What is the sum insured or coverage amount offered under Smart Cash Plan?

The sum insured or coverage amount varies from Rs. 500 to Rs. 10000 per day, depending on the variant selected.

What are the relationships that can be covered under this health insurance plan?

This policy allows the coverage of Self or Proposer and Dependents, who bear any type of legal relation to the proposer.

Does the Smart Cash Plan offer any discount to its policyholders?

Yes, the plan offers a family discount of 10% for covering 3 or more members.

How can I enrol myself to get this Smart Cash Plan?

The plan owns a fast and simple enrolment process. You just need to duly fill the health proposal form. It is advised to ensure that all the relevant details are submitted accurately and completely before signing the form.

What is the coverage term available under the Smart Cash Plan?

The Smart Cash Plan is available with the coverage term of 1, 2 and 3 years.

Is there any optional cover provided with the Smart Cash Plan?

Yes, Personal Accident Benefit is available as an optional benefit under the Smart Cash Plan. The benefit can be availed only if an additional amount of premium is paid at the time of policy inception itself and coverage confirmed.

What is the coverage limit in regards to the days covered under this plan?

As per this plan, the maximum number of days of hospitalisation covered under this health insurance plan can’t exceed 180 days per person per policy year.

Is there any variant offered under this plan?

Yes, the plan is available under three variants named as Silver, Gold and Platinum.

What are the benefits available under different variants of the Smart Cash Plan?

The plan is equipped with several benefits which are segregated under different variants. Some of the benefits are Hospital Confinement Benefit, Accident Hospitalisation Benefit, Convalescence Benefit, Critical Illness Benefit, Joint Hospitalisation due to an Accident, Child Birth Benefit, Pre-existing Disease Benefit, Health Check-up Cost Reimbursement, Intensive Care Benefit, Emergency Family Member Visit from Abroad, Parental Accommodation Benefit and so on.

Can I earn any tax-related benefit under this health insurance plan?

Yes, under this plan, the premium amount is eligible for tax rebate under Section 80D of the Income Tax Act, 1961.

Royal Sundaram Smart Cash Health Insurance Wordings

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Highlights

Claim Settlement Ratio	98.60%
Network Hospitals	10,000+
Pre-existing Disease Waiting Period	3 years
Special Benefits	Modern Treatments Such as Bariatric Covered
Starting Premium for Rs. 5 lakhs SI	Rs. 382/month
Starting Premium of Rs. 5 lakhs SI	Rs. 382/month

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Royal Sundaram Smart Cash Brochure

436.67 KB
PDF Document
Sep 19, 2019

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Royal Sundaram Health Insurance Plan List

Critical Illness (2)
Family (12)
Individual (8)
Senior Citizen (1)
Parents (2)
Kids (1)
Maternity (1)
Woman (1)

Name of Plan	Sum Insured
LifelineMin: 91 Days; Max: No Limit	2 Lakh	Check Premium
Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years	1 Lakh - 5 Lakh	Check Premium
Family PlusMin: 91 Days; Max: No Limit	2 Lakh	Check Premium
Corona Kavach PolicyMin: 1 Day; Max: 65 Years	50,000 - 5 lakh	Check Premium

Royal Sundaram Health Insurance Top Up List

Critical Illness (1)
Family (1)
Individual (2)
Senior Citizen (1)
Top-up (1)

Name of Plan	Sum Insured
LifelineMin: 91 Days; Max: No Limit	2 Lakh	Check Premium

4963 Royal Sundaram Cashless Network Hospitals in India

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FAQs on Smart Cash Health Insurance Plan

What is the sum insured or coverage amount offered under Smart Cash Plan?
The sum insured or coverage amount varies from Rs. 500 to Rs. 10000 per day, depending on the variant selected.
What are the relationships that can be covered under this health insurance plan?
This policy allows the coverage of Self or Proposer and Dependents, who bear any type of legal relation to the proposer.
Does the Smart Cash Plan offer any discount to its policyholders?
Yes, the plan offers a family discount of 10% for covering 3 or more members.
How can I enrol myself to get this Smart Cash Plan?
The plan owns a fast and simple enrolment process. You just need to duly fill the health proposal form. It is advised to ensure that all the relevant details are submitted accurately and completely before signing the form.
What is the coverage term available under the Smart Cash Plan?
The Smart Cash Plan is available with the coverage term of 1, 2 and 3 years.
Is there any optional cover provided with the Smart Cash Plan?
Yes, Personal Accident Benefit is available as an optional benefit under the Smart Cash Plan. The benefit can be availed only if an additional amount of premium is paid at the time of policy inception itself and coverage confirmed.
What is the coverage limit in regards to the days covered under this plan?
As per this plan, the maximum number of days of hospitalisation covered under this health insurance plan can’t exceed 180 days per person per policy year.
Is there any variant offered under this plan?
Yes, the plan is available under three variants named as Silver, Gold and Platinum.
What are the benefits available under different variants of the Smart Cash Plan?
The plan is equipped with several benefits which are segregated under different variants. Some of the benefits are Hospital Confinement Benefit, Accident Hospitalisation Benefit, Convalescence Benefit, Critical Illness Benefit, Joint Hospitalisation due to an Accident, Child Birth Benefit, Pre-existing Disease Benefit, Health Check-up Cost Reimbursement, Intensive Care Benefit, Emergency Family Member Visit from Abroad, Parental Accommodation Benefit and so on.
Can I earn any tax-related benefit under this health insurance plan?
Yes, under this plan, the premium amount is eligible for tax rebate under Section 80D of the Income Tax Act, 1961.

View More Questions

Claim Process at Royal Sundaram Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate at least 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Royal Sundaram Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Royal Sundaram Health Insurance
1860-425-0000Mon to Fri 10:00 AM to 7:00 PM
customer.services@royalsundaram.in