 

    B
    Brajwasi Verma
    On: Feb 17, 2020

  • Disappointing plan!

    I purchased this health insurance plan with high expectations but I have lost all of it due to its bad service. This has been a very disappointing policy for me. 

    N
    Neerav Rana
    On: Feb 17, 2020

  • Economical deal.

    I am using this plan for more than 2 years. This is one of the most reliable plan that I have used in my life. This is a policy that suits the medical needs of me and my family. The policy has several benefits that can easily bring relief for a family and prove itself as an affordable health product.

    A
    Ayushi Rana
    On: Feb 04, 2020

  • 10 on 10 plan!

    This is a family health policy, which is equipped with a diverse range of offerings, this policy has expanded its coverage, features and benefits so that it can cover the smallest possible medical expense that a family has to incur during difficult times. I will be suggesting this policy to all my family and relatives.

    M
    Mayank Srivastava
    On: Feb 04, 2020
    • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 80 Lacs+ happy customers

  • Outstanding and inexpensive.

    This is an outstanding health insurance plan that delivers its policyholders with every possible medical coverage. For me it extended its offerings to a particular level, where it took care of all the members of my family. This plan is available in two different variants at an affordable price, which made me trouble-free. 

    P
    Panuganti Ajay Kumar
    On: Jan 20, 2020

  • Thanks to this policy.

    This plan is an ideal choice for me and my family. Thanks to this health insurance policy for fulfilling different medical needs of my family.

    J
    Jagannath
    On: Jan 19, 2020

  • For every happy home.

    I was told that it is a plan that holds a wide array of benefits which incorporate coverage for out-patient and in-patient hospitalisation, pre and post hospitalisation, maternity expenses, lifelong renewability, emergency ambulance, portability, and so on. These benefits together made this plan to be the best for me and to be considered as a perfect health insurance product for every household. 

    V
    Varun Mehta
    On: Dec 26, 2019

  • Complete protection plan.

    This plan is a perfect tool that anyone can utilise to keep his or her savings intact during the times of medical emergencies. The policy is equipped with various key features and additional benefits that can easily bring relief for a family and prove itself as an economical health product. 

    T
    Timmi Singhal
    On: Dec 25, 2019

  • Outstanding policy.

    It is an outstanding policy that served me with every possible medical coverage. It extended its offerings to a level where I was able to look after all the members of my family. The policy is equipped with various key features and additional benefits that easily brought relief for my family and prove itself as an economical health product. 

    R
    Ramendra Sharma
    On: Dec 06, 2019

  • Best among the bests!!

    This Total Health Plus Plan holds the virtue of fulfilling diverse medical requirements. I faced no problem with anything, be it payment or communication with customer care. I bought this on the suggestion of my friend and found it pocket-friendly and quite good at delivering the features and benefits.

    N
    NIlesh Singh
    On: Dec 05, 2019

  • A perfect plan!

    This plan is a perfect tool anyone can utilise to keep the savings intact during the times of medical emergencies. It comes with 1 year coverage term and allows the coverage for people within the age group of 91 days to 65 years. I bought the coverage of 10 Lakh, which depends on the variant chosen. 

    V
    Vandana
    On: Nov 18, 2019

  • An ideal choice

    I found this Total Health Plus Policy an ideal choice for every section, be it individual or family. It holds the virtue of fulfilling different medical needs of everyone from in-patient hospitalisation cover to out-patient expenses. These benefits leave no stone unturned to look after the expensive medical needs of each and every member of the family. 

    S
    Subhash Chand
    On: Nov 18, 2019

  • Trusted and renowned plan

    It is a trusted and renowned plan not in just market rather in my family too. We are using this Total Health Plus plan for more than 3 years and are very satisfied with its services and features. We have made 3 claims so far and found that with a smooth procedure. 

    P
    Pradeep Kumar
    On: Nov 01, 2019

  • Enjoying it to the fullest!

    It is a perfect health insurance plan which provided some of the best available coverage benefits. The plan is one of the best-selling plans with its normal coverage and many benefits that it offers. I enjoyed this plan thoroughly as it has taken care of my family in the best manner. 

    S
    Shashi Kumar
    On: Nov 01, 2019

  • It keeps me happy.

    This Total Health Plus Plan is a perfect tool, through which I am able to keep my savings intact all these years despite facing the times of medical emergencies. I bought the policy with 1 year coverage term and renewing it for 3 years. I have no issues with the plan. 

    S
    Sushree Rosalin Pradhan
    On: Oct 18, 2019

  • A health plan for all.

    This health insurance policy left no stone unturned to look after the expensive medical needs of each and every member of my family. It is a plan that never made me realise any fear in the respect of medical emergencies and treatments related to them. A plan for all. 

    K
    Krishna
    On: Oct 18, 2019

  • Outstanding health policy

    I bought Total Health Plus Policy and found it an outstanding plan. It served me with every possible medical coverage. It extended its offerings to a level where it can look after all the members of my family. This health insurance plan is available at an affordable price.

    P
    P Vijaya Vani Rao
    On: Sep 30, 2019

  • Useful to the core!

    It is a very useful plan as it provides coverage for different types of ailments and outpatient expenses as well. I am very happy to have this plan and quite satisfied with its features that I was offered such as out-patient expenses, maternity costs, lifelong renewability, emergency ambulance, portability and so on.  

    V
    Vineet Kumar
    On: Sep 30, 2019

13385 Royal Sundaram Cashless Network Hospitals in India

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FAQs

  • How to buy and apply for Royal Sundaram health insurance policy?

    You can buy and apply for any Royal Sundaram Health Insurance Policy online from the official website of Royal Sundaram Health Insurance at www.royalsundaram.in or through online broker’s website like Insurancedekho.com.

  • How many hospitals provide cashless claim settlement in health insurance offered by Royal Sundaram?

    There are 5,000+ hospitals that provide cashless claim settlement in health insurance by Royal Sundaram.

  • How to pay Royal Sundaram health insurance premium? What are the modes of payment available?

    Royal Sundaram offers two modes of payment for the health insurance premium, viz.,

    1. Cash payment at the branch

    2. Online payment: For online payment mode, the policyholder can pay via credit card, debit card, or net banking.

  • What is the renewal process for Royal Sundaram health Insurance?

    You can renew the Royal Sundaram health insurance policy by following these steps online-

    • Enter your Policy Number and Date of Expiry into e-portal.
    • Calculate the premium
    • Select the payment option-Net Banking or Debit/Credit Card to pay.
    • Upon successful payment completion, print/save the premium deposit receipt.

  • How can I check the policy status of my Royal Sundaram health insurance?

    If you are a registered user, you can simply log into the official website of Royal Sundaram with your e-mail id and password and check the status of your Royal Sundaram mediclaim plan.

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Claim Process at Royal Sundaram Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate at least 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Royal Sundaram Health Insurance Contact Details

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